1D·

Block Q4'24 Earnings Highlights:

$SQ (-12.06%)

🔹 Adjusted EPS: $0.71 (Est. $0.87) 🔴

🔹 Gross Profit: $2.31B (Est. $2.33B) 🟡; UP +14% YoY

🔹 Net Income: $1.95B (Est. $549.89M) 🟢

🔹 Adj EBITDA: $757M (Est. $738.20M) 🟢

Q1'25 Outlook:

🔹 Gross Profit: $2.32B (Est. $2.39B) 🔴; UP +11% YoY

🔹 Adjusted Operating Income: $430M (19% margin)

FY25 Outlook:

🔹 Gross Profit: $10.22B (Est. $10.25B) 🟡; UP +15% YoY

🔹 Adjusted Operating Income: $2.1B (21% margin)

🔹 Rule of X: 35.5%

Q4 Cash App:

🔹 Gross Profit: $1.38B; UP +16% YoY

🔹 Monthly Transacting Actives: 57M; UP +2% YoY

🔹 Cash App Card Monthly Actives: 25M; UP +9% YoY

🔹 Total Inflows: $71.1B; UP +12% YoY

🔹 Gross Profit per User: $76; UP +13% YoY

🔹 BNPL GMV: $10.3B; UP +19% YoY

🔹 BNPL Gross Profit: $298M; UP +23% YoY

Q4 Square:

🔹 Gross Profit: $924M; UP +12% YoY

🔹 Total Gross Payment Volume (GPV): $58.9B; UP +10% YoY

🔹 US GPV Growth: +6.9%

🔹 International GPV Growth: +25%

🔹 International Gross Profit: $129M; UP +22% YoY

Q4 Operating Metrics:

🔹 Operating Income: $13M (1% margin)

🔹 Adjusted Operating Income: $402M (17% margin)

🔹 Product Development Expense: $2.91B; UP +7% YoY

🔹 Sales & Marketing Expense: $1.98B; DOWN -1.7% YoY

🔹 General & Admin Expense: $2.15B; DOWN -2.7% YoY

🔹 Transaction & Loan Losses: $794M; UP +20% YoY

🔹 Bitcoin Impairment Losses: $0

Balance Sheet (as of December 31, 2024):

🔹 Cash & Cash Equivalents: $8.08B (Est. $8.43B)

🔹 Total Assets: $36.78B

🔹 Total Liabilities: $15.54B (Est. $17.46B) 🟢

🔹 Stockholders’ Equity: $21.23B (Est. $20.25B) 🟢

Cash Flow Highlights:

🔹 Net Cash from Operations: $1.71B (Est. $13.76M) 🟢

🔹 Adjusted Free Cash Flow: $2.07B (Est. $(374.55)M) 🟢

🔹 Investing Activities: $(649.9)M

🔹 Financing Activities: $1.95B

5

6 Comments

Rentesparen@Rentesparen

14H

How would you trade if you were 50% in the red?
The position makes up 5% of my portfolio.

•

1

•

View all 5 further answers

Schniggy

@Schniggy

3D·

Block Financial Release & Earings Call

I'm curious to see how $SQ (-12.06%) react to the releases and hope that the block will rise again 👏

How do you see it?

3

4 Comments

Garfield@Bonus

3D

I am invested and take a relaxed view.

•

1

•

View all 2 further answers

B. T.

@Aktienhauptmeister

6D·

Focus on NU HOLDINGS

I think half of the GQ community (including me) will probably be particularly interested in $NU (-11.11%) but there are still other exciting companies like

$ANET (-3.99%)
$CDNS (-4.03%)
$SQ (-12.06%)
$BKNG (-5.35%)
$INOD (+3.73%)
$MELI (-4.31%)
$WMT (-2.31%) who will present their figures 😬

THE BIG QUESTION NEXT WEEK IS STILL

UP📈 or DOWN📉 for $NU (-11.11%) ?

28

9 Comments

TAHT@TAHT

6D

I’m holding my heart

•

4

•

Schniggy

@Schniggy

1Mon·

Block repurchase

Another $SQ (-12.06%) bought, if it goes down further I'll go back in at 78

20.01

Block

Bought x1 at €82.88

€82.88

7

4 Comments

Deleted User

1Mon

Comment was deleted

View all 3 further answers

Seventrader

@7Trader

1Mon·

Second tranche

The Block item $SQ (-12.06%) (Square & Cash App) was expanded to 100 shares.

I am now invested in a large number of fintechs ($PYPL, (-2.73%)
$SOFI, (-4.68%)
$GPN, (-1.89%)
$SQ) (-12.06%) because I am convinced that at least one of these stocks will make a moon landing. They are not all really comparable, but each has the potential to be an X-Bagger 😎🤞🏼

15.01

Block

Bought x50 at $84.80

$4,239.93

Seventrader

@7Trader

2Mon·

First position of $SQ (-12.06%) Block opened

Back before Corona, when the company was only called Square, I wanted to get in and could only look at the price. Well, then the company was smashed on the stock market and the price took a dive.

The consolidation then began in 2022 at around 60 dollars (at the EMA 200 / M-Chart). The November candle (11/2024) ran above the EMA 50 and in December it also opened above it. That was my moment to buy. If the 100 dollars are now also broken, there is great potential to run towards old highs. Remains exciting 😎💲🤞🏼

The company is represented globally in various countries and anyone who watches Formula 1 has Cash app (owned by Block) as a sponsor of the Racing Bulls.

Before 2018, there were 7 million users, then 30 million users were reported in 2020 and by 2024 there will be more than 50 million active users.

Here is a brief overview of Block's main products:

SquareThis is the company's original brand, which provides a platform for merchants.

Cash App: A popular payment app that allows users to send, receive money and buy Bitcoin or stocks directly through the app.

TIDALMusic streaming platform known for its direct support of artists.

Afterpay"Buy Now, Pay Later" service to provide flexible payment options for customers.

Bitcoin and blockchain: Block is heavily involved in cryptocurrencies. A decentralized Bitcoin-based financial platform is being developed through the TBD business unit, while Spiral supports open source projects in the Bitcoin space.

02.12

Block

Bought x50 at $93.18

$4,658.95

11

9 Comments

Schniggy@Schniggy

1Mon

I also increased my block position a few days ago (unfortunately only +1 hahaha)

•

1

•

Demas

@Demas

1Mon·

Will the Visa-Mastercard Duopoly Change in the Future?

$V (-0.16%) and $MA (-0.3%) currently dominate global payment processing, but new trends and players might reshape the landscape.

What do you think? Which players have the potential to fill these spots?

—

Paypal - $PYPL (-2.73%)

Square - $SQ (-12.06%)

Adyen - $ADYEN (-0.84%)

Alipay - $BABA (+5.86%)

3

11 Comments

Casper@Pesce

1Mon

I believe Adyen will have the potential. With huge companies as McDonald's, Mango, Uber, Spotify and Ebay. Also i see a lot of smaller companies like cafes and shops using it here in the netherlands but also around the globe.

•

2

•

View all 7 further answers

Aktien Stammtisch

@Aktien_Stammtisch

1Mon·

Analyst updates, 03.01.25

⬆️⬆️⬆️

- Raymond James Upgrades Block Inc (SQ) to Outperform

Raymond James analyst John Davis upgraded Block Inc (NYSE: SQ) from Market Perform to Outperform with a price target of $115.00. $SQ (-12.06%)

- HAUCK AUFHÄUSER IB upgrades KNORR-BREMSE from Sell to Hold and raises price target from EUR 63.60 to EUR 65. $KBX (+0.71%)

- EXANE BNP upgrades UBS from Neutral to Outperform and raises price target from CHF 27 to CHF 35. $UBSG (+0.91%)

- BERENBERG raises the price target for TALANX from EUR 91.10 to EUR 95.30. Buy. $TLX (-0.72%)

- BERENBERG raises the price target for SNP from EUR 56 to EUR 61. Hold. $SHF (+0%)

⬇️⬇️⬇️

- UBS lowers the price target for ADOBE SYSTEMS from USD 525 to USD 475. Neutral. $ADBE (-2.14%)

- JEFFERIES lowers the price target for SCHOTT PHARMA from EUR 31.80 to EUR 26.34. Hold. $1SXP (+1.99%)

5

Raising I.

@RaisingInvestorIQ

1Mon·

Delivering for Shareholders

$SQ (-12.06%) continues to get bigger, and the analysts believe that revenue will continue to grow at a double-digit pace over the next several years.

The company is now profitable and is expected to grow their EPS by 59.04% over the next 2 years, placing their forward P/E under 20 based on 2026 earnings.

Anyone bullish on this stock long-term?🤔

5

2 Comments

Seventrader@7Trader

1Mon

I, I bought my first 50 shares in Decem 24. In January, another 50 shares will be bought.
The exaggeration in the Corona period has been reduced and the current price level looks promising.

Do you also have shares of $SQ?

•

2

•

Show answer

Seventrader

@7Trader

2Mon·

First position of $SQ (-12.06%) Block opened

Back before Corona, when the company was only called Square, I wanted to get in and could only look at the price. Well, then the company was smashed on the stock market and the price took a dive.

The consolidation then began in 2022 at around 60 dollars (at the EMA 200 / M-Chart). The November candle (11/2024) ran above the EMA 50 and in December it also opened above it. That was my moment to buy. If the 100 dollars are now also broken, there is great potential to run towards old highs. Remains exciting 😎💲🤞🏼

The company is represented globally in various countries and anyone who watches Formula 1 has Cash app (owned by Block) as a sponsor of the Racing Bulls.

Before 2018, there were 7 million users, then 30 million users were reported in 2020 and by 2024 there will be more than 50 million active users.

Here is a brief overview of Block's main products:

SquareThis is the company's original brand, which provides a platform for merchants.

Cash App: A popular payment app that allows users to send, receive money and buy Bitcoin or stocks directly through the app.

TIDALMusic streaming platform known for its direct support of artists.

Afterpay"Buy Now, Pay Later" service to provide flexible payment options for customers.

Bitcoin and blockchain: Block is heavily involved in cryptocurrencies. A decentralized Bitcoin-based financial platform is being developed through the TBD business unit, while Spiral supports open source projects in the Bitcoin space.

02.12

Block

Bought x50 at $93.18

$4,658.95

14

3 Comments

ThemenmitKopf@topicswithhead

2Mon

Uff it's hard to find so many providers and unless Block Bitcoin owns it, I hardly see why they should be better than their competitors. The figures are almost all worse.

•

1

•

Show answer

Aktien Stammtisch

@Aktien_Stammtisch

2Mon·

All these stocks hit new 52 WEEK HIGHS at some point today

Apple $AAPL (+0.26%)

Affirm $AFRM (-7.35%)

Brookfield $BN (-1.74%)

Dutch Bros $BROS