$SOFI (+5,25 %) #

I am currently restructuring my portfolio and would like to keep the ACWI as the core and have a mix of growth and quality individual stocks with a long investment horizon as satellites. I have currently selected the following stocks:

$NVDA (+2,03 %)

$GOOGL (+1,67 %)

$AMZN (+0,51 %)

$2330

$BRK.B (+0,47 %)

$ASML (+0,78 %)

$V (+0,45 %)

$NOVO B (-0,2 %)

$FTNT (-1,98 %)

$SOFI (+5,25 %)

$CSU (-0,98 %)

However, this selection is very tech and USA focused. Do you have any suggestions or alternatives? For example, I have $LIN (+0,17 %) , $SAP (+0,65 %) , $SIE (-0,6 %) and $CAT (+0,07 %) or $DE (-0,59 %) on the watchlist. What do you think?

$VKTX (+0,05 %)

$RKLB (+5,99 %)

$NBIS (+2,98 %)

$HIMS (-2,68 %)

$SOFI (+5,25 %)

$3350 (+3,49 %)

$HAG (+1,42 %)

$LDO (+2,71 %)

$RHM (+1,97 %)

Have I forgotten something?

Only Novo is doing well $NOVO B (-0,2 %)

And my egg farm $CALM (+0,28 %)

Cathie Wood's ARK ETFs once again saw significant transactions on Tuesday, August 12, 2025, with a focus on technology and biotech stocks. The largest transaction of the day was the purchase of 738,367 shares of The Trade Desk Inc ( $TTD (-0,88 %) ) with a total value of $39,266,357. This move underscores ARK's continued confidence in the digital advertising platform, where the fund had already significantly increased its positions in recent days.

Another notable transaction involved Block Inc ( $SQ (+1,25 %) ), formerly known as Square. Here ARK sold 215,543 shares, representing a sizable value of $15,741,105. This sale represents one of the larger divestitures of the day and could indicate a strategic realignment of ARK's position towards the financial services and digital payments company.

ARK also made a significant purchase of 643,406 shares of Pinterest Inc ( $PINS ) worth $21,998,051. The social media company has repeatedly been in ARK's focus in the past, as evidenced by the continuous purchases over the past week. This trend points to a bullish assessment of Pinterest's growth prospects on the part of ARK.

In the biotech sector, ARK's ARK ETF purchased 128,896 shares of CRISPR Therapeutics AG ( $CRSP (+0,86 %) ) for a total value of $714,567, continuing its investment in the gene-editing company. On the flip side, various ARK ETFs divested shares of DraftKings Inc ( $DKNG (+0,1 %) ), Guardant Health Inc ( $GH (+1,7 %) ), Robinhood Markets Inc ($HOOD (-0,51 %) ), Palantir Technologies Inc ($PLTR (-0,84 %) ), Roblox Corp ( $RBLX ) and Shopify Inc ($SHOP (-0,15 %) ). The largest sell-off was DraftKings, with 221,203 shares worth $9,452,004 sold.

Other notable buys included Exact Sciences Corp ( $EXAS (-2,94 %) ) and Personalis Inc ( $PSNL (-3,35 %) ). ARK bought 93,753 and 134,035 shares worth $3,835,435 and $603,157 respectively. The continued purchases in these stocks could indicate a focused strategy targeting innovative healthcare companies.

Smaller transactions were also part of the day's activity. ARK bought shares in Compass Pathways PLC ( $CMPS (+1,02 %) ) and 10X Genomics Inc ( $TXG (+0,08 %) ). Despite the smaller dollar amounts, these purchases could be part of a long-term strategy that focuses on up-and-coming companies in the respective sectors.

Some of dear Cathie's transactions don't need to be understood but well, the young lady's returns speak for themselves.

$ARKK (-0,23 %) and $ARKF (-0,69 %) over 70% return since 365 days, I can only shine with +27% with my portfolio.

I will remain invested in $TTD (-0,88 %) My current portfolio has a lot of risk, as I have generated some cash.

At the moment I'm considering whether I should possibly $HMWO (+0,37 %) and $EQQQ (+0,63 %) or just the $VUSA (+0,57 %) into the portfolio.

Temporarily sold $AMD (-1,93 %) +35%, $HIMS (-2,68 %) +15%, $DOCN (+0 %) +9%.

I would re-enter Hims and AMD at certain prices and possibly add other companies to the portfolio if they fit my selection.

My positions:

$SOFI (+5,25 %)

$ZETA (+1,35 %)

$TTD (-0,88 %)

On the watchlist

$DDOG (-0,73 %)

$LNTH (-2,47 %)

$LMND (-5,56 %)

$TOST (+0,11 %)

$DASH (+0,45 %)

$BROS

$APLD (+0 %)

$SCI (-1,15 %)

$SOFI (+5,25 %)

Modernizing legacy digital infrastructures is never easy, especially for public banks in complex regulatory environments. However, Banco Nacion has proven that it is possible with the right partner.

By partnering with Galileo and using Cyberbank Digital, the bank has been able to achieve measurable results:

- 25% growth in new corporate customers

- Reduced service delivery time from months to just four days

- Significant reduction in operating costs

- Standardized, future-proof digital infrastructure that enables innovation on a large scale

Learn more about the partnership:

https://www.galileo-ft.com/blog/how-banco-nacion-transformed-its-digital-banking-experience-with-galileo/

Cyberbank Core became an integral part of Galileo's offering following the acquisition of Technisys by SoFi in 2022 . Galileo is a subsidiary of SoFi 🚀

Galileo is a technology platform specializing in payment processing services and other Banking-as-a-Service (BaaS) solutions for fintech companies, banks and brands. The acquisition of Galileo allowed SoFi to expand its own consumer products and services while operating Galileo as a standalone subsidiary. Galileo provides SoFi with an infrastructure to innovate faster and deliver a broader range of capabilities to its customers.

More Galileo customers in case you didn't knowT : $HOOD (-0,51 %)
$DAVE
$TOST (+0,11 %)
$WH (-0,66 %) ✌️

https://www.galileo-ft.com/platform/trusted-clients/

I've had the app for a long time. I rummaged around a bit and then dismissed it as a gimmick: SplintInvest and alternative investments.

With some time on the train, however, I took a closer look and was quite positively surprised. So here is my mini-analysis from the train:

What do I mean by "alternative investing"?

In this context, I would summarize it quite simply as follows: Investments in "real goods", with a limited number of units. For example:

• Scotch whisky 🥃
• Sneakers 👟
• Lego & works of art 🖼
• Watches, handbags or cars 🚗

With SplintInvest, you don't buy the whole barrel or the whole Rolex, but a small digital part of it (called a "splint" at SplintInvest) - from €50.

An exit example: 23.6% profit with a whisky investment in 2.2 years = approx. 10.1% p.a.

What are the real benefits of alternative investments?

Two randomly selected exits are already quite impressive:

• +23,6 % with "Jura 2013" whisky (after 2.2 years)
• +25,1 % with Loro Piana x New Balance sneakers - in just 5 months (!)

A gain of 25.1 % in less than half a year? You have to achieve that with ETFs...

And how does that compare with the stock market?

Here we see that whisky, wine and watches have in some cases outperformed the S&P 500 in recent years. better than the S&P 500 [But note the time span].

Sure, not equally strong every year - but in the long term really competitive.

Here is the performance from 2023, more recent figures could not be found:

What does it all cost?

Splint is transparent, but it's not free:

• 4-6 % fees on purchase (incl. storage & insurance)
• 2 % exit fee, for secondary trading another +2 %
• No subscription, no performance fees

(Important: The return shown is apparently after deduction of fees).

How to sell again?

Splint works with a "trading window":

Every few weeks the secondary market opens for 72h. You can then sell splints or buy new ones.

Currently: 436 assets in 10 categories with over 5,000 splints in circulation.

Is it worth it?

If you do it right - yes.

✔ Returns of 10-25 % p.a. are possible

✔ Entry from € 50

✔ Low correlation to the stock market

✔ Also "fun factor" - art & sneakers are more emotional than dividends

But:

❗ Liquidity is limited - you are dependent on the trading window

❗ Short-term flips are a matter of luck - many assets run for years

❗ Only a small portfolio share (5-10%) makes sense - no substitute for ETFs

Alternative investments via splint investing are not a "get rich quick" solution - but an exciting addition for anyone who wants to diversify their portfolio - or just a love affair if you can't (or don't want to) buy the Porsche quite yet, as $DRO (-2,71 %) or $SOFI (+5,25 %) not quite going off as desired 😉 This can only be achieved @Charmin with $NVDA (+2,03 %) the lout.

I'll definitely have a look at the next Trading Window - and maybe take a sip of whisky, Pokemon cards or a Lego set with me (for performance reasons, of course 😉). The notifications are definitely switched on again.

If you're interested in the topic:

Let me know - I'll be happy to do a follow-up with figures, strategies or further exits.

I've also "briefly" added my referral code to the link tree for those interested. The train ride isn't completely free 😉 You can find information about it there, I don't need to go into it here.

Happy investing

GG

#alternativinvestieren

#splintinvest

#whisky

#sneakers

#geldbildung

#diversifikation

#geldgenie

Here still NOT tested alternatives, according to ChatGPT:

• Timeless (DE)
• Investments in sneakers, watches, art & co. - very similar to Splint. Entry from 50 €, based in Berlin. Focus: pop culture assets.
• Convi (EU)
• Specialized in watch investments. Co-ownership model, also from € 50, long-term investment horizon. Based in Estonia.
• Collectable (USA)
• Focus on sports memorabilia (e.g. Jordan jerseys, baseball cards). US platform, strongly geared towards collector target group.
• Rally Rd. (USA)
• Fractional investing in cars, comics, sneakers, rare books. Cool app, but currently only accessible to US investors.
• Masterworks (USA)
• Investments in blue-chip art (e.g. Basquiat, Banksy). Entry at approx. 500-1,000 USD. Very focused, but with a strong track record.
• Mintus (UK)
• Similar to Masterworks, but British. Access to artworks via tokenization.
• Alts.co
• Newsletter + platform around alternative assets. Focus on analysis, no direct investment access, but great for knowledge & deals.
• Upcide (CH)
• Swiss platform for fractional real estate and tangible assets (still under construction / early stage).

Subscribe to the podcast to keep Palantir rocking.

00:00:00 Palantir

00:41:30 SoFi

00:57:20 Axon

01:13:30 Trade Desk

01:25:30 Seasonality

Spotify

https://open.spotify.com/episode/0c2kriyQ6tVAtm0uJJ3YE8?si=S7h-CKf4QsS2hLS-Ekxu7g

YouTube

https://youtu.be/kfkuOnXQ1Ds

Apple Podcast

https://podcasts.apple.com/us/podcast/106-palantir-sofi-axon-trade-desk-saisonalit%C3%A4t/id1695869891?i=1000720805067

$PLTR (-0,84 %)
$SOFI (+5,25 %)
$AXON (+1,35 %)
$TTD (-0,88 %)

$SOFI (+5,25 %)

$SOFI (+5,25 %) has published a further press release with the final price for its share offer of USD 20.85 per share. This means 71.94 million shares for the initial offer and up to a further 10.79 million for the 15% increase.

I don't expect a company that has been successful and profitable for the last three years to make mistakes.

In my opinion, it is likely that $SOFI (+5,25 %) will become a major player in issuing stablecoins and offering cryptocurrencies and will also be successful in developing the structure used by Sofi and others via Galileo for stablecoins and cryptocurrencies. ✌️

$SOFI (+5,25 %)

They issue new ordinary shares worth 1.5 billion dollars and thus dilute the shareholders.

SoFi grants the underwriter (Goldman Sachs) a 30-day option to purchase up to an additional 15% of the offered shares (representing an additional value of $225 million and a potential total value of $1.725 billion).

https://investors.sofi.com/news/news-details/2025/SoFi-Technologies-Inc--Announces-Public-Offering-of-Common-Stock/default.aspx

Possible takeover in the crypto space ? I remain relaxed and trust that this will be put to good use.

Share price falls by 6.5 % after close of trading