English
Messaggi
120According to the Süddeutsche Zeitung, Deutsche Bank now processes a large proportion of PayPal's US payment transactions. transactions.
The majority of transactions - whether purchases or peer-to-peer payments - are said to be processed via Deutsche Bank's systems.
Deutsche Telekom $DTE (+0,29%) wants to enter the construction and operation of data centers for artificial intelligence (AI) on a large scale. Group CEO Timotheus Höttges announced in Berlin the launch of a joint project with the US chip company Nvidia $NVDA (-0,35%) in which a so-called AI factory is to be built in Munich at a cost of over one billion euros.
"Without AI, you can forget about industry," said Höttges. "Without AI, you can forget about Germany as a business location." The Deutsche Telekom CEO pointed out that only five percent of high-performance AI chips are currently used in Europe, compared to 70 percent in the USA.
Höttges emphasized that the data in the Munich AI cloud should remain entirely in Germany. Only employees from Germany and Europe would be used to handle the data. And the technology comes from Germany and the USA. This means that there are no longer any excuses for German and European companies not to use AI on a large scale.
》Great day for Germany and Europe《
Federal Digital Minister Karsten Wildberger (CDU) spoke of "a great day for Germany and for Europe". "We are celebrating an investment with a signal effect: more than one billion euros for an AI factory with the most modern chips in the world." But this is more than just an AI factory for industry. "It is a signal of new beginnings. A further step on Germany's path to resolutely exploiting the opportunities offered by artificial intelligence."
In Berlin, Nvidia CEO Jensen Huang recalled that the concept of Industry 4.0 was developed in Germany. "Germany had this vision of connecting the digital world with the physical world.
With AI, we can now bring a super version of Industry 4.0 to life. And this is a new era, namely industrial AI." Nvidia is the world's leading provider of high-performance chips that are essential for training and using AI.
Deutsche Telekom is already a provider of conventional cloud services and operates over 180 data centers worldwide. At the same time, the Group cooperates with large platforms such as Google Cloud, Amazon AWS $AMZN (+0,3%) or Microsoft Azure in the cloud business.
However, Deutsche Telekom's economic success is driven by its core business with telco services in Europe and the business success of its US subsidiary T-Mobile $TMUS (+0,68%) business success.
》Part of a larger AI strategy《
The AI data center in Munich's Tucherpark is just the start of a larger-scale AI strategy at Deutsche Telekom. The Group hopes to be considered for a major European Union funding program for so-called AI Gigafactories.
The EU defines a gigafactory as a data center with 100,000 or more special AI chips (GPUs) - the facility in Munich will only run with 10,000 GPUs.
In order not to lose touch with the future topic of AI and at the same time remain independent of US companies such as Open AI, Google $GOOGL (+0,87%)Microsoft $MSFT (+0,36%) and Meta $META (+1,48%) Brussels is planning to promote the construction of four to five such large data centers.
The interested parties from Germany were unable to agree on a uniform application. Therefore, in addition to Telekom, the Schwarz Group, which is behind Lidl and Kaufland, the cloud provider Ionos $IOS (-1,41%) and other consortia.
Federal Research Minister Dorothee Bär (CSU) emphasized the importance of this initiative. At least one AI Gigafactory must come to Germany.
With the Bavarian AI factory, Deutsche Telekom is primarily targeting users in industry.
The first customers include Agile Robots $AGL (+0%)a leading German high-tech company that specializes in AI-controlled automation solutions and intelligent robotics.
In addition to Nvidia, other cooperation partners include Europe's largest software company SAP $SAP (+0,47%)Deutsche Bank $DBK (+0,95%) and the AI provider Perplexity.
Used the price slide to take an inliner 👌
If Deutsche Bank $DBK (+0,95%) does not fall below € 27 and does not exceed € 35 by November 21 of this year, there will be a return of almost 200%...
I am currently of the opinion that I am in a good position with my investments for the current status. (approx. 1 year of investing)
Now to the individual stocks! 🧐
My main ETF $IWRD (+0,07%) :
Currently, the iShares MSCI World is my biggest stock - but also my biggest problem (at least in my opinion). It's currently too much of a cluster risk for me, as I'm invested in North America with around 55%. 😣
My second ETF $XMME (+0,69%) :
I try to minimize this cluster risk with this ETF. 70/30 strategy... 😛
The China giant $1810 (+2,26%) :
As I really like the current status of the company, I am following developments with interest and the purchase price was very attractive for my financial means, I bought it. With satisfaction. Of course, I also did it to further minimize the cluster risk. So... hopefully I'll be able to sell at a profit at some point! 😇
A bigger gamble $TTWO (+0,02%) :
Well... what can you say... GTA 6 will probably blow everyone away. Of course, I'm aware it's only a small percentage, so either pay the lesson or get lucky. ☘️
My first solid stock with dividend prospects $KO (-0,89%) :
Everyone knows it, everyone has bought it. There's nothing to say about CocaCola. 🥤
My second solid div. stock $SHEL (-1,62%) :
I was able to get in cheap, the company is huge and stable. ⛽️
The bank share $DBK (+0,95%) :
I'm with DB, extremely happy with it and was able to strike it cheap at the time. So far it's done quite well and there are always a few dividends! 💰
And finally... the more or less ugly duckling $SLI (-3,21%) :
The little gamble that turned into my first doubling. One can only hope. Stability is not exactly the hobbyhorse. 🦆
And now for my future thoughts!
I am currently interested in $DTE (+0,29%) (approx. worth €300-400) and letting them run with a savings plan. On the one hand, of course, to further balance out the cluster risk and on the other hand, to somewhat delimit the Asian theme.
My next consideration is $CL (+0,07%) as it currently has an interesting entry price.
First hundred percent on a share, would have happened much earlier if I hadn't $RHM (+0,26%) sold so early 😅😅
fifth share I had ever bought.
With the forecast of 40 degrees here in Cologne today, you should concentrate on trading in the early hours before your head gets muddy.
Today I would like to show you in several posts what happened in my portfolio yesterday. Regardless of savings plans, there were 6 trades yesterday, 4 triggered by trailing SLs and 2 new purchases.
The first one to leave my portfolio was a call on the $DBK (+0,95%) . As it was not that profitable, I chose the SL quite far away. When the DAX fell briefly yesterday, the call was gone. But since many people would also like to have posted losses, here you go
Liberation Day on April 2, 2025 was just two months ago, but it feels more like two years ago on the stock markets.
The markets have become accustomed to Trump's mood swings and the old adage is proving true once again: political stock markets have short legs
Monthly view:
My portfolio saw a massive rise in May and May 2025 is the second best month in the last 5 years with +8.1%. Only November 2021 was marginally better at +8.5%.
This corresponds to price gains of ~20.000€.
The MSCI World (benchmark) was +3.6% and the S&P 500 +6.1%.
Winners & losers:
A look at the winners and losers shows a completely different picture in May than in the last 2 months - Suddenly everything is green again.
On the winners is mainly made up of the stocks that have fallen in recent months: US tech
In 1st place is NVIDIA $NVDA (-0,35%) with price gains of almost €5,000. This is followed in 2nd & 3rd place by Microsoft $MSFT (+0,36%)
and Meta $META (+1,48%) with price gains of just under €2,000 each. 4th place goes to Ethereum
$ETH (+0,05%) with ~€1,400 price gains, finally making up some ground on Bitcoin $BTC (+0,4%) . In 5th place is another tech stock with TSMC $TSM (+0,6%) and +1,300€.
On the losers' side looked very relaxed in May. The biggest loser was Apple $AAPL (-0,29%) with just under €300 in share price losses. In 4th place was Allianz $ALV (+0,18%) with -120€, although this also corresponds to the dividend discount after the payout. So it's really significant when the dividend discount leads to a share ending up on the flop list of the month.
The performance-neutral movements in April were ~€500 - these are still lower at the moment due to the house building issue.
current year:
In the YTD my portfolio was still at -12,4% clearly in the red. Thanks to the strong May, it is now only -4.3%, although the MSCI World is still slightly better off at -3.3%.
In total, my portfolio currently stands at ~273.000€. This corresponds to an absolute decline of ~€12,000 in the current year 2025. -14.000€ of this comes from exchange rate losses, slightly offset by ~1.700€ from dividends / interest and ~3.200€ from additional investments.
Dividend:
Buying & selling:
Adjustment of savings plans for the second half of the year:
After a long time, there will be adjustments to my savings plans for the second half of the year. With Starbucks $SBUX (-0,14%) Apple $AAPL (-0,29%) and Hershey $HSY (-0,08%)
three shares will be removed from the savings plans. Starbucks and Apple will remain in the portfolio, Hershey is still open.
I will be adding Allianz $ALV (+0,18%)
which I have held in my portfolio for many years and bought individually in 2020.
In addition, the London Stock Exchange $LSEG (-0,99%) and Iberdrola $IBE (-0,44%)
will be added to the portfolio.
I go into these adjustments in detail in the YouTube video (see next section).
YouTube:
My portfolio update for May can be seen there again in the usual form.
Unfortunately, things are a little quieter there and here on getquin at the moment.
There are some private and professional issues at the moment that are taking up a lot of time.
Video: https://youtu.be/Pe59Z287-Zs
Goal 2025
I haven't really set myself any goals for 2025 due to the topic of building a house. A fixed savings rate is difficult to implement due to the issue (unforeseen costs and the like).
A dividend target will also be very difficult due to the high volatility of the US dollar.
That's why I'm focusing on other topics this year, especially building a house and possibly one or two successes in terms of YouTube.
How did May look in your portfolio?
+ 1
Porsche significantly lowers forecast
In China, the sports car manufacturer Porsche $P911 (+2,39%) is facing a serious sales crisis. In the first quarter, the company recorded a 42 percent drop in sales. This decline is not only due to weak demand in China, but also to the US import tariffs, which are weighing heavily on Porsche. As a result, the company has revised its annual targets sharply downwards. The return on sales will now be between 6.5 and 8.5 percent, whereas previously a range of 10 to 12 percent was targeted. Turnover will be reduced by 1 to 2 billion euros, so that it should now be between 37 and 38 billion euros. In the worst case scenario, operating profit could fall to just 2.4 billion euros - a massive drop compared to 5.6 billion euros in the previous year. A key factor in this development is the US tariffs, which force Porsche to import vehicles from North America, increasing costs by 25 percent. In addition, Porsche is currently holding back deliveries to the USA in order to better assess the impact of the tariffs. The planned reorganization of battery production also poses a challenge, as Porsche wants to realign its activities in this area in order to be able to react more flexibly to market changes.
Deutsche Bank reports highest quarterly profit in 14 years
In the USA, Deutsche Bank $DBK (+0,95%) achieved an impressive quarterly profit in the first quarter of 2023, reaching its highest level in 14 years. Pre-tax profit rose by 39% year-on-year to over €2.8 billion, while net profit climbed to around €1.8 billion. This profit growth is the result of better business in all areas as well as targeted savings. Investment banking in particular contributed around 3.4 billion euros to the increase in earnings. CEO Christian Sewing emphasized that the company has already achieved 85 percent of the targeted cost reductions of 2.5 billion euros. The "Deutsche Bank 3.0" restructuring program is intended to increase the company's efficiency, with the aim of achieving a return on equity of over 10 percent by 2025. A figure of 11.9 percent was already achieved in the first quarter, underlining the positive development.
Sources:
https://www.n-tv.de/wirtschaft/Porsche-streicht-seine-Prognose-zusammen-article25733168.html
Lufthansa: $LHA (+0,2%)
- Q1 revenue: €8.13bn (expected: €8.04bn)
- Q1 adj. EBIT: € -722 million (expected: € -718 million)
- Passenger airlines weaker than expected.
- Forecast 2025 confirmed: Significantly higher adj. EBIT than 2024.
- Task force for rapid capacity adjustment in the event of weaker demand.
- North American traffic strong in Q1 (+25% US passengers in March).
HelloFresh: $HFG (+1,9%)
- Q1 revenue: € 1.93 billion (-7%), adjusted EBITDA: € 58.1 million (+250%).
- Efficiency program bears fruit.
- 2025 forecast confirmed: Sales -3% to -8%, EBITDA € 450-500 million.
Novartis: $NOVN (+0,41%)
- Q1 net profit: USD 3.6 bn (+33%).
- Forecast raised: Sales growth now expected in the high single-digit percentage range.
Mutares: $MUX (+0,72%)
- Q1 revenue: €1.53bn (+13%), net result holding company: €29.5m.
- Exits planned for 2025 (>€200m gross proceeds expected).
- Partial sale of Steyr Motors generates € 74m.
Symrise: $SY1 (+1,27%)
- Q1 organic growth: 4.2%, sales: € 1.32 bn.
- Full-year forecast confirmed: 5-7% organic growth, EBITDA margin ~21%.
DWS Group: $DWS (+0,39%)
- Q1 revenues: €753m (+3%), net income: €199m (+13%).
- Record inflows: € 19.9 billion.
- Cooperation with Deutsche Bank in the Private Credit segment.
Deutsche Bank: $DBK (+0,95%)
- Q1 pre-tax profit +39%, highest quarterly profit in 14 years.
- Revenue growth and cost reductions drive earnings above expectations.
I migliori creatori della settimana
