Hello Community,

As previously announced, I would like to give you a brief overview of the current changes in my portfolio today.

I keep my securities account with ING-DiBa.

There are fees for savings plans on individual shares in the amount of 1,75 % of the savings amount, while ETF savings plans are free of charge.

I also use an overnight deposit account, which unfortunately currently only pays 1,25 % interest.

Individual orders in direct trading are charged at 4.90 euros plus 0.25 percent of the investment amount if they are not part of a savings plan.

Sales in the last few weeks:

-ADM $ADM (+0,32%)

-Medical Properties $MPW (+3,07%)

-Virgin Galactic $SPCE (-0,6%)

- Alphawave $AWE (+1,01%)

Purchases this week:

-Rheinmetall (first purchase) $RHM (+0,24%)

-NU Holding (subsequent purchase) $NU (+3,7%)

My strategy for 2025:

In a nutshell:

Everything as always with me - savings plans and targeted individual purchases when the price and available cash are right.

This strategy has proven itself over the years and will remain my approach in 2025.

I have planned another sale when the share price is right and would like to buy DHL Group
$DHL (+3,97%) from the portfolio and invest the cash in Rheinmetall position.

Current savings plans (monthly):

-225 € ~ FTSE All World $VWCE (+1,8%)

-100 € ~ Tesla $TSLA (+5,71%)

-50 € ~ Microsoft $MSFT (+2,38%)

-50 € ~ Alphabet $GOOGL (+2,24%)

-50 € ~ Palantir $PLTR (+2,84%)

-25 € ~ Merck & Co. $MRK (+0,83%)

-25 € ~ Walmart $WMT (+0,83%)

-25 € ~ Allianz $ALV (+1,69%)

-25 € ~ RTX $RTX (-0,44%)

-25 € ~ Home Depot $HD (+2,75%)

-25 € ~ Apple $AAPL (+1,71%)

-25 € ~ Intel $INTC (+0,55%)

-25 € ~ Coca Cola $KO (+0,27%)

-25 € ~ McDonald's $MCD (+0,26%)

-25 € ~ Rheinmetall $RHM (+0,24%)

Current allocation by asset class in the portfolio:

-94,33 % Equities

-3,62 % Crypto

-2,05 % Gold

🔖 My approach to savings plans:

When I add a share to my savings plan, I always start with a basic investment (between €2,000 and €2,500) before I start with regular savings amounts.

I make sure that the share price is attractive at the time of entry - ideally I use a short-term dip.

Dividends received are always reinvested immediately, either through savings plans or targeted purchases.

Note on REITs (Realty Income and STAG):

Unfortunately, ING-DiBa does not offer monthly savings for REITs.

I therefore invest the dividends directly in my Allworld savings plan instead.

My position in Realty Income
$O (+0,56%) and STAG
$STAG (+1,7%) this year through individual purchases.

Watchlist with planned purchases:

-Euwax Gold 2 (additional purchase) $EWG2 (+1,7%)

-Palantir (additional buy) $PLTR (+2,84%)

-Nvidia (additional purchase) $NVDA (+2,59%)

-Reliance Industries (initial purchase) $RIGD (+1,08%)

-Aerovironment (initial purchase) $AVAV (+2,27%)

I hope you enjoyed this little insight into my portfolio.

I don't actually do that much, as I simply save my positions on a monthly basis and make targeted individual purchases.

P.S. I discover impressive portfolios on Getquin every day and keep coming across stocks that I am not yet familiar with.

The articles on various topics are also simply great.

Many thanks to the fantastic community and the daily "education"! 🫶

Best regards,

Michael