Do you think $SOFI (-2,08 %) could rise further or will it fall again?

$SOFI (-2,08 %)

TGL League = A new three against three golf league with six teams of top players 🚀

(started yesterday 07.01.2025)

The name and logo $SOFI (-2,08 %) can be seen everywhere in this TGL program

You can't watch the show on ESPN for more than 5 seconds without seeing a $SOFI (-2,08 %) -logo anywhere.

Extremely positive feedback after the first broadcast.

Strong marketing $SOFI (-2,08 %) 🚀💪

$SOFI (-2,08 %)

On January 3, 2024, an investment bank called Keefe, Bruyette and Woods (KBW) downgraded the rating $SOFI (-2,08 %) to "sell" with a one-year price target of USD 6.50.

This triggered the second worst day in the history of the share, which plummeted by 14%.

Funnily enough, they played the same game again this year 2025 , downgrading $SOFI (-2,08 %) downgraded again right after the turn of the year, which again led to double-digit share price losses.

Keefe, Bruyette & Woods downgraded the share $SOFI (-2,08 %) from "Market Perform" to "Underperform" and lowers price target from 8 to 7 US dollars

Somewhat implausible if you look at the analysis.

As fast as it went down, it is now going up again, more analysts since January 3rd with much higher price targets and better valuations.

Barclays analyst Terry Ma raises $SOFI (-2,08 %) price target from 9 to 16 dollars

Just a few days after Deutsche Bank raised its SoFi price target from 11 to 14 dollars.

Timothy Switzer, analyst at Keefe, Bruyette & Woods, upgraded from "sell" to "hold".

$SOFI (-2,08 %)

The institutional share is 49.9 % before the results of the fourth quarter

Results will be published on 27.01.2025

Short ratio still at 12.73% 🚀

$SOFI (-2,08 %)
@BamBamInvest

Investing.com - Keefe, Bruyette & Woods (KBW) has downgraded its rating on SoFi Technologies Inc (NASDAQ: SOFI ), saying the fintech company's long-term earnings outlook appears challenging and does not justify current valuations.

KBW downgraded SoFi from "Market Perform" to "Underperform" but raised the price target for the company slightly from $7 to $8.

The brokerage noted that SoFi shares are up 57% in 2024 and have gained 100% since September due to investor optimism towards fintech companies as well as lower interest rates in the coming years.

However, KBW also noted that the stock's valuation is stretched even if the company can achieve its "ambitious" long-term goals. This left some pessimistic scenarios in play.

KBW pointed out that SoFi's 2026 earnings forecast - of $0.55 to $0.80 per share - would require "significant" revenue growth and a marked improvement in margins, which the brokerage said would be difficult to achieve.

Even if SoFi's most ambitious targets were met, the valuation appeared "stretched" and the risk/reward ratio was largely skewed to the downside.

"Even if we assume SOFI can generate ROTCE in excess of 20% (which is unlikely to be achieved until 2028 at the earliest), we forecast downside risk to shareholders of 46% from current levels in our base case scenario assuming a 10x earnings multiple," KBW analysts said in a note.

SoFi shares surged in late 2024 as investors bet that a Donald Trump presidency would bring less restrictive regulations to the fintech sector.

SoFi is a direct bank that offers personal financial services while providing technology services to other financial institutions.

https://www.investing.com/news/stock-market-news/sofi-tech-kbw-downgrades-to-underperform-on-doubts-over-longterm-outlook-3793472

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- BERNSTEIN raises the price target for MOLLER-MAERSK from DKK 9650 to DKK 9700. Underperform. $AMKBY (+0 %)

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-JPM Securities downgrading $GOOGL (-0,22 %)

-JPM Securities downgrading $UBER (-2,15 %)

- BERENBERG lowers the price target for EVONIK from EUR 20 to EUR 18. Hold. $EVK (+0,29 %)

- BERNSTEIN lowers the target price for DHL GROUP from EUR 42.50 to EUR 41. Outperform. $DHL (+0,42 %)

- JEFFERIES lowers the target price for LINDE from USD 550 to USD 522. Buy. $LIN (+0,22 %)

- $SOFI (-2,08 %) Keefe, Bruyette & Woods Downgrades to Underperform PT to $7 from $8

-UBS starting the year again with some negative data for $AAPL (+0,29 %) naming China an issues

How should I start? My portfolio has increased by almost 3.75 times, even though I've been struggling with a few problems since June and can hardly save any more.

My BAföG has not yet been approved, which is why I have to be financially cautious and hope that I can make ends meet with my remaining funds.

The year has been exciting - I can't guarantee you whether the figures here are accurate, and to be honest I don't think they are, because so far they've almost always been wrong. Nevertheless, it gives you a good insight into my portfolio.

And my goals for 2025? Honestly, I have no idea! I'll have to see how my studies and my life as a whole are going before I can set any concrete goals, but I'll have some fun: Here are my top and flop 5 that I still hold.

$SOFI (-2,08 %)
$BTC (-1,33 %)
$FWONA
$D05 (+2,21 %)
$FTNT (+0,25 %)

$AIXA (-2,36 %)
$EVT (+0 %)
$AFX (-2,68 %)
$MRNA (-8,24 %)
$CELH

I wish you all a happy new year!

year!

In addition to my World ETF core, I would like to invest in the following shares (partly via a savings plan) in the coming year.

How do you rate these shares?

Which of them would you also take or do you already have in your portfolio?

$CRWD (-0,23 %) - Crowdstrike

$CRM (+0,59 %) - Salesforce

$AVGO (+0,16 %) - Broadcom

$ACN (+0,6 %) - Accenture

$SOFI (-2,08 %) - SoFi

$MELI (-1,79 %) - Mercadolibre

$TSLA (-0,14 %) - Tesla

$AXON (+2,67 %) - Axon

$NU (+0 %) - Nu Holdings (possibly)

BREAKING NEWS: $SOFI (-2,08 %) - The Biden administration has withdrawn its plan to forgive student loan debt for some 38 million Americans.

This should finally put it off the table.

To put it in perspective, although the Supreme Court had already ruled it unconstitutional, borrowers were once again to be exempt from paying interest on regular payments, receive US$10,000 debt forgiveness and not have to repay the loan at all below certain income limits. This new plan/attempt has now been dropped, resulting in $SOFI (-2,08 %) has led to a lack of income during Corona.

Who $SOFI (-2,08 %) do not yet know, please take a look:

https://getqu.in/M3ToeR/

🎅🎄🌲🚀

$JPM (+0,18 %) , $MS (+0,99 %) , $BAC (+0,45 %) , $C (-0,5 %) , $WFC (+0,13 %)