Hello everyone,

I have looked at the stocks in my portfolio with my new but still incomplete knowledge of fundamental analysis and am of the opinion that some stocks are heavily overvalued.

Perhaps they will fall back to their fundamental value soon or at some point?

Yes, actually this is bound to happen in the long term.

So I'm wondering whether I should sell now and invest the capital in fundamentally favorable stocks or in my ETFs?

I also find it interesting that some stocks were already overvalued when I bought them and some only became overvalued later.

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In my opinion, some of the stocks in my portfolio are overvalued:

(not exhaustive)

Palantir $PLTR (-0,23 %)

Ferrari $RACE (+1,24 %)

Rheinmetall $RHM (+1,24 %)

Agree Realty $ADC (-0,29 %)

visas $V (-1 %)

Hermes $RMS (+0,56 %)

Microsoft $MSFT (+0,27 %)

Nu 😅 $NU (-1,14 %)

Asml $ASML (+2,73 %)

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On the other hand, I think they are favorably valued at the moment:

(some are not really cheap, but maybe worth buying)

Amazon $AMZN (-0,48 %)

Abc $GOOGL (-0,13 %)

Sofi $SOFI (-1,49 %)

Lockheed Martin $LMT (+0,13 %)

Berkshire $BRK.B (-0,55 %)

Caterpillar $CAT (-0,54 %)

Occidental Petroleum $OXY (-1,62 %)

Rio Tinto $RIO (-1,48 %)

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I think I probably wouldn't regret it if I just sold everything and put it in the $HMWO (-0,37 %) and put it in the But I enjoy individual shares and the risk is limited. Still, I would like to know how you read valuations and translate them into action decisions and what you think about my specific situation and would possibly act.

$CAT (-0,54 %)

If you like the content, you are welcome to drop by on Insta @ einfach.aktien

I think it's never too early to get to grips with the capital market - and that's also true for my son, who will soon be five years old. In a world where financial education is often neglected, I want to give him a feel for long-term investing at an early age.

The basis of his portfolio is a classic MSCI World ETF, which I save with a monthly savings plan of €100. This gives him broad diversification right from the start and allows him to benefit from the long-term growth of the global economy.

I also invest in individual shares that have a direct link to his everyday life and make it easier for him to enter the stock market world. These include:

- $MCD (+0,1 %) (McDonald's) - A company that almost every child knows and has a strong global presence.

- $CAT (-0,54 %) (Caterpillar) - As a little excavator fan, this is a must in his portfolio.

- $TNIE (-2,89 %) (Tonies SE) - He uses the Toniebox every day, so why not invest in the company too?

- $MAT (-0,22 %) (Mattel) - With strong brands such as Hot Wheels and Fisher-Price, a company that supplies many childhood products.

I'm less interested in short-term profits than in teaching him through play that companies he comes into contact with every day can also be traded on the stock market. In the long term, he can experience how investments grow - and hopefully learn to appreciate the value of long-term thinking and sound investments.

As already posted privately, at least this part is also public. Did some shopping today:

$CAT (-0,54 %)

$MSCI (-0,48 %)

$6501 (-2,88 %)

$NDAQ (-0,45 %)

$AVGO (-0,78 %)

$WM (+0,26 %)

$NOVO B (-0,7 %)

In the last few days, there are apparently signs that the free fall is flattening out. We often see an area that is being approached again and is holding. So for me it was now time to initiate a new wave of buying :)

but: will it really turn now? We don't know... and who knows if the man on the other side of the Atlantic won't come up with something new

I have been looking for opportunities in the market and I have come across the following companies, I would appreciate your feedback

$HPE (+0,39 %) trades at 9x earnings, trades below book value, low profitability margins but 4-8% EPS growth expectations

$GMAB (+0,03 %) trades at 17 times earnings, about 8 times current Ebitda, seems to have performed well historically (book value is not a good metric, probably has capitalized R&D expenses)

$AES (-1,17 %) trades at about 4-5 times earnings, is dedicated to the generation of renewable energy, trades below its current book value for its historical performance does not seem to have done very well, but for its current valuation looks good, has a dividend of about 6% per annum

$CAT (-0,54 %) it trades at about 15 times earnings and has had a good historical performance, leader in the production of construction machinery.

Why do you think the market values these companies so low? Do you see growth possibilities or investment opportunities?

I was inspired by a Focus Money article and because many people here are asking.

I won't be investing myself, it's too short-term for me. But there are still some very interesting companies.

Feel free to write in the comments whether such "copied articles" are of any use to the community or are legally correct :)

The signs of a peace process in Ukraine are solidifying. This is triggering a run on the stock market for shares that could benefit from reconstruction

Regardless of the political interpretation, the stock market has been turning its back on the war for several days now and is betting on the coming peace. Stocks that are likely to benefit from the reconstruction in Ukraine have soared. The UBS Ukraine Reconstruction Index, which comprises 25 of these stocks, has been climbing for days and is at an all-time high. "The effects of a possible ceasefire in Ukraine are still being underestimated on the financial markets," says Bernd Meyer, Chief Investment Strategist and Head of Multi Asset at Berenberg, who is convinced that the rally will continue. Reconstruction requires enormous resources. According to estimates by the World Bank, the costs for this amount to a total of 500 billion dollars - the equivalent of Austria's gross domestic product and more than three times Ukraine's annual economic output before the war. The money is likely to benefit construction companies, suppliers, infrastructure companies and banks in particular. European companies could be the main beneficiaries - especially from neighboring countries such as Poland and Hungary, but also the Czech Republic, Austria and Germany.

With Wärtsilä $WRT1V (-0,3 %) a provider of technologies for the shipping and energy markets, and Konecranes $KCR (-2,86 %) a manufacturer of industrial cranes and drive technology, Finnish companies are also on the list of potential peace beneficiaries - as are Italian companies such as the cement and building materials manufacturer Buzzi $BZU (-3,68 %) The list is long. There is a great need for building materials, steel and cables to restore the destroyed infrastructure and energy supply. There is still no thematic fund or ETF on the beneficiaries of the reconstruction in Ukraine. Investors who want to benefit from this are therefore well advised to combine several securities into a portfolio themselves.

Banks: Erste Group Bank $EBS (-6,29 %) Powszechna K. Osz $PKO (-6,27 %) Santander Polska $SPL (-5,36 %) Polska K. Opieki $PEO (-5,85 %) Raiffeisen Bank Int.$RBI (-3,1 %)

Construction: Wienerberger $WIE (-3,17 %) Sniezka Construction $SKA Strabag $STR (-5,46 %)

Insulation: Kingspan Group $KRX (-2,99 %) Rockwool $ROCK B (-2,86 %)

Glass: Cie de Saint-Gobain $SGO (-4,24 %)

Cranes: Konecranes $KCR (-2,86 %)

Cement: CRH $CRH (-2,56 %) Buzzi $BZU (-3,68 %) Holcim $HOLN (-1,64 %) Heidelberg Mat. $HEI (-2,55 %)

Construction machinery: Caterpillar $CAT (-0,54 %)

Mining: Ferrexpo $FXPO (-4,05 %) Metso $METSO (-1,35 %)

Chemicals: BASF $BAS (-1,53 %)

Industrial gases: Air Liquide $AI (+3,41 %)

Infrastructure: Schneider Electric $SU (-1,59 %) Rexel $RXL (-3,09 %) Wärtsilä $WRT1V (-0,3 %) Weir Group $WEIR (-3,76 %)

Infrastructure (E): Siemens Energy $ENR (-0,68 %) Prysmian $PRY (-4,72 %) NKT $NKT (-1,96 %) Nexans $NEX (-4,58 %)

Agriculture: Kernel $KER (-1,65 %)

Logistics(warehouse): Kion $KGX (-7,79 %)

Steel: Arcelor Mittal $MT (-4,75 %) and for stainless steels Outukompu $OUT1V (-8,44 %)

Sanitary technology: Geberit $GEBN (+1,07 %)

Specialty chemicals: Evonik $EVK (-1,57 %) Arkema $AKE (-2,67 %) Wacker Chemie $WCH (-3,86 %) Lanxess $LXS (-3,73 %)

Dear community,

I have been investing for almost exactly 3 years now and pursue a dividend strategy with a "core" of 3 monthly saved ETFs.

After a personally difficult year in 2024, I am trying to keep my savings rate at € 200-300 per month in 2025.

This will be divided as follows:

50-100€ FTSE

30-50€ Europe

20-30€ EM IMI

The remaining approx. 100€ goes into my dividend share portfolio. I don't usually make any really strategic choices there to continue saving... I just save the ones I want... As I want to keep all the shares, I perhaps don't see any real reason to make a critical selection.

Maybe you can still give me some tips.

I would like to add 6 more dividend payers to my dividend portfolio in the future.

$CAT (-0,54 %) , $CL (+0,6 %) , $BATS (+0,32 %) , $CSCO (+0,06 %) , $SIE (-2,19 %) , $WFC (-1,51 %)

Thank you for your attention.

Have you ever wondered where the Gates Foundation invests its money? In the fourth quarter of 2024, the foundation has impressive holdings in its portfolio.

The foundation manages assets of around 42.02 billion US dollars and is one of the largest private foundations in the world. The main stocks include Berkshire Hathaway , Canadian National Railway and Microsoft .

Here is an overview of some of the largest holdings:

- Microsoft: USD 11.99 billion (28.54%) $MSFT (+0,27 %)

- Berkshire Hathaway: USD 8.91 billion (21.20%) $BRK.A (-0,1 %)
$BRK.B (-0,55 %)

- Waste Management: USD 6.5 billion (15.48%) $WM (+0,26 %)

- Canadian National Railway: USD 5.57 billion (13.24%) $CNR (-0,26 %)

- Caterpillar: USD 2.67 billion (6.35%) $CAT (-0,54 %)

These investments show that the Gates Foundation invests in both traditional and future-oriented companies.

What do you think of the Gates Foundation's investment decisions? Do you think they are backing the right horses? 📈