I am 42 years old and have an investment horizon of 20 years. I would like to combine some growth with dividends as a retirement provision.
Even though the portfolio is currently quite red, I am generally satisfied with the stocks. $RKLB (+0,84%) was once a gift and $MSFT (-0,09%) would be a bonus, so they are not self-selected.
I would like to invest a total of 6,000 euros per year for the time being, i.e. an average of 500 euros per month.
I have now changed the distribution as follows:
150 euros go into the $VWRL (+0,05%)
75 euros to the $ZPRG (+0,05%)
45 Euro to the $QYLE (-0,07%)
30 Euro in the $EUDF (+1,36%)
Would you weight differently here?
Up to now, I have saved 10 euros a month in the individual shares represented, but I will be making a quarterly one-off purchase of 500 euros. In this way, I can take advantage of opportunities and gradually build up the stocks or say goodbye to one or the other or add something new.
400 euros remain free each year, which I would like to use flexibly for $BTC (+0,89%) for example.
I like the mix of regular long-term passive investment and the opportunity to be more active on a quarterly basis.
