21H·

Why I traded $BTC for boredom

For a long time I had my savings plan $VWRL (-2,64 %) had it running. Solid, but the allowance has long since been exhausted by VWRL distributions. Time for a twin.


$VWCE (-2,55 %) Same index, same world, but accumulating. More tax-efficient than the distributing variant -> compound interest runs through unabated.


At the same time I have $BTC (-1,49 %) sold. Too volatile, too much mental attention for someone who is very busy at work. I need a portfolio that I can forget about - not one that keeps me awake at night.


The strategy now: VWRL remains untouched, VWCE becomes the new building block for everything new. Savings plan is running, with a one-off payment on top today.


Boring? Yes. Right? Yes, too 📈

05.06
Vanguard FTSE All-World ETF logo
Acheté x61,53 à 162,52 €
10 000,00 €
43
12 Commentaires

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My position is so small that I have to scroll far down until it is visible 😂 so the savings plan continues to run stubbornly. @DonkeyInvestor had warned me to get in and said it would go down -> he was right
7
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@GoDividend the donkey is always right 😎
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@DonkeyInvestor then please let me know when it's about to go up...
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@bardar define briefly
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Isn't it the case that the advance lump sum is also due on accumulating ETFs and the aforementioned advantage is therefore invalid?
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@TradingHase I thought so too
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Correct, the advance lump sum is deducted at the beginning of Jared and the tax-free amount is quickly exhausted.
I'm already thinking about saving in a distributing ETF in the future
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@MaxlvomDach I thought I was on the wrong track. Last year I switched all ETFs to distributing funds, leaving only one accumulating fund that is not distributing.
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massive buy, congratulations
2
Why not the $ALLW? It is significantly cheaper with the same index,
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Nice simple depot, fits and pleases - good luck with your strategy!
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