For a long time I had my savings plan $VWRL (-2,64%) had it running. Solid, but the allowance has long since been exhausted by VWRL distributions. Time for a twin.
$VWCE (-2,55%) Same index, same world, but accumulating. More tax-efficient than the distributing variant -> compound interest runs through unabated.
At the same time I have $BTC (-0,17%) sold. Too volatile, too much mental attention for someone who is very busy at work. I need a portfolio that I can forget about - not one that keeps me awake at night.
The strategy now: VWRL remains untouched, VWCE becomes the new building block for everything new. Savings plan is running, with a one-off payment on top today.
Boring? Yes. Right? Yes, too 📈
