4H·

Children's depot

Good morning,

Enclosed is the depot of my daughter (13).

The $IUIT (+0,75 %) and the $VUSA (+0,53 %) are no longer saved. 150 per month go into the $VWRL (+0,21 %) and €50 goes into the $EXIE (-0,15 %)

Would you change anything?

Possibly add the $VHYL (+0,11 %) save in addition?

Thank you and best regards

app.getquin.comInvestor Portfolio auf getquin

9 Commentaires

Bino@WarrenWobuffet

Why do you choose ETFs that pay out dividends? That doesn't seem to make much sense for a children's portfolio, as you're giving away a lot of return.

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Royal_TS@Royal_TS

@WarrenWobuffet only to utilize the tax-free amount

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Wealth-Accelerator@Wealth-Accelerator

I would definitely leave it the same and not add any more distribution.

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Royal_TS@Royal_TS

@Wealth-Accelerator Danke 👍

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Saarastronaut@Watzeklicker

Would consider adding an EM ETF. At the moment, the whole thing seems to me to be very US and tech-heavy.

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Pascal@Pacco93

This is exactly how 💪🏼

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lukaslr91@lukaslr91

I would probably make it as simple as possible. One ETF all world or a mix of two, world + EM.

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Chiefwiggum@Hidalidsch

What I was wondering the other day was, if you apply for a non-investment certificate for your child, can you take €10,000 a year from share profits/dividends tax-free or how is that regulated?

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risk_minister_2712@risk_minister_2712

I do it very similarly: child benefit entirely in msci world and emerging markets. Also distributing. Distributing doesn't have to be bad, you can also simply reinvest it via future savings plans.

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