🔹 EPS: $0.08 (Est. $0.06) 🟢; UP +700% YoY
🔹 Net Revenue: $858.2 M (Est. $804 M) 🟢; UP +44% YoY
🔹 Adj. EBITDA: $249.1 M; UP +81% YoY
FY25 Guidance:
🔹Net Revenue: ~$3.375 B (prior range $3.235–3.310 B) 🟢
🔹EBITDA: ~$960 M (prior $875–895 M) 🟢
🔹EPS: ~$0.31 (Est. $0.28) 🟢
Q2 Growth Metrics:
🔹 Fee‑Based Revenue: $377.5 M; UP +72% YoY
🔹 Members: 11.7 M; UP +34% YoY
🔹 Products: 17.1 M; UP +34% YoY
Segment Results:
🔹 Financial Services Revenue: $362.5 M; UP +106% YoY
🔹 Technology Platform Revenue: $109.8 M; UP +15% YoY
🔹 Lending Revenue: $443.5 M; UP +30% YoY
🔹 Net Income: $97.3 M; UP +459% YoY
CEO Commentary:
🔸 “We had an exceptional second quarter, driving durable growth and strong returns through our relentless focus on product innovation and brand building.”
