I am long - and would like to increase/improve my position - in terms of dividend distributions.

Who is in?

Royal Gold acquires Sandstorm and Horizon for 3.7 billion dollars

Royal Gold $RGLD (-0.24%) announced exciting news on Monday: The company plans to purchase two significant acquisitions totaling approximately $3.7 billion. This includes the acquisition of Sandstorm Gold $SSL (-1.46%) for 3.5 billion dollars in shares and Horizon Copper $VZ (+0.38%) for 196 million dollars in cash. These strategic steps are expected to be completed in the fourth quarter of this year. CEO Bill Heissenbuttel emphasizes that these acquisitions support Royal Gold's goal of securing high-quality, long-life precious metal resources in mining-friendly regions. Although Royal Gold shares fell by more than 6% on Monday, the company has already gained more than a quarter of its value this year, which is a positive development in a challenging market environment.

ExxonMobil discovers gas deposits off Cyprus

In the USA, ExxonMobil $XOM (+0.5%) in collaboration with Qatar Energy International, has discovered another promising natural gas deposit south of Cyprus. This discovery could significantly strengthen the region's status as a major energy exporter and help Europe to reduce its dependence on Russian energy sources. The deposit was discovered in the Pegasus-1 well, which is located approximately 190 kilometers southwest of Cyprus at a depth of 1,921 meters. No estimates of the amount of gas that may be present in this deposit have been released to date. The Cypriot authorities report that this is the sixth natural gas deposit discovered in Cyprus' economic zone in the last 14 years. In addition, the Eni-Total consortia also hold licenses in the region and could potentially work with ExxonMobil to develop these promising deposits in the future.

Sources:

https://finance.yahoo.com/news/royal-gold-stock-drops-firm-175534343.html

https://finance.yahoo.com/news/exxonmobil-partner-qatar-energy-natural-181923944.html

Hello everyone!

My parents are in the process of selling my grandparents' house. It will probably fetch around €275,000. My parents will soon both be 60 years old.

They had initially considered buying another property nearby. But they have moved away again. The lack of flexibility and the time and risk involved with tenants put them off.

I also told them more about investing in the stock market. They were very open and interested, even though they said they had an unfounded fear of shares etc.

Now my question to you. What is the best way to invest the money? I think dividends would be very nice as my parents like the passive income like from a property. But it should also be very well diversified across countries and sectors.

I personally have developed 2 solutions. You can give your opinion as to whether you think the solutions are good or, of course, if you have completely different ideas.

1. the ETF solution

15% $XEOD (-0%) Call money ETF. Div. 1.9%

15% $TDIV (-0.25%) VanEck Divi Leaders. Div 3.5%

10% $TRET (-0.12%) Global Real Estate. Div. 3.7%

7,5% $VHYL (-0.15%) Allworld High Div Yi. Div 3.1%

7,5% $PEH (+0.27%) FTSE RAFI EM. Div 3.9%

5% $EWG2 (-0.56%) Gold

5% $SEDY (+0.41%) iShares EM Dividend. Div 8.0%

5% $JEGP (-0.27%) JPM Global Equity Inc Div 7.1%

5% $EEI (-0.27%) WisTree Europ Equity Inc Div 6.3%

5% $IHYG (+0.02%) High Yield Bond. Div 6.1%

5% $EXXW (+0.39%) AsiaPac Select Div50 Div 5.5%

15% Rest German Divi Shares approx. div 2.5%

=100% with 3.7% dividend.

275k ×3,7% = 10.175€

With full taxation 27.99% = 7327€

On average per month: 610€ dividend

With 2k tax-free allowance: 657€ dividend per month

I find it very well diversified, you have overnight money, you have the USA and Europe well represented, but also 12.5% emerging markets ETF. In terms of sectors, finance will be at the forefront. Followed by real estate and energy. I think that's fine.

2. the equity solution

I have selected 34 strong dividend stocks. In the list they are roughly divided into GICS sectors.

15% $XEOD (-0%) Overnight ETF. Div 1.9%

12% $EQQQ (+0.09%) Nasdaq100 ETF. Div 0.4%

5% $EWG2 (-0.56%) Gold

2% $O (+0.19%) Realty Income 6.0%

2% $VICI (-0.04%) Vici Properties 5.6%

2% $OHI (-0.2%) Omega Healthcare 7.2%

2% $PLD (-0.13%) Prologis 4.1%

2% $ALV (-1.59%) Allianz 4.35%

2% $HNR1 (-1.06%) Hannover Re 3.4%

2% $D05 (+2.37%) DBS Group 5.5%

2% $ARCC (-0.13%) Ares Capital 9.3

2% $6301 (+2.13%) Komatsu. 4,2%

2% $1 (+1.75%) CK Hutchison 4.6%

2% $AENA (-0.08%) AENA. 4,2%

2% $LOG (+0.22%) Logista 7.3%

1,5% $AIR (-0.59%) Airbus 1.8%

1,5% $DHL (+1.21%) DHL Group 4.8%

1,5% $8001 (+1.91%) Itochu 2.8%

2% $RIO (+0.37%) RioTinto plc 6.4%

2% $LIN (+0.38%) Linde 1.3%

2% $ADN (+0.44%) Acadian Timber 6.7%

3,5% $BATS (+0.17%) BAT 7.0%

2% $KO (+0.45%) Coca Cola 2.9

2% $HEN (-0.31%) Henkel 3.0%

2% $KVUE (-0.12%) Kenvue 4.1%

2% $ITX (-0.2%) Inditex 3.6%

2% $MCD (+0.33%) McDonalds 2.6%

2% $690D (+0.4%) Haier Smart Home 5.6

3,5% $IBE (-1.02%) Iberdrola. 4,1%

1,5% $AWK (-0.06%) American Water Works 4.4%

1,5% $SHEL (+0.71%) Shell 4.1%

1,5% $ENB (-0.2%) Enbridge 6.5%

2% $DTE (+2.58%) Deutsche Telekom 2.8%

2% $VZ (+0.38%) Verizon 6.8%

2% $GSK (+0.14%) GlaxoSmithKline 4.2

2% $AMGN (+0.08%) Amgen 3.5%

2% $JNJ (+0.08%) Johnson&Johnson 3.5%

= 100% with 3.5% dividend

275k ×3,5% = 9625€

With full taxation 27.99% = 6930€

On average per month: 577€ dividend

With 2k tax-free allowance: 624€ dividend per month

I also think this solution is cool because you can select the largest companies or strong dividend payers in the individual sectors or countries yourself. And of course you can also select shares with which you have a connection. However, I have focused on shares from the USA, England and Germany because of the withholding tax. Spain is also well represented because of my parents' ties to this country. It's also cool that the NasdaqETF also includes the Microsoft, Amazon, etc. compounders.

What do you think?