Congratulations on your successful step towards freedom!
The performance of your portfolio is still not great. B&H ACWI would have easily beaten you.
Have you ever thought about strategy diversification? You are slowly getting to an age and a portfolio size where a systematic reduction in risk could be relevant.
The performance of your portfolio is still not great. B&H ACWI would have easily beaten you.
Have you ever thought about strategy diversification? You are slowly getting to an age and a portfolio size where a systematic reduction in risk could be relevant.
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•@Tobiwankenobi500 Yes, I mean the ACWI.
By diversification I didn't mean asset class diversification, although that is also important in the right amount.
I meant strategy diversification. You are currently only using the B&H savings plan. Monostrategy = risk (especially return sequence risk).
By diversification I didn't mean asset class diversification, although that is also important in the right amount.
I meant strategy diversification. You are currently only using the B&H savings plan. Monostrategy = risk (especially return sequence risk).
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@Tobiwankenobi500
I don't know exactly what you mean by "yield strategy", but yes something other than B&H.
VWRL or ACWI doesn't matter.
I don't know exactly what you mean by "yield strategy", but yes something other than B&H.
VWRL or ACWI doesn't matter.
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•@Epi Do you have a suggestion as to which strategy I could add to the portfolio?
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@Tobiwankenobi500 Have a look at my posts on 2XSPYTIPS or GTAA. These are two possibilities.
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@Epi From what deposit size do you think the risk should be reduced?
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•@Epi thanks follow is out I'll do it!
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@Tobiwankenobi500 Your money should be worth a sensible strategy. No offense, but... as @Epi says, a normal world ETF would easily beat your performance.
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