Hi, I'm 20 years old, and I'm currently saving €1,200 a month. Of that, €1,000 goes into the $VWRL (-0,19%) and €200 goes into the $TDIV (-0,35%) . My goal is to reach hit the 100k mark by the time I’m about 25–28 years old.
What do you think of this portfolio, and what changes would you make, if any?

