Today I have completely separated myself from my $AMZN (+0,95 %) position today. The reasons for my decision:

○ Disappointing price performance YtD, especially in comparison with other Mag7 stocks

○ Nice price performance of approx. 40% since initial purchase in January 2024

○ No significant AI models and intentions recognizable. Could only become interesting for me again with the advent of humanoid robots

○ Reduction of duplication in the portfolio, as I am working with $MELI (-4,49 %) & $9988 (+0,65 %) in eCommerce and with $GOOGL (+0,19 %) & $9988 (+0,65 %) in the cloud sector to other stocks in the portfolio.

I will invest the freed-up capital in Hopfengold at the Oktoberfest in Munich at the weekend. The (hopefully) remaining amount will then flow into the $EQQQ. (+0,51 %)

HSBC $HSBA (+0,66 %) was the first bank in the world to use a quantum computer in the financial market - a breakthrough that is likely to accelerate the race for technology.

With the most powerful quantum processor to date, Heron from IBM $IBM (+0,23 %) the major British bank has improved the prediction of the price at which a bond will be traded by 34 percent.

The basis for this was an anonymized data set of European bond deals, as the bank announced on Thursday (25.9.). This could significantly increase the efficiency of the market.

The experiment is considered a milestone because real transactions were included on a large scale for the first time. Until now, the technology was mainly limited to universities and specialized tech companies.

Companies such as Google's parent company Alphabet $GOOGL (+0,19 %)IBM and Microsoft $MSFT (+0,07 %) are already investing billions of dollars in quantum research, but the road to everyday applications remains long.

》No live trade《

HSBC's attempt was aimed at over-the-counter trading, in which transactions are carried out directly between two parties - without an exchange or broker. Philip Intallura, Head of Quantum Technology at HSBC, emphasizes that although it was not a live trade, it was very much a demonstration on a real production scale. "We firmly believe that we are on the cusp of a new era of computer technology in financial services - and not just in the distant future," says Intallura.

While technology companies are setting the pace in terms of development, banks such as JP Morgan Chase $JPM (-0,85 %)Goldman Sachs $GS (-0,12 %)Citigroup $C (-1,83 %) and HSBC are also investing heavily in quantum projects.

Management consultancies McKinsey and KPMG expect far-reaching benefits: better risk management, optimized portfolios, more accurate predictions of asset prices and sharper fraud detection.

》Faster with physics《

The foundation of quantum computers is physics itself. Unlike conventional computers, they do not work step by step, but in parallel. This allows extremely complex problems to be solved very quickly.

Alphabet showed just how big the leap is at the end of last year: the quantum processor Willow solved a problem in five minutes that even the most powerful supercomputers since the beginning of the universe would have calculated - and not come up with the result.

I've been a silent user of the GetQuin community for quite some time now and thought I'd share my first post here to exchange ideas with experienced hobby investors and get some honest feedback on the portfolio I've built up to this point.

My journey into the beautiful wide world of shares began almost 4 years ago, when the consequences and extent of the corona crash on the stock market reached me.

Shortly afterwards, when the indices had long since recovered, I decided to open a share portfolio with my trusted Volksbank, unaware that this action would be my first mistake at the beginning of my long journey.

At the beginning, like probably every beginner, I had no strategy or even a plan on how to approach the matter.

So, full of zest for action, I started buying shares indiscriminately on a small scale - for €200 one $BLDP (+7,58 %) for another €250 one $PLUG (+23,2 %) and I still had €100 left over for some shares in $EGR (+13 %) left over. As I had also heard something about "dividends" and naturally wanted to profit from them too, I also put $ELE (+1,19 %) in my securities account (200€). The order costs amounted to €14.90 per order.

With these 4 positions, I then spent the following days and weeks calculating a number of price scenarios on my computer app and imagining how many thousands of euros I would gain if these "unrealistic prices" were to materialize at some point.

The first price losses came quickly and just as quickly the frustration and I started jumping from share to share to make a quick buck.

It took me about a year to come to my senses and gain a little more insight into the matter. I started following big influencers on Instagram.

At some point, I had a bit more of a plan and started again, I canceled the custody account at Volksbank and opened a custody account at TradeRepublic and started ETF savings plans as well as share savings plans.

In the beginning, I mainly bought the ideas of my financial influencers.

Basic companies such as $MCD (-1,56 %) , $Coca u. $PG (-1,43 %) were not to be missed, of course. I was branded by the high-risk stocks I had initially bought and therefore only wanted boring but solid dividend payers in my portfolio.

I gradually realized that a healthy mix of dividend payers and growth stocks is inevitable for a structured portfolio and so stocks like $Micro, $GOOGL (+0,19 %) and $V (+2,77 %) have also found a place in my portfolio.

In the meantime, 4 years have passed in which I have lost a lot of money, gained even more knowledge and invested a lot of time in the world of finance. I have built up an impressive portfolio, which I would like to optimize and expand in the future.

I think that some of you will be able to identify with this short beginner's story and I look forward to hearing about your initial experiences and stumbles.

👋 Hello dear Getquin community,

Anyone who has followed my last posts will know that I have already addressed the topic of robotaxis. Today I would like to follow up on this and add an update. This time with a special focus on $08X (+0 %) Pony.ai. I have not yet presented this company in detail, although it is one of the most exciting players in the global competition.

🌏 The exciting thing about Pony.ai is its dual role. Officially, the headquarters are in Guangzhou, China, while Fremont in California serves as an important research and development location. So you could say that Pony.ai has two centers: China as the operational base with the major test sites and approvals, and the US as the tech hub for development and partnerships. However, the real growth is happening in China. Pony.ai has the largest test areas there, the first permits for driverless robotaxis and strong industry partners. China is pushing the topic of robotaxis on a massive scale with the aim of becoming the world market leader in autonomous driving by 2030. This is precisely why the greatest market potential is currently not in the USA, but in China.

$08X (+0 %) (CN) Pony.ai as an up-and-coming player in the field of autonomous robotaxis with strong roots in China

$TSLA (+2,45 %) (US) Tesla with ambitions in autonomous driving, so far more pilot projects than fleet deployment

$GOOGL (+0,19 %) (US) Waymo as a tech pioneer with first large-scale deployments in US metropolitan areas

📊 Market & outlook

Pony.ai currently operates over 300 robotaxis in Chinese tier 1 cities and has over 200 7th generation vehicles in production. The target is 1,000 robotaxis by the end of 2025 and 10,000 units in the medium term. Studies predict a market potential of USD 183 billion in China by 2030 - a huge growth market for all providers.

🏙️ Comparison of the players in the robotaxi market

Pony.ai: approx. 300+ vehicles in China, target 1,000 by 2025

Waymo: approx. 2000 vehicles in US metropolitan areas

Tesla: pilot projects so far, no real robotaxi fleet

👉 Impact: Pony.ai is already in practical use before Tesla and is developing into a serious competitor to Waymo.

📌 Take-away

The battle for supremacy in the robotaxi market is on. Whoever achieves economies of scale and overcomes regulatory hurdles first will secure the platform and thus recurring revenue streams. Pony.ai is one of the most exciting candidates here. Still risky, but with a clear plan towards profitability.

You can find out more about investing in robotaxis and autonomous driving here:

https://getqu.in/ZFF6QM/

👉 Question for you: Do you believe that Pony.ai will achieve its growth targets and become one of the leading providers in the global robotaxi market by the end of the decade or will a tech giant like Google or Tesla end up overrunning the Chinese competition?

Source: UBS market study, company information Pony.ai, chinadaily.com

Picture: Photo: AlinStock/shutterstock

Growth stocks continue to rise so I added dividends to my portfolio again.

If growth stocks go down I will buy them again.

$VHYL (+0,38 %)
$VWRL (+0,32 %)
$ASML (+3,02 %)
$GOOGL (+0,19 %)

#aandelen
#etfs
#dividend

https://youtu.be/DEVE8l1SVj8?si=UriSMIZtEz1RCLFV

Hello everyone,

I am 20 years old, currently have a custody account of around CHF 37,000 with IBKR and save around CHF 600 per month.

My current statement:

• ETFs: $IWDA (+0,47 %) (MSCI World), $IUIT (+0,69 %) (S&P 500 IT), $IGLN (+0,32 %) (Gold)
• Individual stocks: $NVDA (+0,45 %) , $GOOGL (+0,19 %) , $BRK.B (-0,96 %) $IBKR, $RHM (-1,44 %)
• 
  Cash: almost nothing

Considering:

• Selling some SWDA and also reducing some gold.
• With the capital freed up, invest more in S&P 500 / Nasdaq or in individual stocks ($MSFT (+0,07 %) , $META (-2,2 %) , $AMZN (+0,95 %) , $NOVO B (+6,29 %) ).
• Possibly also $BTC (+3,32 %) slightly for more "risk-on".

My thoughts:

• MSCI World is too broad and too heavy in Europe/Japan for me, I see more long term return in the S&P 500.
• Gold is okay for safety, but maybe I don't need 10% at 20 years.
• I want more growth / oomph, I am also prepared to endure short-term fluctuations.

👉 Questions for you:

• Would you cut SWDA and weight S&P 500 / Nasdaq more instead?
• Reduce gold and increase tech or EM instead?
• Is it worth adding to Bitcoin or growth stocks like Novo Nordisk at my age in order to achieve even higher returns in the long term?
• Or would it be better to leave everything as it is and just optimize via the savings rate?

Thank you for your feedback 🚀

Imagine you are only allowed to hold three individual stocks in addition to a core satellite ETF that are expected to outperform the market and in which you see a lot of potential - which would they be?

Mine are:

1: $HIMS (+0,91 %)

2: $GOOGL (+0,19 %)

3: Difficult would still take a growth stock like $IREN (+0,51 %) or $RKLB (+1,97 %)

Google $GOOGL (+0,19 %) and PayPal $PYPL (-0,16 %) announced a multi-year strategic partnership to jointly revolutionize commerce. The goal is to create frictionless digital shopping experiences and set new standards for innovation in the commerce ecosystem.

The collaboration covers several areas:

• Agentic Shopping and Commerce ExperiencesThe companies are working together to develop new AI-supported shopping experiences. This will combine Google's AI expertise and PayPal's global payment infrastructure. They are also committed to introducing best practices such as Google's Agent Payments Protocol, a secure and scalable solution for future AI-based commerce.

• Integration of PayPal solutionsPayPal solutions such as PayPal Checkout, Hyperwallet and PayPal Payouts will be integrated into various Google products to enable seamless experiences.

• Advanced payment processingPayPal Enterprise Payments will become one of the main payment providers for card payments on Google products such as Google Cloud, Google Ads and Google Play.

• Expansion of Google Cloud usagePayPal will work with Google Cloud to modernize its technology foundations, applications and infrastructure to power the next generation of its commerce and payments platform.

This partnership is designed to provide consumers, merchants and developers with flexible tools for the next generation of digital commerce.

Let's see what this cooperation will do to the course 🤑🤞🏼