I started investing in April of this year. My portfolio is based on $VWRL (-0,07%), supplemented by individual tech stocks ($AVGO (+2,82%), $SU, (+0,51%)
$NVDA) (+1,14%) and a Dutch dividend stock ($NN) (-0,8%). I would love to hear your recommendations regarding my portfolio.

Been investing since December and currently rocking a core-satellite setup: $VWRL (-0,07%) as the base, balanced with Tech ($ASML (+2,49%) , $AVGO (+2,82%) , $MSFT (-0,5%) , $AMZN (+1,11%) ) and dividend stocks ($AD (-1,06%), $ASRNL (-0,91%) , $NN (-0,8%)).

Curious what you guys think of the current distribution, and do you have any good suggestions or solid picks to check out for the final push?

$NN (-0,8%) delivered outstanding results today, OCG of 1.1B€, up 5% and raising its solvency II ratio to 224%. Leaving room for future increases in the annual share buyback program. (350m)

The company also raised its interim dividend by 12% to 1.55.

In its presentation, it said it’s making a lot of progress on cost saving and productivity improvements with AI, offsetting token costs. On track on reaching yearly savings of about 200m€, and improved by sales coming from digital leads and LLM visibility.

STRONG 🚀

A mix of some growth, some dividend growth and some high dividend.

$NN (-0,8%)
$ASRNL (-0,91%)
$O (-0,9%)
$V (-0,14%)
$WHA (-1,81%)
$JEGP (-0,76%)
$TDIV (-1,01%)
$VWRL (-0,07%)

One of the financial twins in my portfolio published it's figures this week, and i'm more than happy. Dividend is raised even more then I expected and a solid solvency ratio. See a short recap of the figures below.

$NN (-0,8%) – Full Year 2025 Results (Published February 12, 2026)

NN Group delivered strong full-year 2025 financial performance, exceeding expectations on capital generation, solvency, dividend, and shareholder returns.

Key Financial Figures – FY 2025

• Operating Capital Generation: €2.09 billion (above the €2.00bn consensus). �

• Solvency II Ratio: 220 %, significantly above market expectations (~212 %). �

• Net Free Cash Flow: €1.62 billion, in line with expectations. �

• Cash Capital at Holding Company: €1.84 billion, slightly above forecasts. �

Business Segment Highlights

• Netherlands Life: €1.19 billion operating capital (vs. ~€1.13bn expected).

• Netherlands Non-Life: €442 million (vs. ~€415m expected).

• Insurance Europe: €520 million (vs. ~€500m expected).

• Non-Life Gross Written Premiums: +6 % growth, exceeding €4 billion.

• New Business Value Growth: +16 % in Insurance Europe; +25 % in Japan Life.

Dividend & Shareholder Returns

• Dividend per share: €3.88 (a 12.8 % increase vs €3.44 in 2024, and above expectations of €3.70).

• Share Buyback: €350 million annual program aligned with guidance.

• Strong ongoing capital returns acknowledged by investors.

Additional Highlights

• NN Group met or exceeded its operational capital generation target for the year.

• Free cash flow remained robust at ~€1.6bn, supporting dividend and buybacks.

• Solvency metrics and capital strength were better than expected, reinforcing financial resilience.

• Growth in international markets (Europe & Japan) contributed strongly to new business value.

Market Reaction

NN Group’s share price reacted positively following the results, reflecting investor confidence in the company’s strong capital position and enhanced shareholder returns.