4Mo·

Warren Buffett's rule no. 1 followed

Sentence with X, probably nothing...

As the good Warren used to say, rule number 1 is:

Never lose money.

And rule number 2:

Never forget rule number 1

But the most important thing is that I was better than @DonkeyInvestor 😜

But joking aside, what was the problem?

Short and sweet, $BTC (+2,99 %) and $ETH (+2,24 %) are highly weighted in my portfolio.

I did make a few profits at the beginning of the year with $BTC (+2,99 %) and in the middle of the year with $ETH (+2,24 %) but obviously not enough. 😅

The fact that the overall portfolio has remained green is due to the fact that my multi-factor strategy on the equity side has beaten the market.

Emerging markets and value stocks have massively outperformed this year.

It is therefore not surprising that the ETF that has performed best is an EM value ETF $5MVL (+0,61 %)

Apart from factor funds, gold has also boosted the portfolio considerably,

although it is only part of the investment reserve. However, I'm starting to have too much of it, which is why I'm currently trying to have parts of my $EWG2 (-0,36 %) and sell it tax-free. (you have to do this in Austria)

Which is going more badly than right and Flatex and the Stuttgart Stock Exchange are currently passing the buck back and forth. (for 2 months) 😩

When the process is completed, I may write a report on my experiences.

What will change in 2026?

Nothing really, the portfolio will remain as it is, in rising prices $BTC (+2,99 %) and $ETH (+2,24 %) sold off further until my crypto allocation is just under 10%. (it is currently ~16%)

Should crypto continue to fall and fall below the targeted 10% allocation, I can imagine $BTC (+2,99 %) to buy more.

In the meantime, I will continue to $IQSA (+1,32 %) position further and wait for setbacks to take new positions in $GTIS (+0,27 %)
$DE000LS9UK98 (-0,02 %) and $C9DF (-0,05 %) build up or $U5W0 (+1,46 %) buy more. 😘

Oh yes, and the annual return of the MSCI World in EURO $IWDA (+0,88 %) is ~ 6.7% and not 20!

Dear getquin team. Please stop $AAPL (+0,12 %) to compare with 🍐.

17 Commentaires

CRDonkey@DonkeyInvestor

4Mo

Even a blind hen sometimes finds a grain of corn

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TomTurboInvest@TomTurboInvest

4Mo

An article on the physical delivery of gold in Austria would be interesting!
The Austrian tax is the reason why I only buy long-term gold physically in coins and small bars. For short-term investments I take the tax on the certificates in Kauf🤷🏽‍♂️

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Alpalaka@Alpalaka

4Mo

That's why you're the meme boss here

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yieldhunter@randomdude

4Mo

Are you actually using the SPYTIPS strategy for which you did the backtest back then?
I get the signals from the discord app every day in the early hours of the morning, which I set up according to your instructions. It works wonderfully!

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TotallyLost@TotallyLost

4Mo

@randomdude SPYTIPS?
You mean this one?
https://getqu.in/wtMaho/

https://getqu.in/9TIwwM/

The answer is YES.
Yes, I buy leveraged, but I have adjusted the thresholds and since there is now the $LVWC, it has also become much easier to implement.

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yieldhunter@randomdude

4Mo

No, this one:
https://getqu.in/s6pSSC/

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TotallyLost@TotallyLost

4Mo

@randomdude this is not my contribution 😅

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yieldhunter@randomdude

4Mo

@TotallyLost 🙈

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Mo@BigMo

4Mo

1/3 in Bitcoin Crew here: I can feel it!
Maybe there will be a $BTC outperformance in 2026 that will blow our socks off.

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NichtRelevant@NichtRelevant

4Mo

Crypto has just spoiled your year. But - and I have no crypto exposure at all - this can turn around very quickly and then deliver a massive upward performance.

I would simply sit out the weakness of BTC and co. It will get better. You might even be able to buy in if it suits your own strategy.

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Uwe@SchlaubiSchlumpf

The EM Value has really shot up in the last year. If you look at it over the last few years, it generally seems to be a cheat code for EM. It will be interesting to see whether there will be a dry spell at some point like in MSCi World Value. Last year you could generally argue that "Value is alive and kicking"

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TotallyLost@TotallyLost

@SchlaubiSchlumpf I believe that this thing is currently in a semiconductor bubble.
Because TSMC Samsung and SK Hynix have been able to increase their prices so much, their P/E ratios have come down.

When that turns around, it will head south again.
Which is not a problem now if you were invested from the start.

If the chip shortage lasts longer, then it could of course go even higher. 🚀

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Uwe@SchlaubiSchlumpf

@TotallyLost Yep. Or the rise in the share price will make them so highly valued that they fall out of the value grid again. Just don't let them slide beforehand 😂
In Taiwan, a potentially escalating conflict with China is probably also priced in, which will generally drive Taiwan into value regions. Risk that if it does not materialize it will be compensated 😁

The ETF was not entirely innocent in the fact that I massively outperformed an ACWI IMI this year 🙈

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Uwe@SchlaubiSchlumpf

@SchlaubiSchlumpf So ytd and 1Y

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Uwe@SchlaubiSchlumpf

@SchlaubiSchlumpf Correct massively. Over the year 4%. But above the expected factor premium. Presumably all factors will plummet over the next few years 😂

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TotallyLost@TotallyLost

@SchlaubiSchlumpf Let's see, but one thing is clear, it won't do 30% p.a. forever. 😅

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Uwe@SchlaubiSchlumpf

@TotallyLost waaaaas? I have planned my pension at 30% p.a. 😭 (then I will probably have to forego my inflation-adjusted planned withdrawal after tax at a withdrawal rate of 3% of €3 million 😭)

And yes, I've built an excel with the current status of the portfolio, savings rate, inflation of the respective year and assumed future inflation to calculate whether I'm halfway on target.
Ironically, with an assumed real return of 4.5%, I am currently about 50% above the target I set myself. However, this is more due to the fact that I have exceeded the savings rate set for the respective year 😅

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