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Kimono · 2024-06-17T15:51:08.683959Z

Moin! Nachdem ich nun schon eine ganze Weile mitlese, wollte ich meinen Stand mit euch teilen, mir vielleicht ein wenig Feedback und ein paar Meinungen einholen. Mit der Ausführung der Sparpläne heute bin ich mit meinem Hauptdepot (ca 3/4 der Summe habe ich noch bei BitPanda geparkt, da finde ich die Schnittstelle aber kacke und tracke es deshalb nicht bei GQ) das erste mal über die 10k-Grenze gerutscht. Das freut mich sehr, weil der Weg dahin recht lang war. Von diversen schlechten Entscheidungen ($PLUG $SLI ) bis hin zu konsequent miserablen Einstiegszeitpunkten (während Corona NACHDEM die Kurse wieder angezogen sind, Crypto mitten auf dem letzten ATH,...) war eigentlich alles dabei. Anfang des Jahres hatte ich mich dann dafür entschieden ein Dividenden-Portfolio aufzubauen, hatte mich ordentlich mit $O und $BATS eingedeckt und habe direkt wieder alles hinterfragt. Vor allem, was ich eigentlich mit dem Portfolio bezwecken will. Mit Blick auf die Performance von diversen World ETF's und dem S&P500 habe ich mich (hoffentlich) final dazu entschieden das Rad nicht neu erfinden zu wollen und mich an das zu halten was funktioniert. Mein Portfolio habe ich dann auf den aktuellen Stand umgebaut. Die Basis bilden die beiden ETFs, ergänzt um den $XDEM Drumherum fliegen diverse Einzelaktien. $UBER und $NU sind die letzten Überbleibsel aus den Anfängen vor zweieinhalb Jahren. Den Rest habe ich relativ frisch dazu gekauft. Da mein Anspruch hier ist meine Benchmark ((YTD Performance World ETF + YTD Performance S&P500)/2) zu schlagen, setze ich mich einmal im Monat hin und trage alles in eine Tabelle ein. Ich schaue mir die Monats Performance, die Jahresperformance und die YTD-Performance an. Liegt eine Einzelaktie bei zwei von drei Werten unter meiner Benchmark stelle ich sie unter Beobachtung. Bleibt das drei Monate am Stück so, wird aussortiert. Ich bin gespannt wo die Reise hingeht. Auf der Abschussliste stehen momentan $8002 und $MELI Hier würde ich mich über eine Rückmeldung freuen, wer etwas ähnliches macht und wie das ganze läuft. Abschließend noch der Rahmen in dem ich unterwegs bin: ich bin 31 Jahre alt und letztes Jahr von Kiel nach Wien gezogen, wo ich momentan als Praktikant arbeite um endlich mein Studium einzutüten. Meine Sparrate liegt momentan bei 750€ im Monat (250€ Crypto, 500€ Einzelaktien und ETF) und ich bespare alle Positionen in meinem Portfolio mit Sparplan. Die Sparrate ist recht frisch so hoch und hat in der Vergangenheit stark geschwankt. Danke an alle, die den Text bis hierhin gelesen haben und vielen Dank für Feedback und Anregungen. Habt einen schönen Abend. :)

Kimono

@Kimono_93

7Mo·

After reading along for quite a while now, I wanted to share my progress with you and perhaps get some feedback and a few opinions.

With the execution of the savings plans today, my main portfolio (I still have about 3/4 of the sum parked with BitPanda, but I think the interface sucks and therefore don't track it with GQ) has slipped over the 10k mark for the first time.

I'm very happy about that because it was quite a long way to get there. From various bad decisions ($PLUG (+2,07 %)
$SLI (+0 %) ) to consistently miserable entry points (during Corona AFTER the prices picked up again, Crypto in the middle of the last ATH,...) everything was actually there.

At the beginning of the year, I then decided to build up a dividend portfolio, had invested heavily in

$O (-0,4 %) and $BATS (+0,23 %) and immediately questioned everything again. In particular, what I actually wanted to achieve with the portfolio.

Looking at the performance of various World ETFs and the S&P500, I (hopefully) finally decided not to reinvent the wheel and stick to what works.

I then rebuilt my portfolio to its current state.

The two ETFs form the basis, supplemented by the $XDEM (+0,71 %)

Various individual stocks fly around it.

$UBER (+0,58 %) and $NU (-0,87 %) are the last remnants from the beginnings two and a half years ago. I bought the rest relatively recently. As my aim here is to beat my benchmark ((YTD Performance World ETF + YTD Performance S&P500)/2), I sit down once a month and enter everything in a spreadsheet. I look at the monthly performance, the annual performance and the YTD performance. If an individual share is below my benchmark for two out of three values, I put it under observation. If this remains the case for three months in a row, I sort it out. I am curious to see where the journey will take me. Currently on the hit list are $8002 (-1,1 %) and $MELI (+0,11 %)

I would be delighted to hear from anyone who is doing something similar and how things are going.

Finally, the framework in which I am traveling: I am 31 years old and moved from Kiel to Vienna last year, where I am currently working as an intern to finally finish my studies. My savings rate is currently 750€ per month (250€ crypto, 500€ individual stocks and ETF) and I save all the positions in my portfolio with a savings plan. The savings rate is quite new and has fluctuated a lot in the past.

Thanks to everyone who has read this far and thank you for your feedback and suggestions.

Have a nice evening. :)

12 Commentaires

7Mo

Why sell marubeni u mercadolibre? I would expand

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Kimono@Kimono_93

7Mo

@Divids That would be a point where I would need some suggestions. Due to the current poor performance, the two positions would fall victim to the benchmarking as I thought and be replaced by positions that are currently performing better.

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Kimono@Kimono_93

7Mo

@Kimono_93 Suggestions in the sense of whether the idea with the benchmark is useful or garbage.

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Divids@Divids

7Mo

@Kimono_93 so the getquin rewind is enough for me, I don't need another benchmark. I see Marubeni and Mercado more as long-term runners. You might have a lot of back and forth in your portfolio if the benchmark decides. Or?

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Kimono@Kimono_93

7Mo

@Divids In future, my aim with individual shares would be for them to outperform the market. Otherwise I could simply spread all the money over the ETFs and have peace of mind.
I mainly see benchmarking as a hobby. I simply enjoy it and hopefully it will pay off in the long term. I will also decide how strictly I keep it depending on how much turbulence it brings to the portfolio. Should each share perform better than the benchmark or all of them on average? Do I expand the number of stocks or do I continue to reduce them?
As the ideas are all quite fresh, only time will tell. Theoretically, a stock that I put on my blacklist has a quarter of a year to "improve". This should keep the movements within limits.
In the past, I have also been quite sluggish when it came to getting rid of poorly performing stocks. Hopefully the new approach will help.

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Bavarianholder21@Bavarianholder21

7Mo

I agree with @Divids - expand

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Divids@Divids

7Mo

@Kimono_93 then just do it! Why not? You can change something at any time o customize

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Kimono@Kimono_93

7Mo

@Divids That's why. Nobody forces you to do anything. :)

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Nik_21@Nik_21

7Mo

Nice portfolio! This is exactly how I imagine serious investing... A solid foundation with a world ETF and the S&P500 and also great individual stocks like Apple and NVIDIA. If I were you, I would also invest in an emerging markets ETF (long-term, of course)

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Kimono@Kimono_93

7Mo

@Nik_21 merci! :)
I had Emerging Markets for a relatively long time. But that was somehow too stiff/immobile for me and I swapped the shares for Bitcoin. :D

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Alpalaka@Alpalaka

7Mo

I think something is wrong with Spineway when you sell it :)

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Kimono@Kimono_93

7Mo

@Alpalaka Yes. They had a reverse split, I think. Something got mixed up. :)

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