Suggestions for improvement

Hello everyone,

I wanted to get your opinions and criticism regarding my portfolio.

Briefly about me: I am 19 years old, graduated from high school in the summer, then did two internships, one at a management consultancy and the other at a law firm. I then worked as a ski instructor from December to mid-March. I am also starting university in April.

My strategy: a mix of shares with growth potential (see $VUL (+4,38 %)
$NU (-6,73 %) or $HIMS (-9,32 %) ) and dividend stocks (see $D05 (-1,34 %)
$BAS (-1,12 %) or $8001 (-2,72 %) )

The core should consist of the three ETFs in the portfolio. I am currently in the process of bringing the China ETF to €1,000 of paid-in capital. I have no plans to invest in the S&P 500 and MSCI World in the near future.

During my school days, I did some reselling in addition to mini-jobs, which enabled me to build up my portfolio. I started investing in November 2021.

Please let me know your thoughts and criticisms in the comments!

Paladin R.@PallyRo

Dude, tbh the fact you're starting at 19 and already have a near 20k account means you've pretty much already won. You could just reach your goals by having the ETFs and 1 BTC related position and you'll retire before your 30 if you keep investing regularly. You shouldn't stress about stock picking. Keep the ETFs and switch the individuals to something like SCHD.

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Anton2527@Anton2527

@MajorBlair Many thanks for your assessment! I will not sell the individual shares I have, regardless of whether it is a Hims and Hers or a DBS. I have always been well informed before investing in individual shares and feel comfortable with them.

As for the India ETF and India in general, I will read up on the future prospects and then decide whether I want to add the ETF to my portfolio.

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