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SoFi Q3 2025 Earnings

$SOFI (-0,12 %)


Revenue: $950M (+36.3% YoY) vs. $895M est.

Adj. EPS: $0.11 vs. $0.08 est.

Adj. EBITDA: $277M (+49% YoY, record)

Fee-Based Revenue: $409M (+50% YoY, record)

Members: 12.6M (+35% YoY)

Products: 18.6M (+36% YoY)


Raised FY25 Guidance:

Adj. Revenue: ~$3.54B (prev. $3.38B)

Adj. EBITDA: ~$1.04B (prev. $960M)

Adj. EPS: ~$0.37 (prev. $0.31)

Adj. Net Income: ~$455M (prev. $370M)

Tangible Book Value Growth: ~$2.5B (prev. $640M)

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