Hi there!
On the occasion of my milestone, I would like to introduce you to my depot. I would be delighted to receive your feedback :)
First of all about me: 👦
I am 23 years old and currently a law student in my 7th semester. I'm currently in the middle of preparing for my exams (annoying).
I started investing at the beginning of 2022 when I was playing poker with two friends and talking about the potential of shares etc. After briefly reading up (especially here 🤓), I was hooked. 🔥
I have my grandma and my parents to thank for the large sum (approx. 30k). I really appreciate this privilege and am grateful for it every day 🌞
Now to my securities account: 💰
Initially, I was only interested in dividend stocks. An ETF was already to be held as the core. At that time, the proportion was still supposed to be 30%. Now I'm aiming for 50%.🌏
Over the years, the dividend stocks were joined by $NVDA (+0,78 %) or $GOOGL (+0,13 %) high-growth stocks have also been added to the portfolio. 📈
I have always been fascinated by gold, which is why I have further diversified my portfolio in this area🥇
I also started small projects to motivate myself:
For about a year now, just under 3k at scalable has been used for swing trading. I mainly take advantage of medium-term price fluctuations in large companies. The profits are paid out immediately and spent on nice moments, such as eating out with my girlfriend.
In my opinion, this is a perfect balance to the long-term investment strategy. Last year, we achieved a time-weighted return of just under 33%, which I absolutely did not expect. 🔥
In addition, there is a so-called "punctuality guarantee" for local and long-distance transport in my area - there is a flat rate of €5 for every 20 minutes of delay. I invest this in the $VHYL (+0,12 %) and see what happens. In the meantime, after about 2 years, I've saved up almost €250🚈
I haven't had any real income since this month, apart from (grand)parental support for university/rep and my apartment. Before that, I worked as a lifeguard at a swimming pool at the weekend. I also work "voluntarily" as a swimming coach for children aged 4-6. That pays me around €200 a month.
I will therefore have to reduce my daily allowance slightly, but this is the best investment for me. This simply gives me a lot more time to catch up on my work and write exams.
Thank you very much for your attention ♥️
