3Sem.·

Dividend

Hello everyone.

Since my last question has already been answered so well, I'd like to ask again.

One of my largest positions is Apple. However, this does not quite fit into my dividend strategy. Since Apple is also strongly represented in my ETF, I would like to sell the individual position and open a position in a dividend share and then continue to save in the savings plan.

I am wavering between $MAIN (-2,34 %) , $KO (-0,36 %) both of which I already own or something completely different. I also own $SHEL (+0,17 %)
$DHL (-1,29 %)
$BATS (-1,88 %)

I look forward to an exchange

mfg Johannes

15 Commentaires

Jonny@Jonny45810

3Sem.

Honestly, take the $VWRL as the main etf and the $TDIV as the dividend etf. 🤝

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Joris@JorisInvests

3Sem.

@Jonny45810 why not $ISPA instead of $TDIV, he is from Germany and so is ISPA. The Dutch ETF is great, but the 15% withholding tax is annoying. Without that tax, I believe, the TDIV fund would become the biggest dividend ETF in Europe as Van Eck is really delivering with that ETF (and with their other ETFs as well).

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Jonny@Jonny45810

3Sem.

@JorisInvests
That's a very good point! I didn’t really consider the impact of the Dutch with holding tax before. ISPA might indeed be a better fit for someone in Germany, while TDIV still looks very strong overall. I guess it comes down to whether you want to optimize for taxes or just go with the broader popularity of TDIV.

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felipe estupendo@felipeestupendo

3Sem.

More focus on diversification. 1/3 USA - 1/3 UK (no withholding taxes) - 1/3 DE (great companies with dividends and sales abroad. 50% in individual shares and 50% in ETFs. ETFs are more withholding tax friendly, but have their own costs. Look at dividend stocks every month to see which are currently cheap. There are useful tools. But if you've been saving for 40 years, it doesn't matter when you start anyway.

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felipe estupendo@felipeestupendo

3Sem.

Incidentally, the ETF $JEGP pays monthly dividends. As does $MAIN and $O and $STAG and $EIF and a few more.

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Donald D.@Privateer

3Sem.

I don't think Main is bad, BAT is at its highest price or close to it. Ko, shell and DHL are ok, but not cheap in my opinion. For diversification, consider banks, insurers or even industrial stocks. Pharma is also not in high demand at the moment. But it is also under pressure. Utilities have already picked up well. Not easy at all. Consumption is not doing particularly well, there are also fair valuations, e.g. GIS or KHC

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Kai@Dividenden-Sammler

3Sem.

@Privateer I would be interested to know what speaks for $KHC? To be honest, I wouldn't even touch it with a pair of pliers right now. Unless you're speculating on a turnaround.

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Bonne@Bonne

3Sem.

@Privateer I still have $ING $ARCC and $NOVO B

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Donald D.@Privateer

3Sem.

@Dividenden-Sammler KHC pro: Dividend yield, split-up scenario into Kraft and Heinz, rather favorably valued after share price declines, Donald's tax bill 😉 Sector that is not yet in the portfolio, which is also growing only slightly, but is not very dependent on the economy. Can be bought cheaply, making it a good entry point.

GIS similar, only without the split-up fantasy and lower dividend yield, but with pet food in the portfolio.

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Donald D.@Privateer

3Sem.

@Bonne I also have ARCC, my third-largest position. But it is much riskier and depends on the economic situation of smaller US companies. The risk structure just has to fit.

ING: I think it's probably exhausted at the moment.

Novo: I have just built up a 1st small position

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Bonne@Bonne

3Sem.

@Privateer that's exactly how I see it, which is why I'm thinking back and forth a lot

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Bonne@Bonne

3Sem.

@Privateer that's why I'm thinking back and forth, Apple has too little dividend for me

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Definitely@Definitely

3Sem.

Phew, these are all classics, in which case I would try to focus on diversifying your portfolio.

You may argue about which one performs better / worse in the short term - but who cares with I guess a long-term dividend strategy...

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felipe estupendo@felipeestupendo

3Sem.

Sign up for the Aktienfinder newsletter. There is a monthly newsletter about favorable dividend stocks and ideas. This also helps enormously with early decisions. Lg

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Michael@equity_enthusiast_149

3Sem.

$O ?

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