@DynasticGrind Thanks! I really didn't want the headache of analyzing and choosing stocks and heard that ETFs are the path for this and diversify at the same time. 😁

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Jose@Kspykee

1Année

Good luck.
As a test phase, it looks good, with very little risk.
Be careful to cover alternative markets, such as MSCI WORLD, which may have a large part of your funds in one.

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SoftDev@SoftDev

1Année

@Kspykee Thank you very much! The truth is that I am not very risk averse and I have my eyes set on the very long term, but I found the ETF route very interesting and convenient.

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Jose@Kspykee

1Année

@SoftDev I have money market funds, which is very similar, but different taxation in Spain (if it is not sold, it is not taxed). The ETF usually replicates funds, and surely with more profitability than the monetary, with the disadvantage of being treated as a share when declaring.
Today, 65% funds, 35% shares with which I play buy/sell. Maybe this is another way you would be interested in.

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SoftDev@SoftDev

1Année

@Kspykee Well, I also find it interesting to have a % for buying and selling. Maybe when I have a little more time and experience I'll be encouraged hehe 🤙🏼

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