We (around 40 people from SW development) trundled into a bar after work last week and wanted to round off the evening in a relaxed atmosphere. Instead of 2 beers, there were of course significantly more and the topic of our operational business was over relatively quickly, in the end of course (once again) we only talked about AI and the discussion hype/sustainability and how each individual can benefit from it (many do without any company insurance, prefer to receive an annual bonus and invest it in the stock market).

In the end (8 beers later) there was relative agreement that it is

a) it is a megatrend with a tailwind (comparable to the internet or smartphones back then)

b) AI will change every industry (and in my opinion very quickly)

c) targeted investments will lead to significant increases in value in 5-10 years.

What has left us all with questions is the impact on the labor market. Entire industries will look completely different in the future; instead of people, there will be robotics and perhaps a handful of people monitoring everything. Where will that lead? Tax systems need to be rethought (loss of jobs = loss of wage tax and social security contributions), the education system needs to be revolutionized and so on. Where are we heading? AI user tax? Digital value-added taxation?

Very exciting with our political leaders and little hope :D

Of course, this is all minimally frightening, but it also offers us all incredible opportunities.

To return to the core issue: I think we all have an opportunity here to build massive wealth. My portfolio is extremely tech-heavy, so I'm still betting on the big players ($NVDA (-2.94%) , $TSM (-0.35%) , $ASML (-0.84%) - entire value chain for chip development), $GOOGL (-1.29%) , $META (-1.13%) . $AMZN (-0.55%) and also a few riskier ones like $PLTR (-2.99%) , $SMCP, $NOW (-2.32%) etc.).

Quantum computing would of course be the next big highlight, but that's another story.

What do you think about it? How will AI shape our generations, what social impact will it have and where are you investing?

LG Max

USA plans bill against chip smuggling to ChinaA new bill in the USA has set itself the task of more strictly monitoring the export of AI chips, in particular from NVIDIA $NVDA (-2.94%)to China more strictly. Initiated by US Congressman Bill Foster, the bill provides for the implementation of tracking tools to follow the whereabouts of the chips after they have been sold. This measure is intended to ensure that exported products comply with US export controls. Foster emphasizes that this is not a future problem, but a current threat to US national security. The bill has broad support in both political camps and could further tighten the already strict export controls. This is a clear step towards more security and control in the chip industry.

Trump wants 50% chip production in the USAIn a further ambitious step, the US government under President Donald Trump has formulated the goal that 50% of modern high-tech chips should be produced in the USA in future. Secretary of Commerce Howard Lutnick emphasizes that this goal should give the country the necessary "firepower" for the development of artificial intelligence. Given that the majority of chips are currently manufactured in Asia, there are concerns that China could potentially cut off supplies. Trump's predecessor, Joe Biden, had already announced subsidies of around 39 billion dollars to promote domestic production. However, Trump is relying on tariffs and is planning less stringent export barriers to facilitate access to US chips for trusted data centers. On the stock market, the shares of TSMC $TSM (-0.35%)NVIDIA and Intel $INTC (-1.66%) reacted positively to these developments, which is a further sign of the momentum in the industry.

Sources:

https://www.finanzen.net/nachricht/aktien/strengere-kontrollen-nvidia-aktie-im-visier-neuer-us-gesetzentwurf-gegen-chip-schmuggel-nach-china-14457039

https://www.finanzen.net/nachricht/aktien/34-feuerkraft-34-fuer-ki-aktien-von-tsmc-nvidia-und-intel-mit-gewinnen-trump-will-mit-neuer-chip-strategie-abhaengigkeit-von-asien-reduzieren-14465568

🖥️ Field report

Inspired by the many great members on getquin and their super contributions, I wanted to share my experiences with you with this small series of reports and give something back to the community.

I was able to increase my income enormously due to a job change, but this also means that I don't expect such an increase in my income this year.

I was able to reduce my expenses significantly compared to the previous year. Unfortunately, as I had built up credit card debt, paying it off increased my financial burden.

Fortunately, I was able to get out of this situation within a few months by being disciplined and learning how to organize my finances.

The 50-30-20 rule was a particular help to me. I also opened a smart account with C24Bank, which allows me to create sub-accounts. The sub-accounts enable me to organize different pots of money for different purposes and use them with different cards. I have set automatic saving rules via the app, which has worked very well so far.

I also use the app to track and analyze my spending and income.

My portfolio was doing very well at the beginning of the year, but then unfortunately the correction started and from February to March my portfolio was only in the red. I didn't let this put me off and kept my savings plans running continuously.

There was one change to my ETF core from February onwards: I no longer have the STOXX Europe 600 in my savings plan, but now have the MSCI Momentum and the MSCI EM Value. With Momentum, I want to focus primarily on long-term trends and not actively on certain ETF themes that may only experience a brief hype.

With EM Value, I wanted to weight EM somewhat higher, taking the value factor into account.

I have also made some additional purchases to further advance my dividend growth strategy. Assuming that the stocks I had chosen could not fall any further, I bought them and was then particularly successful with $UNH (-0.62%) and $TSM (-0.35%) were proved wrong.

To my delight $RSG (-0.76%) , $V (-0.36%) and $DE (-1.67%) held up very well despite the correction.

Before I got serious about finance and building wealth, I traded a lot in collectibles and currently have a mid to high 4 figure amount of collectibles in my inventory.

In the long term I would like to part with my collection as I have changed my mind and believe that investing so much money in old video game consoles, rated video games and Pokémon cards was not a good financial decision.

👨‍💻 Finances

🟢 Income YoY: +13.40%

🔴 Expenses YoY: -29.04%

💰 Monthly savings rate: €800

🏦 Portfolio

📊 Allocation:

📄 73% ETF

📄 24% equities

🟠 03% Bitcoin

🏎️ Performance:

📈 01/2025: +5,90 %

📉 02/2025: -1,85 %

📉 03/2025: -7,45 %

📉 YTD 2025: -3.65 %

📉 TTWROR 2025: -2.91%

🔥 Top performer - YTD:

🥇 $RSG (-0.76%) +15,81%

🥈 $V (-0.36%) +6,69%

🥉 $DE (-1.67%) +6,58%

🤡 Top Loser - YTD:

🥇 $TSM (-0.35%) -19,13%

🥈 $ASML (-0.84%) -10,71%

🥉 $IS3R (-0.36%) -6,37%

💹 Transactions:

🔄 03/2025: $ISAC (-0.25%) x5,55

🔄 03/2025: $IS3R (-0.36%) x2,80

🔄 03/2025: $5MVL (-0.35%) x1,83

➡️ 03/2025: $TSM (-0.35%) x1,726

➡️ 03/2025: $ZTS (+1.18%) x2,093

➡️ 03/2025: $UNH (-0.62%) x0,796

💶 03/2025: Interest +€25.29

💸 03/2025: $V (-0.36%) +1,05€

💸 03/2025: $ZTS (+1.18%) +2,28€

💸 03/2025: $UNH (-0.62%) +1,97€

🔄 02/2025: $ISAC (-0.25%) x6,8

🔄 02/2025: $MEUD (-0.25%) x0,50

⬅️ 02/2025: $BRK.B (-0.18%) +51,29€

⬅️ 02/2025: $PG (-0.1%) +543,98€

💶 02/2025: Interest +€25.20

💸 02/2025: $DE (-1.67%) +4,06€

💸 02/2025: $ASML (-0.84%) +2,68€

💸 02/2025: $COST (-0.99%) +0,03€

💸 02/2025: $PG (-0.1%) +2,83€

🔄 01/2025: $ISAC (-0.25%) x5,75

🔄 01/2025: $MEUD (-0.25%) x0,53

➡️ 01/2025: $UNH (-0.62%) x1

➡️ 01/2025: $TSM (-0.35%) x2

➡️ 01/2025: $BTC (-0.14%) x0,00111

💶 01/2025: Interest +€18.79

💸 01/2025: $RSG (-0.76%) +1,16€

💸 01/2025: $SYK (-0.18%) +0,84€

🏦 Other investments

🎰 Collectibles:

⬅️ Pokémon Black Edition 2 sealed

⬅️ Pokémon Shining Pearl & Shining Diamond sealed

🔮 Outlook

I don't expect my income to increase in the coming quarter, but I do expect my expenses to continue to develop positively, as the savings potential of the changed insurance and electricity tariffs will make itself felt over the course of the year.

The savings plans will definitely continue as before.

If the correction on the stock market continues, I will increase further positions.

I will also continue to significantly reduce my holdings of collectibles and reallocate the freed-up capital to my portfolio.

🧰 I use these tools:

🔧 Tracking investments: Getquin

🔧 Company analysis: Share finder

🔧 Chart analysis: TradingView

📢 Recommendations:

👉 Current account: C24Bank - https://s.c24.de/t1NQ7ikwwc/

Broker: Trade Republic - https://refnocode.trade.re/hfxr6pwh

#️⃣ Hashtags:

#vermögensbau
#etfs
#aktien
#dividenden

Trump calls Fed chief a fool after decision + US auto industry criticizes Trump's deal with UK + Half of high-tech chips to come from US + Trade Desk beats expectations for first quarter

Trump calls Fed chief a fool after decision

• US President Donald Trump has called Fed Chairman Jerome Powell a fool following the Federal Reserve's decision to leave the key interest rate unchanged for the time being.
• "Jerome Powell is a fool who has no idea", Trump wrote on his Truth Social platform.
• He had already attacked Powell several times in the past, calling him a "loser" or "Mr. Too Late".
• The Fed had been on a collision course with Trump, who is vehemently calling for interest rate cuts, the day before.
• In view of Trump's aggressive tariff policy, it had opted for a wait-and-see approach and does not want to commit to cutting interest rates any time soon.
• "We have to wait and see how the situation develops," said Fed Chairman Powell when asked by a reporter whether the central bank should cut interest rates at all this year.
• The Fed left the key interest rate at a high level in the range of 4.25 to 4.5 percent.

US car industry criticizes Trump's deal with the UK

• US President Donald Trump's trade pact with the UK has gone down badly with the US automotive industry.
• The reason for this is the reduction in import duties for 100,000 British cars from 25 to 10 percent.
• This would favor manufacturers from the UK over their own industry, criticized the industry association AAPC.
• It represents the big three US car manufacturers: Ford $F (-0.55%) , General Motors $GM (-0.84%)and the Stellantis Group $STLAM (+0.34%)with brands such as Jeep and Dodge.
• Trump's government had imposed tariffs of 25 percent on imported vehicles and components.
• The US manufacturers produce some car models in Mexico and Canada and also source parts from there for production in the USA.
• A large proportion of these are initially exempt from the tariffs as long as the requirements of the USMCA free trade agreement are met.
• Association sees damage for US industry
• Over time, however, the foreign components of USMCA-compliant imported vehicles will also be subject to a 25 percent tariff.
• The trade pact will make it cheaper to bring a British car to the USA than a vehicle from Canada or Mexico, half of which consists of US parts, criticized the association.
• This would harm American manufacturers, suppliers and employees.
• Trump's Secretary of Commerce Howard Lutnick had argued that 100,000 vehicles only made up a small part of the US car market but were a relevant amount for British manufacturers such as Rolls-Royce, Bentley, Jaguar and Land Rover.

US Secretary of Commerce: Half of high-tech chips to come from the USA

• US President Donald Trump's administration has set a new ambitious target for the semiconductor market: 50 percent of modern high-tech chips are to be produced in the USA.
• This should give the country the "firepower" to develop artificial intelligence, said Secretary of Commerce Howard Lutnick on US broadcaster CNBC.
• The majority of chips have been produced in Asia for decades.
• The most modern semiconductors for smartphones or AI data centers, for example, come from Taiwan from contract manufacturer TSMC $TSM (-0.35%).
• There is great concern in the West that China could cut off supplies.
• Trump's predecessor Joe Biden therefore tried to bring more production to the USA.
• His government promised subsidies of around 39 billion dollars (35 billion euros) for this, and several plants are currently being built.
• Trump criticized the aid as a waste of money and wants to focus on tariffs instead.
• Restrictions on the export of US chips At the same time, Trump's government under Biden overturned export barriers for AI technology.
• Export restrictions were planned for many countries - to prevent chips and software from reaching countries such as China via detours.
• Lutnick criticized that this would have cut off allies such as Poland from modern US technology.
• The Trump administration has a different approach.
• According to this, chip deliveries should be permitted if they come to data centers of US operators, said Lutnick.
• As a second requirement, the data center would have to be connected to a cloud infrastructure "from someone we trust".

The Trade Desk $TTD (-2.92%)exceeds expectations for the first quarter thanks to strong demand for advertising technology

• Trade Desk released first-quarter revenue and earnings figures on Thursday that beat analysts' expectations thanks to strong demand for automated ad-buying technology.
• The company's shares rose by 14% in after-hours trading.
• The advertising company's strong results come at a time when companies are reducing their marketing spending due to prevailing recession fears and the uncertain economic situation.
• The advertising platform offers advertisers access to an extensive network of publishers and media partners across a range of industries, enabling them to target their advertising campaigns with precision.
• The Trade Desk is expanding support for its advertising ID "Unified ID 2.0" (UID2), which it says is more privacy-focused and an improvement and alternative to third-party cookies.
• Revenue increased by 25% to USD 616 million in the first quarter, exceeding estimates of USD 584 million, according to data from LSEG.
• On an adjusted basis, the company posted earnings of 33 cents per share for the quarter, above estimates of 25 cents.
• Trade Desk, which has partnerships with retailers such as Walmart, is forecasting second-quarter sales of at least $682 million, slightly below analysts' average estimate of $683.2 million.

Friday: Stock market dates, economic data, quarterly figures

• ex-dividend of individual stocks
• Allianz EUR 15.40
• MTU Aero Engines EUR 2.20
• Talanx EUR 2.70
• IBM USD 1.68
• Mensch und Maschine Software EUR 1.85
• Kuehne + Nagel International 8.25 CH
• Pfizer 0.43 USD
• Walmart 0.24 USD

• Quarterly figures / company dates USA / Asia
• 16:00 Colgate-Palmolive | AbbVie AGM

• Quarterly figures / company dates Europe
• 07:00 Commerzbank | Krones Quarterly figures
• 07:30 Bechtle quarterly figures
• 08:00 PNE AG | International Consolidated Airlines Quarterly figures
• 09:00 Commerzbank Analyst Conference
• 10:00 Drägerwerk AGM | PNE AG Analyst and Press Conference
• 10:30 Commerzbank | Bechtle PK
• 11:00 Villeroy & Boch AGM
• 13:00 Krones Analyst Conference

• Economic data

04:00 CN: April trade balance PROGNOSE: +97.60bn USD previous: +102.64bn USD Exports PROGNOSE: +2.5% yoy previous: +12.4% yoy Imports PROGNOSE: -5.5% yoy previous: -4.3% yoy

12:45 IS: Fed Governor Barr and Fed Governor Kugler (14:30) and Fed Governor Waller (17:30) et al, Reykjavik Economic Conference

14:30 US: Fed Richmond President Barkin to participate in Loudon County Chamber of Commerce Fireside Chat

16:00 US: Fed-Chicago President Goolsbee, attends Fed list-serve event

17:30 US: Fed Richmond President Barkin, attends Greater Washington Board of Trade event

No time specified:

- DE: Start of the trade fair "Invest - the financial event for your future ", Stuttgart

- RU: China's President Xi, visit to Russia

- FR: France's President Macron and Poland's Prime Minister Tusk sign defense agreement

$SIE (-1.62%)
$TSM (-0.35%)

Siemens collaborates with TSMC to drive further innovation in semiconductor design and integration

(WK-intern) - Siemens Digital Industries Software today announced that it has intensified its long-standing collaboration with TSMC to drive innovation in semiconductor design and integration and enable joint customers to address next-generation technology challenges.

https://www.windkraft-journal.de/2025/04/25/siemens-und-tsmc-treiben-gemeinsam-innovationen-im-halbleiterdesign-voran/211346

Johnson & Johnson (Pharmaceuticals) - $JNJ (-0.32%) Invests over 55 billion US$ in the USA within four years to expand production and researchreuters.com. Four new plants are planned (the first in Wilson, North Carolina, has already been launched)reuters.com. This step was taken in March 2025, shortly after the Trump administration imposed a import tariff of 25 % on medicines on medicines and is intended to help produce more medicines domesticallyreuters.com
reuters.com. (Source: company statement/Reuters)

Roche (Pharmaceuticals) - $ROG (-0.27%) The Swiss pharmaceutical company announced 50 billion US$ investments in the USA over the next five yearsfaz.net. This is Roche's response to President Trump's threat to impose tariffs of ~25 % on pharmaceutical importsto produce more important medicines in the USAfaz.net
faz.net. Plans include 1,000 new jobs in production and research (plus approx. 11,000 jobs with suppliers and construction) in the USAfaz.net. Announcement was made in April 2025 (Source: Company statement/F.A.Z.)

Eli Lilly (Pharma) - $LLY (-0.22%) Announced in Feb. 2025, 27 billion US$ to invest in the construction of four new production facilities in the USAreuters.com. This is expected to more than double US production capacity and create over 3,000 new high-tech jobs (plus ~10,000 construction jobs)reuters.com. The background to this is the threat of a 25% tariff on drug imports, which is prompting Lilly to relocate production from Ireland & Co. to the USAfaz.net. (Source: Company statement/Reuters)

Novartis (Pharma) - $NOVN (-0.55%) Plant 23 billion US$ for the expansion of 10 US sites (including 6 new production plants and an R&D center in San Diego)reuters.com. This five-year investment offensive (announced on April 10, 2025) comes two days after Trump announced "big tariffs" on drug imports
reuters.com. Novartis wants to relocate the production of important drugs to the USA (>1,000 new highly qualified jobs plus ~4,000 jobs in construction and support)reuters.com
reuters.com. (Source: Company statement/Reuters)

Merck & Co (Pharmaceuticals) - $MRK (-0.52%) In March 2025, the US pharmaceutical company (not to be confused with Merck KGaA) opened a new US$ 1 billion plant in North Carolina and announced plans to invest a total of ~8 billion US$ in the USA by 2028reuters.com
reuters.com. Trump is increasing the pressure on the industry to move production back and has threatened to impose 25 % tariffs on pharmaceutical products
reuters.com. Merck has responded by investing over USD 12 billion in US plants since 2018 and is continuing to expand in order to circumvent import tariffsreuters.com
reuters.com. (Source: Reuters)

Hyundai (Automotive) -$HYUD In March 2025, the South Korean manufacturer announced a package of 21 billion US$ of investments in the USAspectrumlocalnews.com. This includes, among other things US$ 5.8 billion for a new steel mill in Louisiana (approx. 1,400 jobs)spectrumlocalnews.com and a new e-car plant in Georgia (US$ 8 billion)which will create over 8,500 jobsspectrumlocalnews.com. Hyundai is thus increasing its US production capacity to over 1 million vehicles/year
autohaus.de
spectrumlocalnews.com. President Trump saw this as a success for his tariffs - Hyundai would "produce its steel in America and build cars in America and thus not have to pay tariffs"
autohaus.de
spectrumlocalnews.com. (Source: Company statement/Spectrum News)

Stellantis (Automotive) - $STLAM (+0.34%) The Fiat-Chrysler/PSA Group provides 5 billion US$ to expand its US production facilitieswhitehouse.gov. The centerpiece is the reopening of the Belvidere plant (Illinois), which was shut down in 2023 to produce new models (including a mid-size pickup)automotivemanufacturingsolutions.com. This will create around 1,500 jobs for regular UAW employees will be restoredautomotivemanufacturingsolutions.com
automotivemanufacturingsolutions.com. This investment was announced in late 2024/early 2025 in connection with the new UAW collective bargaining agreement and Trump's auto tariffs (25% on imported cars from April 2025) agreed - Stellantis' Chairman met personally with Trump to "secure the future of the company"automotivemanufacturingsolutions.com. (Source: Company statement/FT/AMS)

TSMC (Semiconductor) - $TSM (-0.35%) The Taiwanese chip contract manufacturer TSMC announced in March 2025 that it will invest an additional 100 billion US$ to invest in the USAreuters.com. The plan is to build five new factories over the next few years (three chip fabs, two packaging plants and a large R&D center)reuters.com
reuters.com. The background to this is US efforts to be less dependent on Asian chips (national security) - Trump emphasized that key semiconductors "be built here in the USA"reuters.com. TSMC's expansion is expected to create 40,000 construction jobs in four yearsreuters.com and reduce dependence on imports. (Source: Company statement/Reuters)

Apple (Electronics) - $AAPL (-0.99%) The tech company announced 2025, 500 billion US$ to invest in US manufacturing and educationwhitehouse.gov. This enormous sum (over 4 years) includes already planned expenditures, but signals Apple's willingness, to relocate more production and value creation to the USA
reuters.com. Apple has been under pressure because many of its products (iPhone, Mac) are manufactured in China and are being targeted by Trump's China tariffs could be targeted by Trump's China tariffs. The investment pledge - including new US locations and supplier programs - is intended to help maintain exemptions from import tariffs and promote "Made in USA"reuters.com
reuters.com. (Source: Company statement/White House, Reuters)

Sources: Primary data from the companies and reports (F.A.Z., Reuters, Spectrum News, etc.), see citations.

Hello dear GetQuin Community.

I would be interested in your thoughts on the following positions, I have been thinking about investing in them for a while.

What do you think?

$IEEM (-0.43%)

$AI (-0.69%)

$CVE (+0.51%)

$NOVO B (-0.31%)

$TSM (-0.35%)