1Settimana·

🔙 A look back: April 2025

April was another exciting month - time for a little tour of my depot and everything around it:

📊 Performance & figures:

Monthly performance: +1,12 %
Annual target: +15 %
Current IPQ: 118,7
Hot factor favorite: Ferrari 🏎️
King Midas Factor: Nexus ✨
My Robo-Advisor continues to perform strongly with an overall performance of +21,61 %
And the franc? It currently stands at 1,06 €

💻 Crypto & digital assets:

In my crypto area there were a few adjustments and partial sales.
At Timeless I have added the Pattex Philippe Calatrava with a discount coupon.
NFTs: Currently no new developments.
Music rights via Globalrockstars: No new shares here either.
Winery news? No news - all quiet in the cellar 🍷

📈 Individual shares, ETFs & savings plans:

Some ETF savings plans have been paused, but a new savings plan on Cheesecake Factory
$CAKE (+1,7%) has been launched.
Anyone who has been with me for a long time knows my story: I hadn't bought any individual shares for a long time due to additional costs when buying real estate. The buffer has been back since June 2021 - and I'm starting again!
I'm starting with the "small" stocks from before - not at the same price, but in the same quantity:
Coloplast$COLO B (+0,26%)
Amplifon$AMP (+2,92%)
Aston Martin$A5S
Ceres Power$CWR (+8,37%)
Vow$VOW (-4,8%)
Vita 34 $V3VJ
These positions also help me to reduce my loss pot to fill up a little again.

📊 Crowdcube investments:

A few shares in manga.io secured - the nerd in me needed it. 🎌📚

🎴 Pokémon cards:

I put together small sets from cards I won - and donated them to a school. Giving back a little piece of joy.

✉️ Application & work:

April was quiet - one week of vacation, 9 days of overtime reduction, so hardly any time in the clinic.
Unfortunately, it didn't work out with the 50 % position did not work out.

🏦 Interest & podcast:

Vivid has adjusted the interest rates - from 10k there is now even a gradation of the interest rate, let's see how long I'll be there.
Podcast Season 3 Episode 1: Financial goals 🎧

🏠 Real estate:

The 5% special repayment for 2025 have been saved up - transfer will go out next week. One step closer to being debt-free!

🔮 Outlook for May:

Portfolio focus: I'm continuing to build my ETF and moving more into individual shares.
Vacation: At the end of May I'm going to Barcelona for the Formula 1 race. I'll make a detour to the burger chain I bought shares in two years ago - let's see how things go there. 🍔🏁

And you? How was your April?

📌 If you don't like my investments - use the block function. 👍 If you celebrate my ideas - please feel free to follow! Thanks for reading - see you in May! 🙌

18 Commenti

Investfamily@Investfamily

1Settimana

I'll have to tackle the special repayment thing this year too :) 👍 Congratulations, successful first half of the year so far.

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Fortunus@Quiny

1Settimana

@Investfamily But it's only really worthwhile if you bought when interest rates were high.

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SGP@Koenigmidas

1Settimana

@Quiny In theory, yes. But I'm more interested in security and financial freedom.

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Fortunus@Quiny

1Settimana

@Koenigmidas I can also understand that. Only in a few years' time will we know what the better option would have been 😜

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SGP@Koenigmidas

1Settimana

@Quiny In any case, I find it more pleasant to be debt-free at 40. And with ancillary costs amounting to 4% of gross salary, a reduction in workload would be the next step

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Date von @Epi@DonkeyInvestor

1Settimana

It's a shame that the job didn't work out. My April was pretty full of investments - in the move and the new apartment

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SGP@Koenigmidas

1Settimana

@DonkeyInvestor What have you invested in the apartment?

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Date von @Epi@DonkeyInvestor

1Settimana

@Koenigmidas Dishwasher replaced for 700. A new stove and oven will probably be added. New furniture for a few thousand euros. Removal company for a few thousand euros. Power line drilled for a few hundred euros. Small things like new toilet lids and lamps, ...

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SGP@Koenigmidas

1Settimana

@DonkeyInvestor that hurts, of course

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Date von @Epi@DonkeyInvestor

1Settimana

@Koenigmidas is only money

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GeldGenie@GeldGenie

1Settimana

Why search for a 50% job? 🤔

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SGP@Koenigmidas

1Settimana

@GeldGenie It was a job that I had always wanted to do, but they were only looking for 50%. I would have reduced my current position and then split myself between the two jobs.

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Ph1l1pp@Ph1l1pp

1Settimana

@Koenigmidas What do you work as in the clinic?

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SGP@Koenigmidas

1Settimana

@Ph1l1pp I have a normal nursing position. But I graduated as a lean expert in 2023 and also do management services. But my application was for a pain expert, so I completed a distance learning course in 2017.

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Ph1l1pp@Ph1l1pp

1Settimana

To what extent do you see timeless investments as a sensible option without being exposed to the market?

I'm still 50% cash and am now considering spreading 20-30k over a few watches/whiskey/paintings.

What speaks against it for me are, on the one hand, the rather high fees for buying and selling and, on the other hand, the fact that the money is sometimes permanently invested for a longer period of time (although you could sell at any time, if I understand correctly).

I would be interested in your opinion

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SGP@Koenigmidas

1Settimana

@Ph1l1pp I find Timeless an exciting alternative - and as you know: luxury is always possible. Of course, fees are annoying, but you also have to bear in mind that you would otherwise lack the capital for the entire asset. Trust is essential. When Timeless only offered sneakers, watches and cars, the experts were probably specifically selected for this. However, I doubt that they have real specialists for every new product category.

Another thing that bothers me is the long capital commitment. I have therefore adjusted my strategy: I now only invest in shares with discount codes, buy shares below my original purchase price on the trading floor or specifically look for assets that are trading below market value and have been available on the platform for some time.

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Ph1l1pp@Ph1l1pp

1Settimana

@Koenigmidas I also see that there are too many investment opportunities, although most of them will probably not be profitable. However, the problem is that I can only buy very few shares (1-5) in the deals/through limit orders and this usually only corresponds to up to €250. As I would like to invest around 20-30k, the only option is to buy pre-market. I will continue to inform myself, if you have any further tips, please let me know

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Gehebeltes-EFH@Gehebeltes-EFH

1Settimana

Hopefully the watch won't stick to your wrist😂

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