Which lowcost broker for BTC savings plans

Bimbam · 2026-01-22T07:12:31.527584Z

Good morning everyone, I would like to set up a weekly savings plan on $BTC on a weekly basis. Which broker can you recommend that has spreads that are not too high? Thank you and best regards

Eugene H.@RealMrKrabs

3G

I have an hourly savings plan with STRIKE

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Bimbam@Klambam

3G

@RealMrKrabs any hidden costs? Savings plans free of charge?

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Eugene H.@RealMrKrabs

3G

@Klambam After the initial phase (1 or 2 weeks), all future purchases in the savings plan are free of charge

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Eugene H.@RealMrKrabs

3G

@Klambam I currently make 30 cents every hour, always quarter by quarter, and I'm extremely satisfied. Once a month I transfer the BTC to my cold wallet. It's been running like this for about 1 year and I've never had any problems. Hourly savings plans are otherwise difficult to find, but the fact that the transaction fee is waived after the first purchases makes it a no brainer for me

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Bimbam@Klambam

3G

@RealMrKrabs okay top, do you have an invitation link? :)

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Eugene H.@RealMrKrabs

3G

@Klambam https://invite.strike.me/1YPHXD - the company thanks my friend ❤️

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Plhvk@Plhvk

3G

@RealMrKrabs didn't know that there was such a thing!

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Jakob C.@Creutzfeldt_Jakob

3G

@RealMrKrabs Hourly savings plan is wild 🤯

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Eugene H.@RealMrKrabs

3G

@Creutzfeldt_Jakob this is probably the ultimate cost average for an asset as volatile as crypto 😅😅

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Zerax@Zerax

3G

Yep, can also recommend Strike.

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Kimono@Kimono_93

3G

+1 for Strike.

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Alpalaka@Alpalaka

3G

I run everything via 21Bitcoin. Start-up from Austria with 0.79% fees

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Ella M.@DividendenWaschbaer

3G

@Alpalaka minus a fee reduction of 0.2% with referral. Don't you have one? Can offer you mine. Don't have any of that either 😅

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Alpalaka@Alpalaka

3G

@DividendenWaschbaer jajajajajaja right back to the topic Ref-Link to dust off a few euros: D
I also have one in my profile hah!

It's at least 0.49€ or 0.79% fees for savings plans.
Without Ref-Link it would be 0,99%, with Ref-Link the mentioned 0,79%.

So the following applies: Up to 62€ the fees are >0.79%, above that it is 0.79%

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Ella M.@DividendenWaschbaer

3G

@Alpalaka Oh crazy. You see, I didn't have that in mind. I thought it was 0.79% and then it was 0.59%. Well, with my €40 savings plan I always pay the maximum anyway 😅😂
But no, I don't get anything from it, unfortunately. A few extra euros would be nice 🤪

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Alpalaka@Alpalaka

3G

@DividendenWaschbaer 1,25%. It's still within reason. Others have spreads, we have fees
I can't imagine that Strike, for example, lives on air and love

You can have mine. Then at least I'll get something

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Ella M.@DividendenWaschbaer

3G

@Alpalaka What do you get if I use your referral? I thought both get this fee reduction. If you already have a code, you're out of luck and get nothing. That's what I thought.

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Alpalaka@Alpalaka

3G

@DividendenWaschbaer As long as there is a ref link in it, you get the -0.2%. It doesn't matter how often you exchange the code.

Basically you get 50% of the fees if I'm not mistaken
And since I don't want to give the peanuts to Finanzfluss, I'd rather take a ref from the community here

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Boomshak83@DividendenPaul

2G

I use Bison for Bitcoin purchases.

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Wif@salvo89ari

3G

have octopus

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Wif@salvo89ari

3G

am from switzerland so can not use strike

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Hans@capital_captain_3069

1G

@salvo89ari Relai?

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Seong G.@Player_456

3G

For non-US residents, I can recommend Bittr, a Swiss company (getbittr.com)
Only lite KYC (email and IBAN)
Non-custodial. You can purchase and send it directly to a hot wallet (Blue) or different cold storage (Ledger, BitBox, Trezor).
1,5% fee per purchase.

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Hans@capital_captain_3069

1G

I have been using Relai for several years, I can really recommend it. You can also use an external walllet directly if you like. This gives you an additional 10% reduction:
REL240393

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Which (low-cost) broker for BTC savings plans?