7Lun·
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investment has no good or bad times, but there are correct/wong investments. Invest in valuable businesses that you have a clue about, but not in "stock names". Those are businesses that you can analyze, understand, evaluate and predict yourself how it can develop or collapse. you can gain from such investment, otherwise you just throw your money to the lottery.
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With 12k I would still just go for one ETF rather than picking stocks. Doesn't matter if $VWRL or $SPYI
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$FTWG
Or some of those shares (most of which fell a little bit after quarterlies)
$MA $BKNG $SHOP $SBUX $PLD
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