3% front-end load
2.06% management costs p.a.
Transaction costs (0.45%) and management fee (1.6%)
If I compare the $HMWO with the $EDNP over the last 5 years:
$HMWO +85.9% (source: extraetf)
$EDNP +83.7% (source: Finanzen net)
Your charts are over a longer period than 5 years (see hook "Coronacrash") and probably start with the comparison from 2015.
Due to the fees, the fund must generate a much higher return each year than the MSCI World. Initially, the costs appear to be very low, but over the long term, they can add up to more than "2%" of the final assets after 30 years (often more like a factor of 2-3, which is what the ETF is worth more).
It might make more sense to take a closer look at a few companies and add them to the portfolio as individual stocks.
2.06% management costs p.a.
Transaction costs (0.45%) and management fee (1.6%)
If I compare the $HMWO with the $EDNP over the last 5 years:
$HMWO +85.9% (source: extraetf)
$EDNP +83.7% (source: Finanzen net)
Your charts are over a longer period than 5 years (see hook "Coronacrash") and probably start with the comparison from 2015.
Due to the fees, the fund must generate a much higher return each year than the MSCI World. Initially, the costs appear to be very low, but over the long term, they can add up to more than "2%" of the final assets after 30 years (often more like a factor of 2-3, which is what the ETF is worth more).
It might make more sense to take a closer look at a few companies and add them to the portfolio as individual stocks.
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@MoneyISnotREAL i made the comparison via getquin, i think that always shows the total time in which both existed,
i'm mainly invested in individual shares and etfs, this is more of an experiment to at least try it out properly, the position is less than 2.5% of my portfolio
i'm mainly invested in individual shares and etfs, this is more of an experiment to at least try it out properly, the position is less than 2.5% of my portfolio
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@Derebete If I take the lower comparison (219% vs. 196%) it is before costs.
If you do the math, the fund did worse after costs.
I can tell you from my own experience how it is with active funds. They simply cost money. Over time, you do see an increase in value, but not the opposition costs or the missed gains from ETFs.
If you do the math, the fund did worse after costs.
I can tell you from my own experience how it is with active funds. They simply cost money. Over time, you do see an increase in value, but not the opposition costs or the missed gains from ETFs.
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