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23After al the negativity about $AGNC (+0%) still getting slowly to his old highs💵💵
Today I made the choice to sell all of the shares of $AGNC (+0%) , I made a small loss of +- €4,316 despite the fact that I did have a price loss of €59 (dividend made up for a lot)
Today I looked at the data of $AGNC (+0%) all day and came to the conclusion that it does not fit with what I am doing at the moment.
( buy as many dividend safe stocks as possible and limit risks )
Despite the dividend being safe today I decided to sell today. With the money from $AGNC (+0%) and the money still on Etoro I will reinvest tomorrow/Friday
$AGNC (+0%) grow baby grow 📶📈
monthly dividend incoming 💸
$RITM (-0,22%)
$SCHD
$ARR (-0,94%)
$IVZ (-0,55%)
$AGNC (+0%)
$ARCC (-0,53%) yall think these going lower in the future?
I want to buy more and more but how low will these continue to go before they go up?
Dividends are an important part of the investment strategy for many investors. But while some swear by regular payouts, others take a critical view of dividends. In this article, we take a closer look at the pros and cons of dividends.
✅ Advantages of dividends
📈 Passive income
Dividends provide regular income without having to sell shares. They are particularly attractive for long-term investors or as a supplement to a pension.
🏛 Stable companies
Many companies with a long dividend history (e.g. Coca-Cola, Johnson & Johnson) are established, profitable companies with solid business models.
🔄 Reinvestment & compound interest effect
By reinvesting dividends (e.g. via a savings plan), capital can grow exponentially in the long term.
📉 Protection in times of crisis
Dividend stocks are often less volatile than pure growth stocks and offer a certain degree of stability in the portfolio.
❌ Disadvantages of dividends
🚀 Slower growth
Companies that pay high dividends often invest less in their growth. Tech stocks such as Amazon or Tesla do not pay dividends, but are growing rapidly.
💰 Tax burden
In Germany, dividends are subject to withholding tax (26.375% incl. solidarity surcharge, church tax if applicable), which reduces the net yield.
🔻 No guarantee on distributions
Dividends are not guaranteed! Companies can reduce or cancel them if it is economically necessary (e.g. in times of crisis).
📊 Focus on incorrect key figures
Some investors are dazzled by high dividend yields without paying attention to the financial stability of the company. An excessively high payout ratio can be a warning signal.
🔎 Conclusion
Dividends offer stability and passive income, but are not a panacea. A good strategy can be a mix of dividend and growth stocks, depending on your personal investment objective. Anyone investing in dividend stocks should not only be guided by the yield, but should also check the quality of the company and the sustainability of the distributions.
💬 How do you feel about dividends? Do you rely on distributions or do you prefer pure growth?
$NOVO B (+1,67%)
$PEP (-0,57%)
$AGNC (+0%)
$HAUTO (-1,37%)
$KO (-0,08%)
#etfs
#dividend
#dividende
#cashflow
#aktien
How do you feel about annual returns?
Another milestone reached, and this one is HUUUGE! 💚💚💚
With the very unexpected dividend increase from my favorite dividend ETF $SCHD to 0.8241$/ share for the second quarter 2024, I've reached a 1000$/month in dividend payments for the first time ever. 💰 I couldn't be happier, especially since this portfolio is only 7 months old.
For those you read my recent posts and are aware of my goals for this year and beyond, but here is a quick reminder.
My initial goal for 2024 was to have about 400$/month, when I saw how things progressed, I updated that to 500$/month, but looking ahead we are expected to end up with more than 600$/month, which would simply be insane. 🤪
(For clarification I don't calculate that as TTM, but rather as the average of trailing 6 months, trailing 3 month, future 3 months, future 6 months. This is simply because I am still building my positions aggressively so that the trialing months significantly underrepresent the status quo. I am aware of the uncertainty of future dividend payouts, which is why they are approximated conservatively. )
At the moment the total value of the portfolio stands at just above 130k$ with the plan for >160k$ end of 2024
>270k$ end of 2025
>370k$ end of 2026
My overall goal is to consistently have 4k$/month at my disposal for retirement (ideally without dipping into the principal of the investment). About 2k$/month will be provided by rental income and thinking that I might be one third to the 2k$/month needed from dividend payouts by the end of the year gets me very giddy.
This is the list of all dividends for this month:
$AGNC (+0%) 37.32$
$EFC (-0,22%) 17.81$
$EPR (-0,66%) 19.10$
$MAIN (-0,59%) 21.36$
$MAIN (-0,59%) 26.70$ (special dividend)
$JEPI 112.04$
$JEPQ 94.89$
$SPYI 51.02$
$QQQI 25.56$
$O (-0,03%) 73.76$
$SPLG 44.34$
$SCHD 544.73$
________________
Total: 1068.63$
I am sure there will be people saying that judging from that list, the portfolio is too conservative... and I would somewhat agree with you, but my objective is to build mainly a dividend portfolio that will consistently help with my expenses in retirement.
That being said, I am planning on expanding my $SPLG position as well as adding $QQQM to the portfolio at some point in order to participate in some of the growth potential that technology and market leaders offer so don't judge me too harshly.😜
Happy investing 📈, happy compounding💸!
#fire
#retirement
#financialfreedom
#dividends
#compoundeffect #nextstop250k$
#1000dividendspermonth
I decided to completely sell out of this position.
This is for two reasons. One, I'd rather continue to building my core ETFs like $SPLG , $SCHD and/or further add to $O (-0,03%) . It is maybe even time to consider adding $QQQM .
Second, I don't think that the dividend payout of 15% is sustainable in the long-run, it has been so far, but I don't want to be in the position of hoovering over the SELL button and wait for the dividend announcement.
This also goes towards trimming the portfolio down to a few positions that one doesn't have to monitor too closely...
What do you think? Do you or did you own $AGNC (+0%) ?
Happy investing, happy compounding!
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