ADP

Out with the critters and into the $HMWO (+0,17%)

All securities have been sold:

• Blackrock $BLK (-0,29%) (729€)
• Palantir $PLTR (+0,15%) (24€)
• Xylem $XYL (+0,04%) (121€)
• Automatic Data Processing $ADP (+0,05%) (219€)
• Visa $V (+0,22%) (249€)
• Nvidia $NVDA (+0,06%) (118€)
• Parker Hannifin $PH (+0,1%) (476€)
• Broadcom $AVGO (+0,13%) (162€)
• Ferrari $RACE (+0,12%) (394€)
• Allianz $ALV (+0,24%) (262€)
• Mutares $MUX (+0,11%) (35€)

Reason: Due to time constraints away from individual stocks and towards ETFs

Easier said than done: You have put time and effort into the analysis and have gone through ups and downs with them.

It's hard for me, but well, it doesn't help

Yes indeed too much noordusa always had a lot of interest in it, so I want to $NN (-1,14%) buy and $ASRNL (-0,18%)
add on and add to the euro div etf to spread something outside USA. Also $KPN (-0,18%)
and $WKL (-0,05%) seem interesting to me. I am indeed trying to keep under 10% by own money, but if by growth I get above that, I would be fine with that. (Let your runners run)

Growth indeed I am looking at: $SBUX (-0,03%) and $CMI
$DE (+0,16%)
$HSY (+0,26%)
$TRV (+0,04%)
$APD (+0,11%)
$MCO (+0%)
$ADP (+0,05%)

But also for a little more dividend $MAA (+0,1%)
$TD (+0,37%)
$AFL (+0,14%)
$AVB (-0,14%)

Main I bought when it was very low and interest rates were also very low, so so the risk was much less. Only bought once. I may well stay away from this for a long time and use the dividend for the dividend snowball.

Otherwise quite difficult to stick with these boring and safe stocks, but this is what I like and sleep best with. (Slow but "sure")

Fantastic explanation everything was indeed correct how I think about it and this helps me tremendously to persevere, thank you Paul.

Thanks for your review: https://youtu.be/7-xomL4oDBM?si=v-JueJwSOVPHQeYZ

I'm curious what you guys think of this YouTube money tree show

Dividend paydays for the next week

$KO (+0,25%) and $ADP (+0,05%) are next week with me

#dividende

For reasons of transparency and that one does not only make profits with levers:

$ADP (+0,05%) closed today with -53%. The 208$ were my SL and that was triggered.

Still open:

Still $NOC (+0,07%) the colleague can not really decide.

And $NDAQ (+0,13%) where here since Friday again strength came in from the side of the buyers 📈

Expansion (actually in the savings plan)

I have taken a new position in my portfolio. I personally find it very interesting.

It is a service provider of payroll accounting, so that companies can outsource their HR departments, for example. The business model is similar to that of $ADP (+0,05%) but ADP is much too expensive for me at the moment. Paychex is the smaller company, growing reasonably and currently just under 2.5% dividend with a dividend growth rate of around 9% over the last 10 years.

Paychex is not really cheap either but I am convinced of the quality. The ROCE of about 40% is also impressive.