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- Markets
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- Procter Gamble
- Forum Discussion

Procter Gamble
Price
Discussion about PG
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310Quarterly figures 28.07-01.08



My portfolio - improvement, criticism? Please let me know.
Hello, GetQuin community. I have been a silent reader for quite some time now and wanted to share my portfolio with you.
First of all, I am M22 and started investing in the market in 2020 with small amounts. I currently still live at home with my parents. I have a completed apprenticeship, but I decided to catch up on my A-levels to be able to study. I also have a part-time job.
- My savings rate is therefore only €300 a month
- 100€ goes into a call money account as a reserve
- 200€ goes into my savings plans which I list below
My strategy is a classic core-satelite strategy to build up a small fortune for the future.
The core therefore consists of 4 ETFs which I invest in monthly as follows:
- 60€ $XDWD (+0.45%) MSCI World ETF to cover the most important companies from developed markets.
- 25€ $EIMI (+0.43%) MSCI EM ETF to also cover emerging markets.
- 20€ $XDWT (+0.78%) as I would like to invest more specifically in the IT sector, because I think that this will continue to experience major growth in the future.
- 20€ $SAEU (+0.89%) I specifically wanted to save in this ETF to increase the European share and because I am very convinced of the weighting of the companies.
Now I come to my individual shares in the savings plan:
- 10€ $LIN (+0.1%) Linde convinced me very early on, and not just because I deal with them every day at work. Good growth and, in my opinion, a strong future.
- 10€ $PG (+0.2%) Strong products, my daily companion in the care and household sector.
- 10€ $DHR (+0.36%) My favorite in the life science sector, I think Danaher will be back in the future.
- 10€ $DTE (+1.01%) As a German company, I can no longer imagine telecommunications without it.
- 10€ $DE (-0.1%) John Deere is an emotional investment (🥹) I was already a big fan of Deere machines as a child. Today still a progressive company in my opinion.
- 10€ $NKE (+0.09%) Fundamentally a very successful company, I am a fan of the company history and the shoes, think that Nike will sooner or later return to its former strength.
- 10€ $WM (+0.04%) Waste disposal and recycling are becoming increasingly important, environmental solutions are a big issue. Why not WasteManagement?
- 5€ $CSCO (+0.1%) Big player in the field of cybersecurity, which is becoming increasingly important. I am convinced of the company.
I also hold shares in a few other companies, the reasons for which are described below:
- $SHEL (+1.08%) I bought some time ago, important and large energy company. I will continue to hold them in the future.
- $NESN (+0.24%) I bought them back then and am now just waiting to be able to sell them at a positive price.
- $NU (+0.55%) I am convinced of the company, I think that Nu will have a successful future.
- $O (+0.25%) I only save Realty Income through the cashback offer from TR, simply to get a few monthly dividends for a good feeling.
I don't save my cryptocurrencies monthly. I started putting a super small amount into Bitcoin early on. I just leave it to work.
I would now appreciate a little feedback, criticism and food for thought.
Thank you very much
Don't get me wrong, I would like to invest in a lot of companies as well, but due to this aspect I focus on one company per month. Try considering that
📢 Reinforcement of position: Procter & Gamble (PG) 🧼📉
I took advantage of the weaker dollar to strengthen my position in Procter & Gamble, one of the most stable and consistent companies in my portfolio. As well as lowering my average purchase priceI continue to accumulate shares in the company.
🔹 Why keep reinforcing PG?
✅ Dividend King - 68 consecutive years of dividend increases. Impeccable track record.
✅ Share buybacks - Reduces the number of shares in circulation, increasing shareholder returns.
✅ Ultra-defensive company - Everyday products that maintain demand even in difficult times.
✅ Unbeatable brand portfolio - Ariel, Gillette, Pampers, Oral-B, Fairy, etc.
✅ Buy and never sell - It's one of those companies to always accumulate.
📈 Reinforcement in line with my strategy: solid, predictable companies with dividend growth and sustainable returns.
Slowly it goes on -
I would prefer to sell everything and put it into say 3-5 ETFs, but due to a mixture of different feelings I can't take this step. At least not overnight. Today I was able to part with the following positions (a big step for me, a small step for my portfolio).
$COST (+0.17%) -3% may not have been the best time to sell, but I'm no longer convinced in the long term, or rather it doesn't fit my investment idea
$PG (+0.2%) -8% stinks of opportunity cost. It may be that there is a good entry point for a solid dividend stock at the moment, but I would rather continue to build up the broadly diversified ETF.
$ROL (+0.15%) -4% ditch or not, we won't see the big fast percentages here.
$RMS (+0.88%) +25% I would not buy again today at the current price and find the valuation excessively high.
Reallocated to $VWRL (+0.38%) 🥱 and $EQQQ (+0.55%) 😎
(Thanks to a mini crash from 17:00, I also got a lot of shares)
My securities account as of today - Update
Here in the link my previous portfolio (unfortunately can no longer be updated here at the moment) and the train of thought of the last months briefly summarized:
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This is my portfolio as of today.
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I probably won't manage to get rid of individual stocks completely.
But at least I could eliminate supposedly unnecessary overweightings and overlaps and focus more on second-tier stocks, such as $CALM (+0.14%)
$TXRH (+1.01%)
$SOFI (+1.03%)
In any case, I haven't reallocated much since the article linked above.
I'm taking it rather slowly, as it still feels wrong to me, although the opposite would be more accurate.
So far I have sold the following stocks:
Lotus $LOTB (+0.54%) -7,3 %
Hims $HIMS (-0.1%) +202 %
DE Telekom $DTE (+1.01%) +-0
Church&Dwight $CHD (+0.31%) -6 %
Ecolab $ECL (-0.11%) +1 %
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Below is the X-Ray, which illustrates overweightings and allocations. Nvidia and Apple are not in my portfolio as individual stocks, but are strongly represented due to the ETFs. However, I have $MSFT (+0.3%) and $GOOGL (-0.01%) shares in the portfolio, which leads to an overweighting. Alphabet convinces me in many ways, so the overweight could make sense here. But with Microsoft, the ETF share could actually be enough for me. I am therefore considering adding an SL to Microsoft, for example 7% below the current price level.
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+ 1

Have often been annoyed not to have bought Procter & Gamble 2024 at the €130 level 🤕
$PG (+0.2%) Today the price alarm finally went off, the 2nd lower deviation band was reached😁

Review June 2025
Half of the year is now over. Incidentally, since July 2, we are closer to the year 2050 than to the year 2000 - just saying.
How could it be otherwise, June was also quite volatile in the middle, but the S&P500 regained everything and closed June with +2.12%. YTD, however, it is still at -7.36%.
In June, I recorded a loss of 0.32%. This corresponds to a value of around €380. It has to be said that I received fewer dividends, as getquin does not deduct withholding tax. But more about the dividends later.
The Dax (-1.11%) was finally worse than my portfolio this month. However, the HSBC MSCI World (+0.68%) beat me this time. Well, the DAX still has a bit of a head start. However, the MSCI is catching up considerably over the year. Nevertheless, I still have a slight lead of around 4%.
My high and low performers in June were (top 3):
Nintendo ($7974 (+1.13%) ) +14,96%
Airbus ($AIR (+2.3%) ) +9,91%
Texas Instruments ($TXN (+0.5%) ) +9,63%
McDonald's ($MCD (-0.23%) ) -9,24%
Procter & Gamble ($PG (+0.2%) ) -9,63%
Nestle ($NESN (+0.24%) ) -10,17%
Texas Instruments $TXN (+0.5%) is among the top 3 stocks again. But still only just over 0% for the year. The customs hullabaloo has simply taken its toll.
Airbus $AIR (+2.3%) is of course benefiting from the Boeing disaster and the defense division is also doing quite well.
Nintendo $7974 (+1.13%) has finally released the Switch 2 and is rising and rising and rising. I would have bought more six months ago... You're always smarter afterwards.
Dividends:
In June, I received €277.64 net from a total of 26 distributions.
Compared to June 2024 (€130.83), this was an increase of 112.21%.
Now comes July. The announcement of the distribution from the Global Dividend Growth ETF is not quite as bad as expected. The worst month of the year has thus changed to October.
Investments:
I still haven't finished building up my nest egg. I still haven't received the bill for the car repairs, so I still have a lot to put aside for that. In the meantime, it could come slowly so that I can finally get it off my plate. Apart from that, my nest egg is growing but it will take some time before it is at a satisfactory level. However, it should reach €10,000 by the end of December, provided nothing serious unforeseen happens.
Purchases and sales:
There were no sales in June.
I bought or increased Hershey (2 shares) and Pepsi (2 shares)
savings plans (125€ in total):
- Cintas $CTAS (-0.26%)
- LVMH $MC (-1.6%)
- Microsoft $MSFT (+0.3%)
Goals 2025:
My goal is still to have €130,000 in my portfolio at the end of the year. This target is to be achieved by reinvesting the dividend, making payments and, of course, increasing the share price. The share price increase is of course impossible to predict in any way, so the motto is: if the share price falls or does not rise enough, more cash is needed.
This comes from selling useless stuff on eBay, additional income from e.g. "neighborhood help" etc.
The worse the share price, the more additional cash has to be raised.
Target achievement at the end of June 2025: 44.44%
Who would have thought that I should actually be at least 50%. I'm not, which means I'm lagging a little behind the optimal path again. But what can't be done, can still be done.
How was your June?
Do you have any particular goals for the second half of the year?
If you're interested in a mid-year review from me, please let me know in the comments.
If you liked the report and would like to read more, feel free to follow me,
If you're not interested, feel free to keep scrolling or use the block function.



+ 2

Buying United Natural Foods
After a major 30% pullback, I’m buying the dip on $UNFI (+0.29%) .
United Natural Foods is the leading organic food wholesale distributor in the U.S., and a key partner of Whole Foods and Sprouts Farmers Market ($SFM (-0.33%) ). The natural and organic segment is projected to grow around 11% annually over the coming years, and $UNFI is strongly positioned to benefit from this trend.
The recent selloff was triggered by a cyberattack that disrupted operations and caused temporary losses in sales. However, I see this as a short-term setback rather than a structural issue. The company just posted better-than-expected earnings, showing underlying strength.
In today’s uncertain market, I prefer to invest in companies in the consumer staples space — traditionally considered “safe” — that also offer growth potential. After recent disappointments with $PEP (+0.44%) and $PG (+0.2%) , likely due to shifting consumer preferences toward healthier products, I see $UNFI (+0.29%) as being on the right side of that trend.
This 30% drop looks more like an opportunity than a warning sign.
USD/EUR
Am I the only one that has problems following how the stocks are really performing due to the massive loss from the USD value against EUR?
I buy with TR in € but of course I have many positions that trade in USD in their original markets.
It is a bit confusing to see the portfolio go stagnating, with some stocks falling hard (like $PEP (+0.44%) or $PG (+0.2%) ) when in reality, the US stocks are not performing bad (or that bad), it is just the fact that when you’ve your portfolio in € your stock goes down by the efect of the exchange rate (USD is now down 12,5% YTD against EUR, wich made a stock that has the same price in USD as it had in January, be down 12,5% if you’ve it in €.
Of course the same applied on the other direction when USD was streghtening against € in 2024, but since I’ve been trading I haven’t seen a fluctuation this big and this fast on the EUR/USD…
In april everything seemed to be a good deal. And now? Everything is expensive again!
I want another correction…
Taking it easy ...
While young and old alike are painting their helmets today, I'm taking it easy.
There were equal parts $PG , $ULVR (+0.27%) and $NESN (+0.24%) to the depot.
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