3Ano·

Peer pressure kicks in and I was forced by @Fabzy to say a few words about me and my uh... "strategy" or something.

so...


I always found finance totally boring. I'm not sure if Undercover Trade Republic employees brainwashed me, but something happened a few years ago, in my early 20s. Suddenly the thought of taking my money to a magical place and watching it become more (or less 😭 ) was somehow.....irritating.


300h of financial flow videos later and seeing Gerd Kommer's face in my sleep, I had landed in the endless maelstrom of 70/30 and co. and set up my All-World in January 2020 with a large investor savings rate of 50 euros per month. Thanks to my first full-time job and very low expenses, I was then able to quickly increase the monthly investment sums massively. To 51 euros, of course 🤡


Apparently, the broker sales reps were at it again and tempted me to buy my first shares and cryptos some time later.


**

This is how I am currently positioned investment-wise:


  • ETFs: FTSE All-World (distributing) to take advantage of the saver's allowance. I don't save any more, but leave it and reinvest the dividends. FTSE All-World (accumulating) is saved monthly on an ongoing basis. This is my conservative basis.


  • Selected individual shares as long-term positions (I only make individual purchases, no savings plans). My focus with my individual stocks is on tech, healthcare and luxury. I do not currently pay attention to dividends and do not pursue a dividend strategy.


  • My cryptocurrencies are Bitcoin and Ethereum. I will stick with these two and add to them with one-off purchases when the opportunity arises.



**


I'm doing all this because I want to be able to decide for myself when, how much and where I work and therefore have more time for my family, friends, projects, hobbies and travel. That's the big goal in a few decades - or when the $LORY (-0%) coin starts to climb 🤡


Okay that's it, bye.

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102 Comentários

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It's probably time to drop the $LORY bags now that the masses know. Have a lot of catching up to do like a drug addict, that's true. The 51 euro savings plan can be seen but please also think of the fun in life, you do not always have to put everything in the depot ☝️🥵🤤
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get all the emojis at once:🚀💸🐢👍❤️ take things into your own hands, have fun doing it and do something for the future 💪
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Hello Lorena, Nice to have you here too 👋🏼
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From 1000 followers we want to see the blue hook on you 😅
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@Plossi the 🆘 hits me in the heart 😭
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@Lorena
This is just to say that I would probably need a vet if a young attractive lady like you, who is also active in the stock market, were my rider...SOS is already getting the crane to get Plossi 🐴 upright again 😅

I think your post is great and like your transparency ❤️🚀
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@Lorena

Let me be your Icelander 🐴🐎❤️
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@Plossi That's sweet of you! 🥰I've never had riding lessons, so far my horse experience is limited to petting and looking at them 😂
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@Lorena and do you like horses or are you fascinated by them? When you build up a relationship with a horse and gain their trust....it's really great, really! I never had anything to do with horses until I met my girlfriend, but now I've really taken to them 🐴
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@Plossi are definitely very impressive and noble animals! My heart beats for dogs, but I recently had the pleasure of getting to know a friend's horse. It was lovely :)
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When it comes to mobility, I'll be doing an analysis soon 💥🚀
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@TheAccountant89 uiiiii my little eyes get really big 👀🚀
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@Lorena I would advise you to invest there too. Otherwise the big eyes will soon get eyeshadow.
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@TheAccountant89 you better invest in protective clothing for our fight! ⚔️
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@Lorena Bruce Lee has no protective clothing either. Then why should I 💪🤺
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@TheAccountant89 Bruce Lee isn't such a weak wimp like you either 🆘
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@Lorena I do it like Ali: "Float like a butterfly, sting like a bee." Except I don't use the boxing gloves.
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@TheAccountant89 mhmmmm that means you're baking me a bee sting? 😋🤤
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@Lorena No, I can't bake. Just break it and eat it 💥
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Very nice 👍🌼 thx for sharing
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@Ember thank you :)
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Mobility? 👀 Tesla!
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@svenleowe I've heard that this is a nobrainer 👀
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Very nice. Keep going! ❤️
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@InvestmentPapa Yes 🙌🏻🥰
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Oh man bad investments
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Bookmarked!!! Read later at work in peace 😃
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You forgot to mention monkeys 🤡 Greetings from Mars
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I also wanted to leave a comment :)
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When I look at your interest in finance at the time and then the turnaround, with online brokers and several hours of financial flow videos, I could easily think you were writing about me. 😄

Only for me, it was unfortunately only recently that an interest turned into a hobby.

I devour every book or video and am grateful for any information that opens my eyes 🤓 to how to handle your finances sensibly and have fun with them.

I'm still a bit cautious about individual shares as I'm still thinking about what I think really makes sense and as my World ETF already contains many of these individual shares. I'll take my time with that.

In addition to ETFs, I'm focusing on Bitcoin.

LG and have a nice weekend 👋🏽
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You have a great depot.
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Great post, fun to read... hope for more posts like this from you ;-) 👍 ... and also a good portfolio mix.
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Great strategy 😄 you had me at the latest with your increase to €51 a month 🫡
That's how it started for me too...😅😆😅 we'll just keep going and hopefully look forward to rising prices soon 🤗
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I am extremely offended that no shark was mentioned in the list of animals
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So for me, the division into accumulating and distributing ETFs makes no sense at all. If you reinvest anyway, it's nonsense. The mere aim of achieving the lump sum is then irrelevant.

Can you give me the reason? :)
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Do you only use one securities account, or several? For example, do you separate ETFs and shares?
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Why are you so deeply in the red with NVIDIA?
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