Greetings dear community,

after about 6 months of investing I thought I would share my experiences here with newer investors like myself and to get opinions and experiences from the old hands.

My journey with investing started last year in December, I also registered on GetQuin relatively quickly as I had seen an advertisement for it. Like any complete beginner, instead of reading up, I just bought what I saw in a buddy's portfolio:

$MSTR (-1.96%)

$IREN (-7.2%)

$SPGI (-0.68%)

$AAPL (-0.65%)

$XRP (-2.87%)

As you can see in my current overview, these shares are still in my portfolio - the background here is the "bear market" we have been experiencing since the beginning of the year. I didn't want to sell the shares at a loss and thought that the small positions I had invested in were no big deal.

However, the aim here is definitely to sort out thoroughly.

Thanks to the community here, I was able to learn a lot, read a lot of posts and also wrote one or two posts myself. As a result, I was able to build up a lot of knowledge and realized that I needed a solid strategy. 🧠

Quite quickly, I started to set up an ETF savings plan on the $IWDA (-0.57%) This is still running today and is part of my strategy. I have also made one or two individual investments in:

$AMZN (-0.75%)

$AMD (-1.24%)

However, in contrast to my predecessors, I have been much more involved with both companies, and my investment horizon is also far into the future thanks to my young age. What's more, I bought the shares during the price slumps - which clearly paid off again on a day like today. 😎

My future strategy would be a core-satellite strategy, with the All-World as the core and an ETF in the emerging markets or Europe as a satellite. In addition, I would buy individual shares in proven stocks and a $BTC (-1.67%) savings plan, which is also simply left to run, as I also find the topic of crypto as such extremely exciting! 😅

Finally, I would like to thank all the regular "posters" who provide young investors like me with valuable market information, new stocks with exciting prospects and knowledge in areas such as trading or well thought-out strategies.

I can also appeal to beginners and would like to encourage you to post here, ask questions and don't let it get you down - I am also at the beginning of my career and yet I am confident, inquisitive and ready to get further into the subject after my training and really implement my strategy! 🚀

Have a nice evening and good luck in your investment career 📈

First of all, thank you for taking the time to read this post🙄 it's getting a bit long😅

As you know, the market has only gone in one direction in recent weeks and months📉, but now the wind seems to have changed 📈

since my portfolio presentation last year, I have now used the correction to some changes in the portfolio, which I would like to share with you 🙃 "Unfortunately" there was no reduction in the portfolio for the time being because there were too many attractive opportunities🥹

At the beginning of April in particular, I massively reduced my cash reserves and expanded or even doubled my positions. I also made a a few new additions in my portfolio begrüßen✌️(I actually had a few stocks inspired by the dear @Aktienhauptmeister 👀) Greetings go out 😆

In my portfolio introduction post, I mentioned that I would like to $DHR (-1.36%) against $SYK (-0.72%) would exchange. Now it has actually been implemented ✅ necessity is the mother of invention, which is why I have also parted with $OR (+0.21%) I also parted with

I didn't want to share all my purchases now, that would be too much, so I'll list what I bought here 🙂

I tried as best I could to increase "every" position in the portfolio a bit🧐

First of all, I'll mention the positions that were further expanded

$VWCE (-0.61%) + ~10k

$GRAB (-1.01%) + ~1k to (3.38)

$BLK (-0.29%) + ~ 1.3k (678)

$ASML (-0.57%) + ~2.7k (555,45)

$GOOGL (-0.83%) + ~ 1.5k (124,66)

$MPWR (-0.84%) + ~ 1.6k (409,21)

$SOFI (-1.18%) + ~ 0.7k (7,78)

$LIN (-0.53%) + ~ 1.1k (388,20)

$QCOM (-0.85%) + ~ 1.5k (113,62)

$CRWD (-0.76%) + ~ 0.9k (289,75)

$MSCI (-0.85%) + ~1.3k (451)

$V (-0.57%) + ~ 1.4K (274)

$AMZN (-0.75%) + ~ 1.4K (159,74/159,34)

$MSFT (-0.76%) + ~ 1.7k (335/337,75)

$MC (-2.06%) + ~ 1.9k (482,31)

$NOVO B (-1%) + ~ 2.5k (51,68)

$ABBV (-0.38%) +~ 1.5k (152)

$NVDA (-1.73%) +~ 2k (85,04)

$UNH (-6.96%) +~ 1.7k (336,30)

$PEP (-0.28%) +~ 1.1k (114,97)

$MRK (+0.23%) +~ 1k (67,70)

------------------

now to the new arrivals 🤩 the ones now mentioned below I opened the positions for the first time 😇

$SYK (-0.72%) ~ 2.1k (305,72)

$META (-0.73%) ~ 1.4k (467,30)

$AVGO (-1.02%) ~ 1.1k (156,76)

$ISRG (+0.04%) ~ 1.6k (398,30)

$SPGI (-0.68%) ~ 1.2k (403,22)

$ANET (-0.96%) ~ 1.8k (70,50/58,65)

$UNP (-0.84%) ~ 0.9k (187,56)

$CAT (-0.96%) ~ 1.5k (246,50)

(I hope I have not forgotten anything)

I have invested a total of about 45k and am absolutely satisfied with my investment case. Now I have no more buffer to add 🥲 in the next few months I will build up cash again 😬

Now I'm curious to see what you've bought, my dear investors?

Like for example @Aktienhauptmeister
@Max095
@Tenbagger2024
@Simpson 🫣

thanks again for reading 🥸

in that sense

have a nice weekend ✌️

Very interesting article on the topic of quality shares by $SPGI (-0.68%) Exploring the Principles of Consistency and Efficiency in Free Cash Flow Metrics

https://www.spglobal.com/spdji/en/documents/education/education-the-sp-quality-fcf-aristocrats-indices.pdf

I myself invest in the two indices launched by SPDR via DCA.

$QDEV (-0.53%) and $QUS5 (-0.71%)

Stock exchange operators profit directly from the trading volume on the financial markets. They earn from every transaction, regardless of whether the markets rise or fall, which gives them a certain crisis resistance. They also offer stable income through trading fees, data licenses and index products.

During my research for the $SPGI (-0.68%) stock presentation, I came across London Stock Exchange when I wanted to know who was actually behind the FTSE indices.

I immediately imagined a fantastic narrative about LSEG, but after a superficial analysis and comparison with Deutsche Börse, I was disillusioned.

In summary, there is a lot to be said for $DB1 (-1.29%)a solid business model, high profitability, attractive margins, strong market position in the EU and continuous growth, a real quality company.

What do you think?

Brief presentation of the company

- ISIN / Ticker: US78409V1044 $SPGI (-0.68%)

- Sector / Industry: Finance - Financial Services / Data & Analytics

- Geographical positioning: Globally active

Business model

S&P Global is a leading global provider of financial information, ratings and analytical data. The company is best known for its credit ratings (Standard & Poor's Ratings), indices, including the well-known S&P 500, as well as extensive market data and software solutions.

Main business areas:

- S&P Global Ratings - credit ratings for companies, governments and financial products

- S&P Dow Jones Indices - operation and licensing of global indices ( (many S&P indices are not directly recognizable in name as they are licensed by third party providers such as iShares and marketed under their own names)

- S&P Global Market Intelligence - Financial data & tools for analysts, companies and investors

- S&P Global Commodity Insights - data and analysis for commodity markets

Following the acquisition of IHS Markit in 2022, the company was positioned even more strongly in the area of data and technology.

Fundamental metrics:

Market capitalization: approx. USD 142 billion

P/E ratio / forward P/E ratio: 37 / 31

Earnings per share (GAAP EPS):

• 2024: 12.35 USD
• 2025e USD 14.20-14.45

Turnover:

• 2024 USD 14.208 bn /
• 2025e USD 15 bn +5.7%

Sales growth: 14%

Profit growth: 13

Net margin 2024:

• 27.1% / USD 3,852 million (+47% on the previous year)

Operating cash flow:

• USD 5,689 million / cash flow margin 39%

Return on equity (ROE): 11.27%

Equity ratio: 62.3

Debt-equity ratio: 19%

Interest coverage ratio: 18.8

Dividend yield: approx. 0.85

Valuation & comparison

S&P Global typically trades at a valuation premium to traditional financials due to its monopoly-like business model, high scalability and stable and growing cash flows.

The average P/E ratio over the last

- 10 years at 41.3

- 15 years at 33.3

In my opinion, these figures reflect the confidence of the market, the pricing power and the growth profile of the company.

Comparable companies in the sector are Moody's, MSCI and FactSet. S&P Global is considered to be the broadest and most diversified provider with a leading market position across all segments.

Opportunities & investment thesis

Pro arguments:

- Monopoly-like market position: S&P has a quasi-oligopolistic position in the credit ratings sector

- Recurring revenues: License fees and subscription models ensure predictable revenues

- High scalability: Data & software business benefits strongly from margin leverage

- Global expansion: demand for financial data is growing worldwide

- Strong expansion of data analysis and AI expertise

Risks:

- Dependence on market activity, weak phases in the issuing market could burden the rating business

- High valuation and growth expectations

Chart technology

The S&P Global share is in a long-term uptrend and is currently trading approx. -21% below its all-time high.

In mid-2024, the share price emerged from an upward consolidation phase lasting several months. If the USD 470-480 range is sustainably overcome, new highs are possible. Support areas are located at around USD 444 and USD 404.

Personal assessment 🤓

S&P Global is a real quality stock with a castle moat and a data-based business model that is highly scalable. The valuation is ambitious 🧐, but justified by market position, growth and margins.

In my opinion, S&P is a potentially outstanding candidate for long-term investors who are betting on the digitalization of the financial sector.

Sources:

https://www.spglobal.com

MarketScreener

Finance.net

Seeking Alpha

Fullratio

Times

JP Morgan $JPM (-0.72%)

Visa $V (-0.57%)

Chubb $CB (-0.8%)

Blackrock $BLK (-0.29%)

Intuit $INTU (-0.42%) (very expensive)

German Stock Exchange $DB1 (-1.29%)

S&P Global $SPGI (-0.68%)

HDFC Bank
$HDFCBANK (speculative - India bet)

I would be interested to know which are your favorites for a long-term investment?

the next 3 purchases are from the financial sector $SPGI (-0.68%)