Here's another little update on my hybrid portfolio!

The strategy is still the same as it has been since the beginning of my Journey🤝Growth and Dividends📈

I plan to buy the following stocks with my next salary:

$PG (+0,21%)

$NOVO B (+1,33%)

$HTGC (-0,8%)

$UNP (-0,15%)

All 4 candidates with about 300 euros

Good luck on your journey!

We are all wolves🐺

Hello everyone

I've finally been able to invest again for two months now. Withdrawal like this is brutal🥲

I've been a silent user of the GetQuin community for quite some time now and thought I'd share my first post here to exchange ideas with experienced hobby investors and get some honest feedback on the portfolio I've built up to this point.

My journey into the beautiful wide world of shares began almost 4 years ago, when the consequences and extent of the corona crash on the stock market reached me.

Shortly afterwards, when the indices had long since recovered, I decided to open a share portfolio with my trusted Volksbank, unaware that this action would be my first mistake at the beginning of my long journey.

At the beginning, like probably every beginner, I had no strategy or even a plan on how to approach the matter.

So, full of zest for action, I started buying shares indiscriminately on a small scale - for €200 one $BLDP (-1,36%) for another €250 one $PLUG (-0,32%) and I still had €100 left over for some shares in $EGR (+3,5%) left over. As I had also heard something about "dividends" and naturally wanted to profit from them too, I also put $ELE (-0,4%) in my securities account (200€). The order costs amounted to €14.90 per order.

With these 4 positions, I then spent the following days and weeks calculating a number of price scenarios on my computer app and imagining how many thousands of euros I would gain if these "unrealistic prices" were to materialize at some point.

The first price losses came quickly and just as quickly the frustration and I started jumping from share to share to make a quick buck.

It took me about a year to come to my senses and gain a little more insight into the matter. I started following big influencers on Instagram.

At some point, I had a bit more of a plan and started again, I canceled the custody account at Volksbank and opened a custody account at TradeRepublic and started ETF savings plans as well as share savings plans.

In the beginning, I mainly bought the ideas of my financial influencers.

Basic companies such as $MCD (+0,1%) , $Coca u. $PG (+0,21%) were not to be missed, of course. I was branded by the high-risk stocks I had initially bought and therefore only wanted boring but solid dividend payers in my portfolio.

I gradually realized that a healthy mix of dividend payers and growth stocks is inevitable for a structured portfolio and so stocks like $Micro, $GOOGL (-0,43%) and $V (+0,56%) have also found a place in my portfolio.

In the meantime, 4 years have passed in which I have lost a lot of money, gained even more knowledge and invested a lot of time in the world of finance. I have built up an impressive portfolio, which I would like to optimize and expand in the future.

I think that some of you will be able to identify with this short beginner's story and I look forward to hearing about your initial experiences and stumbles.

Since Alphabet and co have done well for me and I want to realize partial amounts (even if it's hard for me with such companies ;) )

I would like to add something from the sectors mentioned above.

The following came to mind $PG (+0,21%)
$MCD (+0,1%)
$TXRH (+0,28%) .

in finance, for example $V (+0,56%) or for health possibly $ZTS (+0,14%) .

Maybe one of you has some suggestions:)

ps: I still have an exemption order, otherwise I would never realize partial sales at Microsoft and Alphabet :D

📈 Performance:

S&P500: +1.51%

MSCI World: +1.76%

DAX: +2.59%

Dividend portfolio: +4.24%

My high and low performers in July were (top/flop 3):

🟢 $UNH (-0,12%) UnitedHealth +16.78%

🟢 $ADM (-0,64%) Archer Daniels Midland +12.33%

🟢 $8058 (-0,33%) Mitsubishi Corp. +12.05%

🔴 $LLY (-0,05%) Eli Lilly -5.99%

🔴 $MSFT (-0,22%) Microsoft -7.51%

🔴 $CTAS (+0,37%) Cintas -9.20%

Dividends:

August 2025: €129.54

August 2024: € 101.41

Change: +27.74% 🥒

Sales:

🟥 $7974 (+3,34%) Nintendo (6 pcs.) +100%

Purchases:

🟩 $PG (+0,21%) Procter & Gamble (4 pcs.)

Savings plans:

• ($CTAS (+0,37%) ) Cintas (50€)
• ($MC (+1,67%) ) LVMH (50€)
• ($MSFT (-0,22%) ) Microsoft (25€)

What else has happened?

The tax assessment notice has arrived and the back payment has increased to 4100€. Funnily enough (typical for Germany), the advance payment is calculated on the basis of this year. As everything seems to run automatically, nobody checks whether this makes sense. In any case, the tax office assumes that I will have to pay the same amount again next year (or more) and tells me that I should pay €6500 in advance. Of course, I'm now asking for a recalculation. But that's a lot of work again, which could have been avoided if someone had just looked over it. Then they would have seen that this was a one-off. Well, what else do I expect these days.

The appointment at the garage has been arranged for the beginning of September. Let's see what else is in store for me.

I'm going on vacation at the end of September. That will be necessary again. My last vacation was around Christmas last year.

🥅 Goals for 2025:

Deposit of €10,000 and thus a deposit volume in the share portfolio of ~€73,000

Target achievement at the end of August 2025: 60.58%

How was your August?

If you liked the report and would like to read more, feel free to follow me,

If you're not interested, you can keep scrolling or use the block function.

August was one of the quieter months in terms of dividends.

That's part of a diversified portfolio some months are stronger, others a little less so.

What remains important is the overall picture and consistent long-term growth

#dividend
#aandelen

$PG (+0,21%)
$O (-0,52%)
$JEGP (-0,09%)