Here is my small portfolio again.
I haven't changed everything yet, but I've already started.
$ISPA (-1,33%) will be liquidated on the 16th and invested in $VWRL (-2,29%) invested.
$MSCI (-2,28%) was a gift via TR, but I will also sell it.
The $SPPW (-2,34%) I'm saving something for my niece.
So that I can give her a nice handout in 13 years' time.
The savings rate will be increased every year.
$VOW (-2,68%) I've slipped up with the saveback conversion.
And $BVB (-0,96%) I only wanted one share because it's my club.
$QYLE (-1,24%) and $SDIP (-2,3%) are a small addition.
If you have any suggestions for changes, please let me know