2D·

Administrative Burden for Thesaurierer and ING

I could definitely see myself $VWCE (+0,51 %) saving $VWRL (+0 %) in the long run—but is that really less of a hassle, especially with ING?

I’m thinking mainly about the annual tax payments, for which I have to set aside (pre-calculated) liquidity. That’s not the case with a dividend-paying fund, is it? Or am I missing something?

I do find the effort involved in timing the sale just right—including fees, etc.—to be significantly greater…

3 Comentarios

oskaroderso@oskaroderso

This post took more effort than just checking whether there was enough cash in the clearing account to cover the advance lump sum... ;)

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capital_captain_qpmly@capital_captain_qpmly

You must also pay the advance lump-sum tax on distributing ETFs if the dividend received is lower, as a percentage, than the notional interest rate; in other words, you must make up the difference. This can certainly happen with the $VWRL, since the distribution as a percentage is quite low.

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opportunity_seeker_138@opportunity_seeker_138

Good point! Does anyone know how this generally works in practice at ING? What happens if the checking account balance is 0?

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