I agree almost 1:1. Had a lot of unexpected expenses last month where shortly before the (fixed) salary transfer there was only €200 left in the account...
My learning: a nest egg of 6 months' salary + a large deposit is cheese... But a nest egg of 1 month's salary is sometimes a bit too much of a risk if you don't want to sell anything from the dot:D
My learning: a nest egg of 6 months' salary + a large deposit is cheese... But a nest egg of 1 month's salary is sometimes a bit too much of a risk if you don't want to sell anything from the dot:D
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@InternetExplorer great. Apart from the fact that 1 month's salary (if it fits the spending situation) can be a good size: why do you dislike selling something from the portfolio?
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@DonkeyInvestor It's purely a mental thing... Depot should grow and not shrink;) Of course, whether I take out 1k or pay in 1k less is +- irrelevant... So in case of doubt, it would work, that was always a good support last month to know that you are not "insolvent" in principle but only the current account is insolvent;)
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•@InternetExplorer I understand 👍
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