7Lun·

Hello dear community!

I have been investing since April and have 6 positions in my portfolio, of which 3 are ETFs and 3 are individual stocks.

I want to boost performance with the individual stocks and the ETFs serve as a long-term / safe part of my portfolio.

My ETFs run as a monthly savings plan

$IWDA (-0,9 %)
$CSPX (-0,8 %)

and recently also $VHYL (-0,84 %)

To my question:

$VHYL (-0,84 %) I have recently added a dividend ETF to my savings plan in order to have a long-term dividend payout in my portfolio.

In the meantime, however, I have often been told by others something like "You don't focus on foreign exchange but put a dividend ETF in your portfolio. That's a real drag on returns and makes no sense".

I don't see a problem myself 🤷🏽‍♂️

What do you think?

I haven't been investing for long and would be happy to hear other opinions.

9 Comentarios

Alpalaka@Alpalaka

7Lun

Do I understand that correctly?
You are including individual stocks in your portfolio to boost performance, but you are saving for a HighDiv?

For me, that doesn't fit together

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Kameltrader@Kameltrader

7Lun

@Alpalaka That is exactly the question. I don't want to base my portfolio entirely on dividends, but I still want to run a HighDiv as a savings plan in order to have a certain dividend payout in the long term.

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Alpalaka@Alpalaka

7Lun

@Kameltrader With HighDiv you get some dividends with performance = zero

Why don't you just invest in an S&P500 and World with dividends, for example?
For example: $HMWO + $HSPX

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Kameltrader@Kameltrader

7Lun

@Alpalaka I'll have a look 🤝

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Kalle@Brazzo_Muc

7Lun

I also have $VHYL in my portfolio to balance out a bit of volatility and generate regular cash flow. But if you're looking for pure performance, it's not a good choice - you could have done better this year with a DAX ETF.

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Kameltrader@Kameltrader

7Lun

@Brazzo_Muc I am not interested in pure performance. I try to increase performance in the short to medium term with individual stocks. I reinvest the profits and the rest usually goes into $CSPX or $IWDA. The $VHYL is simply interesting for me in terms of cash flow.

Thank you for your contribution 🤝

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Benjamin@wealth_whisperer_801

6Lun

High Dividend is really not good for performance. Christian Röhl has some interesting videos on the subject.

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7Lun

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Kameltrader@Kameltrader

7Lun

@impalia why double up? $CSPX refers exclusively to the American market. The WSCI wrld covers the global economy. Of course the two ETFs overlap, but in my portfolio they simply serve as a security and savings plan.

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