It's an exciting topic that has also occupied me. I currently have a nest egg of 6,000 francs. That's currently enough for 2 months. My goal would be around 10k. However, as I rent, am not self-employed, don't have a car and have no other debts, my nest egg doesn't need to be too high. Because of the vacation, I don't think it's a problem if you take something from your nest egg, as long as you build it up again afterwards.
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@Alumdria and what scenarios are there where you have to go without a salary for 2 months from one day to the next? Serious question, it may be different in Switzerland than in Germany.
If you finance your vacation from your nest egg, there shouldn't be an emergency until it's built up again. How do you deal with it?
If you finance your vacation from your nest egg, there shouldn't be an emergency until it's built up again. How do you deal with it?
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@DonkeyInvestor I could lose my job at any time. You are protected by the state, as you are supported by the RAV during your job search (both financially and technically), but you shouldn't just rely on the state.
So far, I haven't had a scenario where I needed any of my nest egg for a vacation. But at the moment I'm still looking at where I'm going in August, and then I would certainly pay for the flight. But only a small part of it, of course. The whole 6,000 francs wouldn't go on the vacation.
So far, I haven't had a scenario where I needed any of my nest egg for a vacation. But at the moment I'm still looking at where I'm going in August, and then I would certainly pay for the flight. But only a small part of it, of course. The whole 6,000 francs wouldn't go on the vacation.
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