Hello everyone 👋

I am pursuing a dividend growth strategy and would like to supplement this with insurance stocks / financial stocks. Insurance companies are exciting candidates for me due to their stable business models and solid dividend policy.

I am particularly interested in:

• Which insurance stocks do you currently have in your portfolio to complement your dividend strategy?
• Which companies do you see as reliable for dividend growth in the long term?
• Are there currently any interesting entry opportunities from a valuation or market perspective?

Some candidates that I am already looking at:

• Munich Re $MUV2 (-0,42%)
• 
  Prudential Financial$PRU (+0,33%)
• 
  Arthur J Gallagher $AJG (-0,09%)
• 
  Aflac $AFL (+0,35%)
• 
  Progressive $PGR (-0,54%)

I'm looking forward to your opinions, tips and experiences - I'm also happy to hear about lesser-known titles from the insurance sector!

To give me a better overview, I have looked up the publication dates of all the quarterly figures of the companies in which I am invested.

Of course I don't want to withhold this from you:

May 2025

• 05.05.25 -> Realty Income $O (-0,55%)
• 06.05.25 -> Ferrari $RACE (-0,83%)
• 06.05.25 -> Progressive $PGR (-0,54%)
• 06.05.25 -> Zoetis $ZTS (-0,82%)
• 07.05.25 -> Novo Nordisk $NOVO B (-1,92%)
• 08.05.25 -> Main Street Capital $MAIN (+0,52%)
• 15.05.25 -> Allianz $ALV (+0,09%)
• 20.05.25 -> Mutares $MUX (+1,9%)
• 22.05.25 -> NextEra Energy $NEE (+0,11%)

July 2025

• 10.07.25 -> Progressive $PGR (-0,54%)
• 21.07.25 -> Prologis $PLD (-1,46%)
• 23.07.25 -> Amphenol $APH (-0,53%)
• 24.07.25 -> Greencoat UK Wind $UKW (+0,35%)
• 24.07.25 -> NextEra Energy $NEE (+0,11%)
• 24.07.25 -> Vidrala $VID (+0,72%)
• 25.07.25 -> Palfinger $PAL (+0,72%)
• 25.07.25 -> Volkswagen $VOW (-1,34%)
• 30.07.25 -> HSBC $HSBA (-0,77%)
• 30.07.25 -> Realty Income $O (-0,55%)
• 30.07.25 -> Rio Tinto $RIO (-0,77%)
• 31.07.25 -> Ferrari $RACE (-0,83%)
• 31.07.25 -> Main Street Capital $MAIN (+0,52%)
• 31.07.25 -> OMV $OMV (+0,77%)

August 2025

• 05.08.25 -> Aflac $AFL (+0,35%)
• 05.08.25 -> DHL Group $DHL (+0,59%)
• 05.08.25 -> Public Storage $PSA (-1,21%)
• 06.08.25 -> Novo Nordisk $NOVO B (-1,92%)
• 07.08.25 -> Allianz $ALV (+0,09%)
• 12.08.25 -> Mutares $MUX (+1,9%)
• 12.08.25 -> Zoetis $ZTS (-0,82%)

October 2025

• 09.10.25 -> Progressive $PGR (-0,54%)
• 21.10.25 -> Prologis $PLD (-1,46%)
• 22.10.25 -> Amphenol $APH (-0,53%)
• 22.10.25 -> NextEra Energy $NEE (+0,11%)
• 27.10.25 -> Palfinger $PAL (+0,72%)
• 28.10.25 -> HSBC $HSBA (-0,77%)
• 29.10.25 -> OMV $OMV (+0,77%)
• 29.10.25 -> Vidrala $VID (+0,72%)
• 30.10.25 -> Main Street Capital $MAIN (+0,52%)
• 30.10.25 -> Volkswagen $VOW (-1,34%)
• 30.10.25 -> Zoetis $ZTS (-0,82%)

November 2025

• 03.11.25 -> Public Storage $PSA (-1,21%)
• 04.11.25 -> Aflac $AFL (+0,35%)
• 04.11.25 -> Ferrari $RACE (-0,83%)
• 05.11.25 -> Novo Nordisk $NOVO B (-1,92%)
• 06.11.25 -> DHL Group $DHL (+0,59%)
• 10.11.25 -> Realty Income $O (-0,55%)
• 13.11.25 -> Mutares $MUX (+1,9%)
• 14.11.25 -> Allianz $ALV (+0,09%)

January 2026

• 23.01.26 -> NextEra Energy $NEE (+0,11%)
• 27.01.26 -> Prologis $PLD (-1,46%)
• 28.01.26 -> Progressive $PGR (-0,54%)
• 28.01.26 -> Amphenol $APH (-0,53%)
• 29.01.26 -> Ferrari $RACE (-0,83%)
• 29.01.26 -> OMV $OMV (+0,77%)

February 2026

• 04.02.26 -> Aflac $AFL (+0,35%)
• 04.02.26 -> Novo Nordisk $NOVO B (-1,92%)
• 13.02.26 -> Allianz $ALV (+0,09%)
• 17.02.26 -> Zoetis $ZTS (-0,82%)
• 19.02.26 -> Main Street Capital $MAIN (+0,52%)
• 24.02.26 -> HSBC $HSBA (-0,77%)
• 24.02.26 -> Palfinger $PAL (+0,72%)
• 24.02.26 -> Public Storage $PSA (-1,21%)
• 24.02.26 -> Realty Income $O (-0,55%)
• 26.02.26 -> Greencoat UK Wind $UKW (+0,35%)
• 26.02.26 -> Vidrala $VID (+0,72%)

March 2026

• 04.03.26 -> Rio Tinto $RIO (-0,77%)
• 05.03.26 -> DHL Group $DHL (+0,59%)
• 17.03.26 -> Volkswagen $VOW (-1,34%)

April 2026

• 15.04.26 -> Mutares $MUX (+1,9%)

Ps: Does anyone have the dates of the quarterly figures for $SHEL (+1,57%) ? Unfortunately I can't find them online.

After making my first small investments of a few hundred euros in the stock market in February '25, I added a larger amount in the course of April. It also took some time to develop an investment strategy; where do I want to invest? What risk do I want to take? Accumulating or distributing? ETFs and/or individual shares? If so, which ones and why? Are there specific countries and/or sectors I would like to focus on?

Only at the end of last week were all the answers to these questions clear: a long-term investment horizon of just over 35 years with relatively low risk. A healthy ETF/share mix of 60/40. Distributing portfolio with high-yield and high-growth positions and with a relative focus on the USA and Europe.

I have a good feeling that I am happy with my strategy in the long term and finally no longer have to constantly turn the entire portfolio inside out.

My ETFs and individual stocks are $HMWO (+0,13%)
$TDIV (+0,13%)
$DGSD (+0,04%)
$MAIN (+0,52%)
$NOVO B (-1,92%)
$PGR (-0,54%)
$PSA (-1,21%)
$UKW (+0,35%)
$APH (-0,53%)
$DHL (+0,59%)
$HSBA (-0,77%)
$MUX (+1,9%)
$NEE (+0,11%)
$ZTS (-0,82%)
$AFL (+0,35%)
$O (-0,55%)
$SHEL (+1,57%)
$VID (+0,72%)
$RACE (-0,83%)
$PLD (-1,46%)
$OMV (+0,77%)
$PAL (+0,72%)
$RIO (+2,58%) and last but not least $VOW (-1,34%)

#dividende
#dividends
#etfs
#growth
#personalstrategy
#portfoliofeedback

If Warren Buffett's Berkshire is already making a lot of money with insurance, it can't hurt me either 😁

My $ORI (+0,41%) I started building up my position in September 2021, until then I had only $ALV (+0,09%) and $AFL (+0,35%) in the portfolio. In the meantime $TRV (+0,36%) and recently also $AMP (-0,39%)
$BRO (-0,54%) have landed in the Scalable portfolio, in which I also invest in the "Ultimate Homer ETF" Trade Republic Depot via a savings plan, as well as $MUV2 (-0,42%)
$HNR1 (-0,53%)
$PGR (-0,54%)
$ALL (+0,6%)
$AJG (-0,09%)
$TLX (+0%)
$8766 (+2,66%) 😁

Which insurance companies are you with?

Old Republic balance sheet

Benchmark

Amazing that with a dividend aristocrat you could keep up well with the ETFs over the last 5 years 💪😁

Benchmark vs competition

Today, a new long-runner found its way into my portfolio. Away from the hype stocks, I am looking for steady performers such as $SYK (-0,85%)
$WMT (-1,35%)
$WM (-0,61%)
$MSI (-1,6%)
$AFL (+0,35%) ...

Happy New Year everyone! We are starting the new year with adjustments to the Sina ETF. (The performance here below somehow no longer corresponds to the actual performance, but so be it...) After this post you'll have peace and quiet from my ETF again :D

I sold some stocks and invested the dividends I received last year. That left me with 19 euros in cash, so it's still a 40-share ETF ;)

If this were my only portfolio, I would probably have held more cash and not reinvested directly, as the entry point doesn't always seem optimal. But I also proceeded without regard to entry points.

For the question of how high the profits or losses were, please refer to the portfolio.

Out are:

$STLAM (-0,72%) (loss)

$AFX (-0,92%) (loss)

$MC (-1,89%) (loss)

$OR (-1,83%) (loss)

$7203 (+0,21%) (loss)

$D05 (-0,17%) (Profit)

$RHM (+6,25%) (Profit)

$ENR (+1,22%) (Profit; also dropped from my "real" portfolio)

Partial sale:

$WMT (-1,35%) at 50%

Increased by:

$AAPL (-1,27%)

$MSFT (-0,24%)

$ASML (-3,15%) Since the position was down over 20%, but I am convinced in the long term

$GOOGL (+0,25%)

New additions:

$BKNG (+1,79%)

$JPM (+1,22%)

$NU (-1,19%)

$COST (-1,2%)

$AFL (+0,35%)

$INTC (+0,14%)

$CRM (-0,12%)

$NOVO B (-1,92%)

$ING (+0,55%) x1500 (no, not the ADR, but I can't get it marked properly right now)

... if they're already managing my securities account and collecting commission, they're welcome to give it back to me as a dividend. And lo and behold: I think I'll get more dividends next year than their commission 😉

$GOOGL (+0,25%) x100

... probably one of the div-growth stocks of the coming years. It's simply part of it. Previously it was also in my other portfolio. But since the transfer was too stupid for me there and the position was quite small, I'm just buying more.

$AFL (+0,35%) x200

...insurance in the broad area of health/retirement/etc. with the current main market in JP and the USA. I don't think you need to say any more about retirement provision in the broader sense in an ageing society. Currently rather low payout ratio for insurance/finance, but offers potential for growth and a higher div yield in the future

$WM (-0,61%) x100

... waste and recycling. Strongly positioned in this area in the USA. I've been annoyed for ages that I didn't get involved. Now I'm just going to get started.

$V (-0,75%) x30

... is part of div growth. Slow build-up, as expensive. Previously also held in my old portfolio.

$LIN (+0,61%) x50

... In my opinion, the market for industrial gases is an oligopoly; Linde is well positioned. Solid growth should be expected.

Out $VST (+0,84%) x250.

... 500 remains. The share has grown unexpectedly well. Take profits

$NEE (+0,11%)

... I didn't buy, but have a small position. In my opinion, a company with future potential, but which could possibly experience some turbulence/uncertainty in the next 4 years (Trump). I am therefore not buying, but I have it on my list to increase my position, probably starting next year. But maybe my 🔮 is wrong 😄

Yes indeed too much noordusa always had a lot of interest in it, so I want to $NN (+0,12%) buy and $ASRNL (+0,14%)
add on and add to the euro div etf to spread something outside USA. Also $KPN (+1,37%)
and $WKL (+1,05%) seem interesting to me. I am indeed trying to keep under 10% by own money, but if by growth I get above that, I would be fine with that. (Let your runners run)

Growth indeed I am looking at: $SBUX (-0,78%) and $CMI
$DE (-0,51%)
$HSY (-0,67%)
$TRV (+0,36%)
$APD (-0,39%)
$MCO (+0%)
$ADP (+0,32%)

But also for a little more dividend $MAA (+0%)
$TD (+0,66%)
$AFL (+0,35%)
$AVB (+0,53%)

Main I bought when it was very low and interest rates were also very low, so so the risk was much less. Only bought once. I may well stay away from this for a long time and use the dividend for the dividend snowball.

Otherwise quite difficult to stick with these boring and safe stocks, but this is what I like and sleep best with. (Slow but "sure")

Fantastic explanation everything was indeed correct how I think about it and this helps me tremendously to persevere, thank you Paul.

Thanks for your review: https://youtu.be/7-xomL4oDBM?si=v-JueJwSOVPHQeYZ

I'm curious what you guys think of this YouTube money tree show

The icon is almost an emoji... I just had to have it...

No. 15 Aflac

From March, the dividend will be increased for the 42nd year in a row by 19% from $0.42 to 0.50$ per share\quarter,

I was lucky in October 2020 and caught Aflac exactly at the low point at 30€, since then Aflac has done very well and is one of my best stocks in terms of performance, almost 3 years later I "fed" my "duck" for the first time today at 140% plus 😊

Even today Aflac is anything but expensive with a 10 P/E ratio, as reported on November 1, adjusted earnings in the last quarter were 1.1 billion$ or 1.84$ per share, 27.8% more than in the previous year

It also bought back 9.4 million shares for $700 million during the period