21H·

Portfolio restructuring

Hello community,

I've been rebuilding my portfolio for a while now. I can't beat the market and I don't have the time or the knowledge to look at every single asset ultra closely. The portfolio is invested for retirement (I have 23 years left). Until then, the dividends will be reinvested.

The $VWRL (-1,44%) and the $TDIV (-1,36%) should represent the core of my portfolio.

The $EWG2 (-1,59%) and $BTC (-0,28%) should round off the portfolio with 3-5%. A maximum of 1 to 5 individual stocks can (should) be added over the years (max. 2% each)

Now I am asking myself whether I should add a momentum ETF of a certain size: e.g. $IWVL (-2,08%).

What do you think and would you recommend this or another momentum ETF?

Thank you very much for your swarm knowledge and help

14Posizioni

0,58%

6 Commenti

Olli@Olli68

21H

In my opinion, no. Just hold it. But I would weight gold with at least 10%. More like 15%. Especially if you otherwise only have equities and no bonds.

For momentum, I recommend the Wikifolio certificates from @Krush82 and @Epi as an addition to your portfolio.

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Dan@fizzelfritz

19H

@Olli68 I've already read through them.
Bonds, hmm. I still need to build up some knowledge.

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U1F34E@U1F34E

21H

The linked ETF is a value ETF. A momentum ETF would be, for example, $XDEM or $IS3R. In addition to the Momentum Premium, a small cap ETF with a value approach might be interesting. Small caps are not really represented in your portfolio yet. Historically, small caps have also outperformed large caps. However, both etfs are more volatile than a standard msci world or all world. You should also be aware of this when making your selection.

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Dan@fizzelfritz

19H

@U1F34E Yes, small caps - also an idea. Thank you. Any recommendation?

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U1F34E@U1F34E

16H

With the $AVWS you get small cap value with the addition of a quality filter to avoid value traps.

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Dan@fizzelfritz

16H

@U1F34E Thank you. I'll have a look

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