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I started with individual shares because you can get a higher return there... but I was often taught better and sold at a loss. I currently still hold 4 companies as individual shares, the rest I have sold and reallocated.
I now only hold the All World as a foundation. Since I'm taking the risk, the S&P500 - the All World is now up 20%, S&P500 up 10% 😅

I would advise you to go for an all world etf, very boring with a savings plan and just enjoy it. Without stress, research etc.
If I had known better earlier or at the beginning, then definitely ETF
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@Pirat123 Thanks for your answer! And the other specific ETF (AI and Tech sector) would you also add on All World?
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@Attila_ism What do you mean? Don't understand your question?
Just an all world and that's it. That's enough