So now I have thought long enough and from $O (-0,06%) to $TDIV (-0,1%) and switched from
Savings plan from $O (-0,06%) was dissolved.
The savings installment from $O (-0,06%) was evenly divided into $IWDA (-0,29%) , $SGBS (-0,82%) and $TDIV (-0,1%) and
I am now missing out on the monthly dividend. But I think the expected growth will make up for this.
In addition, my USA share has been reduced.
Carsten

