11Mes
I have 3 children, a house, something rented out and we are more or less dependent on 2 cars. Without a nest egg, I would feel uncomfortable. Despite a 6-figure deposit. Unfortunately, the "problem" is that I build up separate reserves for everything. In other words, earmarked ones. This has the advantage that I write off all expenses in advance, so to speak. Unfortunately, the disadvantage is that the individual pots add up to a sum that is actually too big to just have lying around. In the meantime, I've got to the point where I've invested one part each, for example. Into a Gemdmarkt ETF. Because I can't/won't have 12 custody accounts, I then keep track of "what" money has been paid in. Somehow it's all a bit complicated, but I feel quite comfortable with it.
But basically I would agree with you. Invest calmly, but with caution.
But basically I would agree with you. Invest calmly, but with caution.
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@erT is no use if you get a few % extra return but feel uncomfortable with it
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•11Mes
@DonkeyInvestor I think that once you've reached the point where you have a nest egg and then think about how to store it, there's not much that can go wrong anyway and you're probably doing a lot of things right either way.
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