Here is my small portfolio again.
I haven't changed everything yet, but I've already started.
$ISPA (-0,49%) will be liquidated on the 16th and invested in $VWRL (-0,86%) invested.
$MSCI (-0,84%) was a gift via TR, but I will also sell it.
The $SPPW (-0,49%) I'm saving something for my niece.
So that I can give her a nice handout in 13 years' time.
The savings rate will be increased every year.
$VOW (-1,63%) I've slipped up with the saveback conversion.
And $BVB (-0,98%) I only wanted one share because it's my club.
$QYLE (+0,31%) and $SDIP (+0,33%) are a small addition.
If you have any suggestions for changes, please let me know