Realty Income

Someone is really motivated. Only 3 months in, strategy already changed, 500 shares in the portfolio.... I hope you don't lose track despite the Q figures. Keeping your feet still is usually the best advice.
Tip: Quatr app - you can see all the dates, including audios and reports
Regarding $SHEL Q2: July 31 / Q3: October 30

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GMK_VII

@GMK_VII

4D·

My dividend strategy

Dear Community,

Last week I switched from an exclusively accumulating investment strategy to an investment strategy based exclusively on dividends.

I would like to share this with you and am very happy to receive your feedback - however critical it may be. The main thing is that it is constructive and understandable. :)

My portfolio consists of 25 positions.

Almost 54% of the portfolio is made up of ETFs. The remaining 46% is therefore divided between 22 shares.

ETFs

VanEck Developed Markets Div Lead ETF $TDIV (+0.35%) (24.5%) - Very good dividend (4%); Strong dividend growth (3Y) (⌀ 11%)
HSBC MSCI World ETF $HMWO (+0.03%) (24.5%) - Moderate dividend (1.5%); Strong dividend growth (3Y) (⌀ 11.5%)
WisdomTree Em Mkts SmallCap Dividend ETF (5%) - Good dividend (3.9%); Very strong dividend growth (3Y) (⌀ 20.1%)

Equities

Financial service providers

Allianz $ALV (-3.47%) (insurer) - Good dividend (3.7%); Strong dividend growth (3Y) (⌀ 12.8%)
Mutares $MUX (-0.38%) (investment manager) - Very strong dividend (6.5%); Strong dividend growth (3Y) (⌀ 14.5%)
Realty Income $O (+0.22%) (real estate investment trust) - Strong dividend (5.8%); Good dividend growth (3Y) (⌀ 6.5%)
Aflac $AFL (-0.49%) (insurer) - Moderate dividend (2.1%); Very strong dividend growth (3Y) (⌀ 18.4% )
Prologis $PLD (-0.21%) (real estate investment trust) - Good dividend (3.9%); very strong dividend growth (3Y) (⌀ 18.1%)
Main Street Capital $MAIN (-0.25%) (investment trust) - Very strong dividend (8.1%); Very strong dividend growth (3Y) (⌀ 20.1%)
HSBC $HSBA (+0.12%) (major bank) - Very strong dividend (7.9%); Very strong dividend growth (3Y) (⌀ 60.7%)
Pub Strg Oprtng $PSA (-0.21%) (real estate investment trust) - Strong dividend (4.2%); Very strong dividend growth (3Y) (⌀ 17.5%)
Progressive $PGR (+0.23%) (insurer) - Moderate dividend (1.9%); Negative dividend growth (3Y) (⌀ -41.8%)

Energy

Greencoat UK Wind $UKW (+0.73%) (infrastructure fund) - Very strong dividend (8.6%); Strong dividend growth (3Y) (⌀ 15.7%)
Shell $SHEL (+0.8%) (oil company) - Strong dividend (4.4%); Very strong dividend growth (3Y) (⌀ 22%)
NextEra Energy $NEE (-0.15%) (energy supplier) - Good dividend (3.3%); Strong dividend growth (3Y) (⌀ 13.4%)
OMV $OMV (+0.5%) (oil company) - Very strong dividend (11.1%); Very strong dividend growth (3Y) (⌀ 40%)

Healthcare

Novo Nordisk $NOVO B (+2.62%) (pharmaceutical company) - Moderate dividend (2.5%); very strong dividend growth (3Y) (⌀ 28.3%)
Zoetis $ZTS (-0.39%) (pharmaceutical group) - Weak yield (1.2%); very strong dividend growth (3Y) (⌀ 23.7%)

Industry

DHL $DHL (+1.18%) (air freight/courier service) - Strong dividend (4.8%); Strong dividend growth (3Y) (⌀ 11.1%)
Palfinger $PAL (-0.26%) (Mechanical Engineering) - Good dividend (3%); Very strong dividend growth (3Y) (⌀ 32.6%)

Consumer goods

Ferrari $RACE (+0.42%) (Automotive) - Low dividend (0.8%); very strong dividend growth (3Y) (⌀ 41.2%)
Volkswagen $VOW (+1.19%) (Automobiles) - Very strong dividend (9.1%); Very strong dividend growth (3Y) (⌀ 23.3%)

Materials

Rio Tinto $RIO (-2.3%) (metals and mining group) - Strong dividend (5.4%); Negative dividend growth (3Y) (⌀ -21%)
Vidrala $VID (+0%) (glass packaging) - Strong dividend (5.8%); very strong dividend growth (3Y) (⌀ 75.2%)

Information Technology

Amphenol $APH (+0.15%) (electrical engineering) - Low dividend (0.8%); very strong dividend growth (3Y) (⌀ 23.3%)

35 Comments

DevlishTomato@risk_taker_1816

Hi, you might want to take another look at British American tobacco shares, $BATS, which is also mega in terms of dividends and the share price isn't bad either

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BockaufDividenden

@BockaufDividenden

4D·

Reallocation | Simplification of dividend portfolio

Hello everyone,

For some time now I have been wavering a bit about my dividend portfolio, whether I should use the 6 ETF savings plans (always staggered distributions for monthly cash flow) are not too complicated. About me: I'm in my mid-thirties and the aim is to build up more and more net monthly salaries through dividends over time. I enjoy looking at my bar charts in Portfolio Performance over the years and seeing how they get bigger and bigger every year compared to the previous year. For this year, I expect to earn around €3,700 in dividends with my current portfolio.

----- ----- -----

The Morningstar X-Ray already shows a lot of stock overlaps. The aim was always to combine 2 ETFs per interval with 1 each with high distributions + and 1 each with growth and to have good diversification:

January, April, July, October

$ISPA (+0.17%) + $EXX5 (-0.41%)

February, May, August, November

$FGEQ (-0.01%) + $IMEU (+0.4%)

March, June, September, December

$TDIV (+0.35%) + $VHYL (-0.13%)

+ $O (+0.22%) + $MAIN (-0.25%) + $ARCC (-0.15%) + $VICI (-0.58%) + $HTGC (-0.25%) + $BATS (-2.19%)

----- ----- -----

The ETFs have a value of approx. 15,500€ per interval, the REITs + BDCs below together approx. 31,000€. I would also like to invest in savings plans with dividend growth shares, whereby I want to proceed according to certain criteria: https://aktienkoenig.de/starke-dividendenaktien-mit-dem-dividenden-check-finden/#elementor-toc__heading-anchor-3

Would you simplify the dividend ETFs and reduce them from 6 to 3 or replace them if necessary, because that is overdiversified anyway, or should I rather "shut down" some of them and continue to save only 3 of them increased? I am basically undecided at the moment as to whether I should focus on higher dividend payouts or rather higher dividend growth. At the moment, I think it's all mixed up.

24 Comments

Yieldrology@Yield-Ahead

I wouldn't ponder so much. The ETFs may overlap to some extent, but they are based on very different indices. You will have (have had) your investment case for each individual ETF. Is that no longer intact? I am now totally relaxed about my ETF investments. They are constantly rebalancing anyway and I like to rely on different index concepts and diversify income strategies. One year one concept works well, the next year the next...

My 2 cents.

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Show answer

Maverick4831

@Maverick4831

5D·

10k achieved🚀 - next target 20k💪🏼

Hi community,

after I briefly tested the 10k in March, I hope it will now stop.

About me: am now 42 years old, two kids (10 & 5) and aim to build the portfolio on monthly dividends alongside my ETF savings plans. Target no. 1 should be €100 gross dividend/month.

I started investing about 4 years ago, traditionally with the MSCI World (50€/month). The savings rate was so low because I had focused my cash flow on special payments for the condominium.

Priority 1 was that my family could live in the apartment safely, no matter what happened. The last installment is due in September 2026😁👌🏼.

I then expanded the savings plans piece by piece to include other ETFs (I know there are overlaps, but so be it😁).

Since the beginning of the year, my savings rate has now been €650 and I've added a few dividend stocks. I'll keep doing this until the ETW is finished, then look at how the individual stocks have performed and adjust my strategy accordingly.

Stocks like $KO (-0.28%) & $O (+0.22%) will be saved with €50/month until I retire, alongside my ETFs.

From September 26 I want to start with "trades" and see if I can get a bit more return.

My children now have their own junior custody account and the first savings plan in $VWRL (-0.1%) was triggered on Friday😊😊.

Regards

Maverick

14Positions

3.99%

5 Comments

W. M.@W0io

Stable portfolio. Keep up the good work.

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Show answer

S.A.U.

@SAUgut77

6D·

Restructuring completed for the time being...

...the sale from $O (+0.22%) has largely flowed into the ETF and the divi + 30% tax exemption + withholding tax exemption simply fits better in contrast. So Welcome monthly payer 🫠

02.05

JPM Global Equity Premium ETF

Bought x100 at €24.48

€2,447.50

22 Comments

༺Yuichi༻@Yuichi

Did exactly the same from o to the eft

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View all 7 further answers

S.A.U.

@SAUgut77

6D·

Small restructuring...

...long thought about exchanging my monthly payer, but the prime rate is not expected to fall for the time being, so it could well fall further, but overall still well in the plus and therefore I will now switch to the same or better divi class with a clear conscience and take 30% tax exemption + withholding tax exemption with me.

02.05

Realty Income

Sold x50 at €50.30

€2,515.00

0.20%

24 Comments

BockaufDividenden@BockaufDividenden

What do you mean by switching to a better divi class because of the 30% tax exemption? --> So into a divi-ETF?

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View all 17 further answers

GMK_VII

@GMK_VII

1Wk·

(Yield) Review April

After making my first small investments of a few hundred euros in the stock market in February '25, I added a larger amount in the course of April. It also took some time to develop an investment strategy; where do I want to invest? What risk do I want to take? Accumulating or distributing? ETFs and/or individual shares? If so, which ones and why? Are there specific countries and/or sectors I would like to focus on?

Only at the end of last week were all the answers to these questions clear: a long-term investment horizon of just over 35 years with relatively low risk. A healthy ETF/share mix of 60/40. Distributing portfolio with high-yield and high-growth positions and with a relative focus on the USA and Europe.

I have a good feeling that I am happy with my strategy in the long term and finally no longer have to constantly turn the entire portfolio inside out.

My ETFs and individual stocks are $HMWO (+0.03%)
$TDIV (+0.35%)
$DGSD (+0.19%)
$MAIN (-0.25%)
$NOVO B (+2.62%)
$PGR (+0.23%)
$PSA (-0.21%)
$UKW (+0.73%)
$APH (+0.15%)
$DHL (+1.18%)
$HSBA (+0.12%)
$MUX (-0.38%)
$NEE (-0.15%)
$ZTS (-0.39%)
$AFL (-0.49%)
$O (+0.22%)
$SHEL (+0.8%)
$VID (+0%)
$RACE (+0.42%)
$PLD (-0.21%)
$OMV (+0.5%)
$PAL (-0.26%)
$RIO (+0.66%) and last but not least $VOW (+1.19%)