Hello everyone!

My parents are in the process of selling my grandparents' house. It will probably fetch around €275,000. My parents will soon both be 60 years old.

They had initially considered buying another property nearby. But they have moved away again. The lack of flexibility and the time and risk involved with tenants put them off.

I also told them more about investing in the stock market. They were very open and interested, even though they said they had an unfounded fear of shares etc.

Now my question to you. What is the best way to invest the money? I think dividends would be very nice as my parents like the passive income like from a property. But it should also be very well diversified across countries and sectors.

I personally have developed 2 solutions. You can give your opinion as to whether you think the solutions are good or, of course, if you have completely different ideas.

1. the ETF solution

15% $XEOD (+0%) Call money ETF. Div. 1.9%

15% $TDIV (+0.27%) VanEck Divi Leaders. Div 3.5%

10% $TRET (+0.75%) Global Real Estate. Div. 3.7%

7,5% $VHYL (+0.77%) Allworld High Div Yi. Div 3.1%

7,5% $PEH (+0.88%) FTSE RAFI EM. Div 3.9%

5% $EWG2 (-0.41%) Gold

5% $SEDY (+1.27%) iShares EM Dividend. Div 8.0%

5% $JEGP (+0.22%) JPM Global Equity Inc Div 7.1%

5% $EEI (-2.71%) WisTree Europ Equity Inc Div 6.3%

5% $IHYG (+0.19%) High Yield Bond. Div 6.1%

5% $EXXW (+1.13%) AsiaPac Select Div50 Div 5.5%

15% Rest German Divi Shares approx. div 2.5%

=100% with 3.7% dividend.

275k ×3,7% = 10.175€

With full taxation 27.99% = 7327€

On average per month: 610€ dividend

With 2k tax-free allowance: 657€ dividend per month

I find it very well diversified, you have overnight money, you have the USA and Europe well represented, but also 12.5% emerging markets ETF. In terms of sectors, finance will be at the forefront. Followed by real estate and energy. I think that's fine.

2. the equity solution

I have selected 34 strong dividend stocks. In the list they are roughly divided into GICS sectors.

15% $XEOD (+0%) Overnight ETF. Div 1.9%

12% $EQQQ (+1.43%) Nasdaq100 ETF. Div 0.4%

5% $EWG2 (-0.41%) Gold

2% $O (+0.45%) Realty Income 6.0%

2% $VICI (+0.71%) Vici Properties 5.6%

2% $OHI (+0.81%) Omega Healthcare 7.2%

2% $PLD (+0.55%) Prologis 4.1%

2% $ALV (+0.97%) Allianz 4.35%

2% $HNR1 (+0.61%) Hannover Re 3.4%

2% $D05 (-0.05%) DBS Group 5.5%

2% $ARCC (+1.22%) Ares Capital 9.3

2% $6301 (+0.95%) Komatsu. 4,2%

2% $1 (+0.94%) CK Hutchison 4.6%

2% $AENA (+0.02%) AENA. 4,2%

2% $LOG (+0.36%) Logista 7.3%

1,5% $AIR (+0.63%) Airbus 1.8%

1,5% $DHL (+0.58%) DHL Group 4.8%

1,5% $8001 (-0.47%) Itochu 2.8%

2% $RIO (-1.13%) RioTinto plc 6.4%

2% $LIN (+0.05%) Linde 1.3%

2% $ADN (+0%) Acadian Timber 6.7%

3,5% $BATS (+3.06%) BAT 7.0%

2% $KO (+0.71%) Coca Cola 2.9

2% $HEN (+1.38%) Henkel 3.0%

2% $KVUE (+0.95%) Kenvue 4.1%

2% $ITX (+0.83%) Inditex 3.6%

2% $MCD (-0.15%) McDonalds 2.6%

2% $690D (-0.01%) Haier Smart Home 5.6

3,5% $IBE (+0.23%) Iberdrola. 4,1%

1,5% $AWK (+0.06%) American Water Works 4.4%

1,5% $SHEL (+0.24%) Shell 4.1%

1,5% $ENB (+0.66%) Enbridge 6.5%

2% $DTE (-0.11%) Deutsche Telekom 2.8%

2% $VZ (+0.27%) Verizon 6.8%

2% $GSK (-0.17%) GlaxoSmithKline 4.2

2% $AMGN (+0.64%) Amgen 3.5%

2% $JNJ (+0.71%) Johnson&Johnson 3.5%

= 100% with 3.5% dividend

275k ×3,5% = 9625€

With full taxation 27.99% = 6930€

On average per month: 577€ dividend

With 2k tax-free allowance: 624€ dividend per month

I also think this solution is cool because you can select the largest companies or strong dividend payers in the individual sectors or countries yourself. And of course you can also select shares with which you have a connection. However, I have focused on shares from the USA, England and Germany because of the withholding tax. Spain is also well represented because of my parents' ties to this country. It's also cool that the NasdaqETF also includes the Microsoft, Amazon, etc. compounders.

What do you think?

Telecommunications providers raise prices due to Trump tariffsThe major smartphone providers Verizon $VZ (+0.27%), AT&T $T (+0.42%) and T-Mobile $XOM (+1.32%) are facing a possible price increase in connection with the tariffs imposed by President Trump. Initially, the smartphone industry seemed to be spared from these tariffs, but the current exemption could soon end. Experts are analyzing that the price of the iPhone 15 could rise from the current 699 euros to 839 euros. Verizon CEO Hans Vestberg made it clear that these high tariffs cannot be borne by the companies and will ultimately burden consumers. AT&T CEO John Stankey also emphasized that the costs must be passed on to end customers. T-Mobile CEO Mike Sievert added that the uncertainty surrounding the tariffs is having a major impact on providers' pricing and that an adjustment may be necessary in order to overcome the economic challenges.

Elon Musk reduces role at Doge after Tesla issuesElon Musk has announced that he is stepping down from his role in the Trump administration team Doge. This decision comes at a time when Tesla is facing $TSLA (-0.83%) is struggling with a drastic 71% drop in profits. President Trump confirmed that Musk's withdrawal was planned and assured that Tesla will continue to receive support after his departure. While Musk has not revealed full details about his retirement, the length of time he has been a "special government employee" (SGE) could play a role. In light of the protests against Tesla and the associated financial challenges, Musk plans to spend less time at Doge in order to return his focus to the problems at Tesla. Despite the challenges and uncertainties, Tesla's share price still rose after Musk's announcement, showing that investors are hoping he will return to his roots.

Sources:

https://finance.yahoo.com/news/verizon-att-and-t-mobile-prepare-to-raise-prices-on-consumers-because-of-trumps-trade-war-122549340.html

https://www.bbc.com/news/articles/c1dr6k6rvl7o

Hello!

I have been actively working on my portfolio since the beginning of this year, my strategy is to go towards dividends and a safe investment in ETF's with ETF's I want to achieve a balanced weighting that is not too American-heavy but also focuses on Europe.

I have a monthly savings plan of €300 which is divided as follows:

50 € $IWDA (+1.15%)

50 € $EXSA (+0.49%)

40 € $ZPRG (+1.23%)

40 € $WQDS (+0.52%)

20 € $O (+0.45%)

15 € $VZ (+0.27%)

15 € $ULVR (+0.87%)

10 € $JPM (+1.91%)

10 € $JNJ (+0.71%)

10 € $PG (+0.1%)

10 € $ENB (+0.66%)

10 € $ALV (+0.97%)

10 € $KO (+0.71%)

10 € $MCD (-0.15%)

Please do not pay too much attention to the crypto positions, I will liquidate the Shitcoins in the near future when prices are good and switch to ETFs/shares.

Now to my simple question, what do you think of the portfolio? Is it good for my strategy or do you have any tips?

Where others are selling is the right time to strike. Everyone needs the Internet ? $VZ (+0.27%)

Pretty much everything is being shaved excessively these days and the shaky hands seem to be increasing. Today $VZ (+0.27%) Verizon "caught" with a price loss of over 8.5%. A nice dividend stock in my portfolio and that's where it will stay.

Verizon warned on Tuesday that subscriber growth in the first quarter is likely to be "weak" as competitors lure customers with special offers. The company's shares fell 5.3% in pre-market trading as a result, with the US wireless giant cutting back on customer incentives after a promotional December quarter, while its rivals did not, intensifying competition, Chief Revenue Officer Frank Boulben said at Deutsche Bank's Media, Internet & Telecom Conference.

American telecom companies have relied on incentives in a fierce battle for customers as growth slows in a saturated market. That has boosted customer growth but also raised concerns about profits.

Shares of Verizon rival AT&T fell 4.5% after the company also reported increased customer churn in January, while T-Mobile US slipped 2.1%.

Verizon also saw a "slow start" on phone upgrades in the first quarter, a sign that customers remain reluctant to buy amid growing concerns about the US economy.

Still, the company expects to add more paying wireless customers in 2025 than the roughly 900,000 subscribers it added last year as it benefits from its customizable myPlan.

The comments follow a strong fourth quarter for U.S. telecom companies, in which plans to bundle 5G services with high-speed fiber data as well as streaming services helped attract customers.

Verizon also said it doesn't expect major losses from the tightening of immigration policies in the US.

"We expect very limited impact on the postpaid side, where customers have to provide some form of identification to get a contract. So if there is an impact, it's more likely to be at the lower end of the prepaid market," said Boulben.

Since taking office in January, President Donald Trump has launched a sweeping crackdown on immigrants, tasking the US military with securing the border and issuing a broad ban on asylum.

Source: MarketScreener

Last night in the news $VZ (+0.27%) that our "dear" Elon wants to use his Starlink internet service to force the previous provider Verizon out of a multi-billion dollar deal with the FAA. Not good news for me as a shareholder, for now....

reuters and other services are now reporting as follows: WASHINGTON, Feb 27 (Reuters) - Billionaire presidential adviser Elon Musk on Thursday falsely accused Verizon, a rival contractor to his SpaceX Starlink system, of endangering U.S. aviation safety with a communications system actually operated by L3Harris.

Musk admitted he made a mistake when he said Verizon was operating the Federal Aviation Administration's communications system.

"Correction: The age-old system, which is rapidly degrading, was developed by L3Harris. The new system, which is not yet operational, is from Verizon," Musk wrote on social media.

Verizon, which operates the largest US cellular network, denied Musk's initial accusation, stating that it had only begun work on the system.

"The FAA assessment is single-digit months to catastrophic failure, seriously jeopardizing the safety of air travelers," Musk said in his original post.

Verizon responded, "To be clear, the FAA systems currently in place are operated by L3Harris, not Verizon. We are at the beginning of a multi-year contract to replace outdated legacy systems. Our teams have been working with the FAA's technology teams and our solution is ready for deployment."

L3Harris did not immediately comment.

On Wednesday, the Washington Post reported that the FAA was close to einen 15-Jahres-Vertrag über 2,4 Milliarden US-Dollar zu kündigen, der Verizon in 2023 to overhaul a communications system and had awarded the work to Musk's Starlink. The FAA said it had not yet made a decision on the contract.

This week, the FAA said it is testing three Starlink terminals at a government facility in Alaska to address concerns about reliable weather information for aviation in the state.

"The FAA has been considering the use of Starlink to increase reliability at remote locations, including in Alaska, since the previous administration," the FAA said this week. The agency did not immediately comment on Musk's tweet.

Everyone may think what they want of our $TSLA (-0.83%) Tesla CEO what he wants, somehow he seems to have finally lost his grip on the ground.... and that will also become a problem for $TSLA (-0.83%) in my opinion.

What do you think? Will he interfere so much and take advantage of his "position" to the detriment of other companies or is he simply out of his mind?

Hi, I'd like to hear your opinions on my portfolio.

I also welcome your suggestions for etfs in 2025 with stable growth and that pay dividends. I'm analyzing this ETF to invest in the near future $JEGP (+0.22%)

My focus is to have good assets that pay dividends and over time be able to refresh my investments with those same dividends. This way I can also get a good average price depending on the ups and downs of the market in the long term.

Since November 2024, I've been investing in shares such as $KO (+0.71%)
$STAG (+0.32%)
$VZ (+0.27%)
$VICI (+0.71%)
$O (+0.45%)
$PZZA (-1.4%)
$BMW (-1.06%)
$T (+0.42%) etc.

As for cryptos, I'm betting on Solana and Xrp.

In my opinion, these are two assets that could increase in value over the long term.

I have Solana in coinbase, which currently pays 8%, thus also generating recurring payments.

So at the moment I have 80% in shares and reits, and I also want to acquire etfs.

And 20% in cryptos.

Happy 2025 to everyone and good investments!

$VZ (+0.27%)

For a long time, the high dividend yield was by far the most important reason to buy the shares of the US telecommunications group Verizon. But now potential price gains are being added.

At currently around 6.3% (for 2024), the argument of a high dividend yield still applies to Verizon. This figure even puts the Group in first place among the "Dogs of the Dow", i.e. the ten stocks in the index with the highest dividend yields.

Verizon can report strong customer growth

Now that the Verizon Communications share price has broken through its long-term downward trend from below, the chart has brightened. And: strong operational improvements and promising plans for the future

Verizon gained more new customers in the fourth quarter of 2024 than it has for over ten years. The number of contracts with mobile and broadband customers rose by just under one million after deducting terminations. That was more than experts had expected.

Verizon's quarterly profit rises to 5.1 billion dollars

Sales increased moderately by 1.6 percent to 35.7 billion US dollars (34.5 billion euros) compared to the same quarter last year. On the bottom line, however, the AG earned 5.1 billion dollars after depreciation-related losses of 2.6 billion dollars in the previous year.

In 2025, the planned acquisition of fiber optic provider Frontier Communications (ISIN: US92343V1044) is expected to ensure further growth.