$TOST (-6.5%)

🔹 Adjusted EPS: Not provided

🔹 Revenue: $1.34B (Est. $1.29B) 🟢; UP +29% YoY

🔹 Net Income: $33M vs. -$36M loss in Q4 2023 🟢

Q1 Guidance:

🔹 Non-GAAP Gross Profit: $385M-$395M (27%-30% YoY growth)

🔹 Adjusted EBITDA: $100M-$110M

FY25 Guidance::

🔹 Non-GAAP Gross Profit: $1.745B-$1.765B (23%-25% YoY growth)

🔹 Adjusted EBITDA: $510M-$530M (Est. $505.19M) 🟢

Segment Performance:

🔹 Financial Technology Solutions: $1.09B (Est. $1.01B) 🟢; UP +28% YoY

🔹 Subscription Services: $200M (Est. $180M) 🟢; UP +41% YoY

🔹 Hardware & Professional Services: $48M (Est. $50.1M) 🔴; UP +12% YoY

🔹 Gross Payment Volume (GPV): $42.2B (Est. $40.3B) 🟢; UP +25% YoY

Key Financial Metrics:

🔹 ARR: $1.6B; UP +34% YoY

🔹 Total Locations: 134,000; UP +26% YoY

🔹 Gross Profit: $333M (Est. $310M) 🟢; UP +47% YoY

🔹 Operating Income: $32M vs. -$56M loss in Q4 2023 🟢

🔹 Adjusted EBITDA: $111M (Est. $95M) 🟢; UP from $29M YoY

🔹 Free Cash Flow: $134M vs. $81M in Q4 2023 🟢

🔹 Cash & Equivalents: $903M (Est. $824.6M) 🟢

Business Highlights:

🔸 Expanded partnership with Uber Technologies to enhance delivery options.

🔸 Partnered with over one-third of 2024 James Beard award-winning restaurants.

🔸 Signed deal with Ascent Hospitality Management for 500 Perkins and Huddle House locations.

CEO Aman Narang's Commentary:

🔸 "Toast had a strong close to 2024, capping off a transformational year where we added a record 28,000 net locations, grew our recurring gross profit streams 34%, delivered Adjusted EBITDA of $373 million, and achieved our first year of GAAP profitability."

Strategic Outlook:

🔸 Focused on expanding into enterprise, international, and food & beverage retail markets in 2025.

🔸 Enhancing platform differentiation to serve more than the current 134,000 locations.

$TOST (-6.5%) | Toast Q3 Earnings Highlights:

🔹 Revenue: $1.31B (Est. $1.29B) 🟢; UP +26% YoY

🔹 EPS: $0.07 (Est. $0.01) 🟢

🔹 Gross Payment Volume (GPV): $41.7B; UP +24% YoY

Raised FY24 Guidance:

🔹 Non-GAAP Subscription & FinTech Gross Profit: $1.395B-$1.405B (32-33% YoY growth) 🟢

🔹 Adjusted EBITDA: $352M-$362M (up from prior $285M-$305M) 🟢

 fQ4 Outlook:

🔹 Non-GAAP Subscription & FinTech Gross Profit: $370M-$380M (32-35% YoY growth)

🔹 Adjusted EBITDA: $90M-$100M

Key Metrics:

🔹ARR: $1.6B; UP +28% YoY

🔹 Total Locations: ~127,000; UP +28% YoY

🔹 Adj EBITDA: $113M vs $35M in Q3 2023

🔹 Free Cash Flow: $97M vs $37M in Q3 2023

Revenue Segments:

🔹 Subscription Services: $189M; UP +44% YoY

🔹 Financial Technology Solutions: $1.07B; UP +25% YoY

🔹 Hardware & Professional Services: $49M; UP +9% YoY

Business Highlights:

🔸 Added ~7,000 net new locations

🔸 Launched Branded Mobile App and SMS Marketing

🔸 Strong customer adoption and retention

🔸 Released new Voice of Restaurant Industry Survey

Toast Earnings $TOST (-6.5%)

Hi there

I just started and thoght I would just try some things. My goal is to get some money in close future (1-2 Years) and some in 20-30 years. What do you think about my portfolio?

Im planing to sell my 3 bottom positions $N4G (-12.83%)
$TOST (-6.5%)
$NU (-6.44%) would you sell more?

What do you think I should buy next?

I would love to get some feedback :)