Anyone here also invested in $SOFI (+4,88 %) invested? If so, how do you behave, get out slowly or get in even more? The figures look pretty good so far 🤔

First the new transaction.

$PEP (+1,63 %) 2 further shares.

$COLO B (+1,61 %) increased by 4 shares and also $KNIN (+1,14 %) into the portfolio. In return $HLAG (-0,39 %) out soon.

On the actual topic: After I reached my first $SOFI (+4,88 %) my first 100% + share, the first 200% share was also reached today with Sofi🎉. Robinhood was close to the 200%, but didn't crack it. Considering that the euro/US dollar exchange rate is now clearly somewhere else, it's considerable either way.

My current watchlist consists of:

$HOOD (+1,17 %)

$SOFI (+4,88 %)

$TEM (+2,09 %)

$NBIS (+0,76 %)

$RKLB (+0,42 %)

My favorite is Rocket Lab, I already did an analysis last week and am waiting for an entry very shortly: Multiple and FCF for the future I would like to enter at 18-20€. If I don't succeed, there are plenty of other opportunities + I have hardly any cash at the moment anyway!

$SOFI (+4,88 %)

My dears,

Earnings growth for next year is forecast at 91%, which will reduce the P/E ratio to 30.

The PEG is a good +0.63.

I therefore remain invested.

SoFi states that it has added "crypto-based functions" to its digital financial services.

The company announced the expansion of its service offering on Wednesday (June 25), stating that it is the first of many new offerings related to cryptocurrencies and blockchain.

"More people than ever are using cryptocurrencies to pay, invest and transfer money faster, more securely and at a fraction of the cost of traditional methods. An estimated three in ten American adults now own crypto assets," SoFi said in a press release.

"Growing demand, fueled by expanded institutional investment and increasing regulatory clarity, should lead to greater adoption of cryptocurrencies by the general public and likely signal the beginning of another technology supercycle."

SoFi refers to the new crypto offerings as a "comeback" as the company handed over this division to Blockchain.com in 2023. A year earlier, SoFi had received a banking license from the U.S. Office of the Comptroller of the Currency, which stated that the license was contingent on the company exiting the crypto trading sector.

Now the company wants to allow its members to buy, sell and hold coins such as Bitcoin and Ethereum, and plans to eventually offer stablecoins .

The press release states that SoFi also plans to add more services, including "the ability to borrow against their crypto assets, expanding payment options and introducing new staking capabilities, as well as blockchain and digital asset infrastructure capabilities for other businesses offered by Galileo, SoFi's technology platform."

In addition to the new crypto offering, SoFi will provide eligible SoFi Money members with the ability to make international remittances .

"These transfers will be fully automated in the SoFi app and will be processed at a much higher speed and lower cost than the multi-day wait times many have to endure with traditional services today. This puts more money in people's pockets faster," says the company.

The launch comes at a time when SoFi is offering its customers access to alternative investments and shares in private companies that are traditionally reserved for wealthier customers. SoFi aims to meet the demanding investment expectations of Generation Z .

During a recent roundtable discussion with PYMNTS, Kelli Keough , Executive Vice President at SoFi, emphasized that her company is focused on making investment opportunities accessible through digital experiences with low minimum requirements, combined with comprehensive financial education to encourage informed investment decisions.

"Generation Z expects to have access to the products that high net worth investors have, and they don't understand why they're not available digitally," Keough said.

https://www.pymnts.com/cryptocurrency/2025/sofi-reintroduces-crypto-capabilities-to-financial-services-offering/

Hello everyone,

I've been thinking about how to invest my first €10,000. I would like to pursue the core satellite strategy.

What do you think of the following allocation?

• $VWRL (+0,36 %) (approx. 20%)
• $TDIV (+0,08 %) (approx. 15%)
• $BTC (+0,53 %) (I already have a part, the rest I will buy -- 10%)
• Cash (5%)

The other 50% will go into the first 10 shares.

• $PLTR (-0,54 %) (4x)
• $CAT (+2,11 %) (2x)
• $HOOD (+1,17 %) (7x)
• $MCD (+2,62 %) (2x)
• $AMZN (-0,23 %) (2x)
• $NOVO B (+2,06 %) (6x)
• $KO (+0,48 %) (7x)
• $STR (+0,89 %) (is my employer, have been invested for approx. 5 years -- 6x)
• $AAPL (+1,2 %) (3x)
• $SHOP (+0,32 %) (5x)

I would like to end up with a total of about 15 shares.

In the next three places would be the following shares:

• $NU (-3,75 %)
• 
  $HIMS (-0,17 %)
• 
  $SOFI (+4,88 %)

I look forward to hearing your opinions and wish everyone a successful week.

Best regards

Sherlock✌🏻

• $SOFI (+4,88 %)
  $CHYM
  $HOOD (+1,17 %)

• values Chime at around 11.6 billion dollars on a fully diluted basis
• Chime was valued at 25 billion dollars in the last major financing round
• Chine generates the majority of its revenue from interchange fees

Chime $CHYM goes public with a valuation of 11 billion US dollars, a turnover of 1.7 billion US dollars and a negative net profit of (-) 25 million US dollars.

$SOFI (+4,88 %) In contrast, Chime achieved sales of USD 2.7 billion and a net profit of USD 500 million in 2024, but was only valued at USD 16 billion.

$CHYM does not have a banking license or is not a bank, that is correct, so a comparison only makes limited sense, but:

Chime $CHYM uses Galileo from $SOFI (+4,88 %) .

A brief explanation: Galileo is a fintech platform that provides APIs and services that can be used by $CHYM and other fintech companies (e.g. also $HOOD (+1,17 %) ) to offer financial services such as debit cards, loans and transactions. Chime uses these APIs to develop and offer its own financial products and services.

-> I just want to point out the potential here if other banks want to modernize their technologies.

$CHYM

The financial technology company Chime announced on Wednesday that it had raised 864 million dollars in its IPO after shares were offered at a price of 27 dollars each.

The company had priced the offering between 24 and 26 dollars per share.

The IPO values Chime at approximately $11.6 billion on a fully diluted basis.

Chime's IPO is one of the largest in recent years for a US financial technology company. It follows a period in which valuations were reset from the highs reached in the wake of the coronavirus pandemic, which drove up investment in fintech and e-commerce companies.

Chime was founded in 2012 by Chris Britt, former managing director of $V (-0,35 %) and Ryan King, former employee of $CMCSA (+0,9 %) and offers its services through partnerships with brick-and-mortar banks. Products include branded current accounts and user-friendly features such as fee-free overdrafts.

Investors in Chime, which was valued at 25 billion US dollars in its last major funding round in 2021, include Yuri Milner's DST Global, private equity firm General Atlantic and investment firm ICONIQ.

Chime is scheduled to begin trading on the Nasdaq Global Select Market on Thursday (June 12) under the symbol "CHYM".

The IPO follows a strong market debut by stablecoin issuer Circle at the beginning of June, which gave new momentum to the US IPO market, which has been dampened by the Trump administration's tariff policy.

Chime's IPO had been expected at the beginning of the year, but was postponed after Trump's announcement of tariffs on "Liberation Day" sent the financial markets into turmoil.

The recent upturn in listings has encouraged more companies to revisit their plans, with June proving to be an important window as companies seek to capitalize on the relatively stable market conditions ahead of the traditional summer lull.

As of March 31, Chime had 8.6 million active members. According to the IPO prospectus, the company generated an average revenue per active member of $251 in the first quarter.

Members conducted an average of 54 transactions per month, 75 percent of which were purchase transactions with Chime-branded cards.

The company generates the majority of its revenue from interchange fees - a portion of the transaction fees paid by merchants to payment networks such as Visa when a customer uses a Chime debit or credit card.

Chime's net loss narrowed to 39 cents per share for the year ended Dec. 31, down from $3.22 in 2023 and $8.12 in 2022.

https://www.reuters.com/business/finance/chime-prices-us-ipo-27-per-share-raise-864-million-2025-06-11/

@Tenbagger2024

With my small, manageable portfolio, I have been working with $HIMS (-0,17 %) , $SOFI (+4,88 %) , $ELF (+0,06 %) , $AMD (+5,45 %) and $IREN (+0,39 %) extreme volatility, but this has now paid off. ✌️

From +20% YTD to -40% YTD to now +17% YTD again

In the long term, share prices follow the development of the company, you just have to be able to withstand the vola 👍