I have placed a final tranche with $TROW (-0.51%) I have placed a final tranche at
The position is now full for the time being and I have stopped my savings plan.
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44I have placed a final tranche with $TROW (-0.51%) I have placed a final tranche at
The position is now full for the time being and I have stopped my savings plan.
Today S&P reached an important support level and I started my buy strategy.
After that I bought back some $TROW (-0.51%) shares, $NVO (+0%) and $ENI (-0.97%)
And I was thinking to add to my portfolio one of those, $GOOG (-0.65%)
$META (-0.83%) or $MSFT (-0.38%) wich one would you choose?
Bitcoin's strength fizzles out in 24 hours + Many US stocks hit annual lows + Tesla's sales in Scandinavia slump + Okta exceeds expectations + JPMorgan puts RWE on 'Positive Catalyst Watch'
Bitcoin $BTC (-0.33%)strength completely sold off again
Many US equities at annual lows
Tesla's $TSLA (-2.43%)sales in Scandinavia collapse
Okta $OKTA (-0.77%)exceeds expectations
JPMorgan places RWE $RWE (+0.74%)on 'Positive Catalyst Watch'
Tuesday: Stock market dates, economic data, quarterly figures
00:30 JP: Unemployment rate 1/25
00:50 JP: Investment Q4/24
11:00 EU: Labor market data January Eurozone Unemployment rate FORECAST: 6.3% previously: 6.3%
12:30 UK: Chancellor of the Exchequer Reeves, hearing in the House of Commons
15:00 EU: ECB, APP/PEPP monthly report
No time given:
CN: National People's Congress of China, press conference
US: Import tariffs on goods from China, Canada and Mexico come into force
US: Fed Richmond President Barkin, speech at Fredericksburg Regional Alliance event
Introduction:
BlackRock and T. Rowe Price are two prominent asset managers that offer both active funds and ETFs. When deciding whether to invest in these companies' stocks, their active funds or their ETFs, it is important to understand the differences and characteristics of these investment vehicles.
Shares of asset managers:
Active funds vs. ETFs:
Cost comparison:
Performance comparison:
Some studies show that actively managed funds can outperform passive ETFs in certain market phases. For example, actively managed growth funds from T. Rowe Price and Fidelity outperformed the Vanguard Growth ETF over a short period.
Bottom line:
Choosing to invest directly in BlackRock or T. Rowe Price stocks offers the benefit of participating in the success of these asset managers, including their exposure to the crypto space, particularly BlackRock. However, this comes with specific business risks. Buying ETFs from these providers allows for broader diversification but reduces direct exposure to cryptocurrencies. The choice should be made based on the investment period and risk appetite.
I would be interested to know how you see this and why you chose the exact asset you have in your portfolio?
Ps: If there are any spelling mistakes or anything else, please let me know. Should be an attempt to have a discussion at a higher level.
💼 Performance Overview:
T. Rowe Price reported a 3.14% YoY decline in revenue to $1.54 billion, reflecting lower assets under management (AUM). Net income fell 10.12% YoY to $433.5 million, impacted by rising expenses. The operating margin declined to 36.2% (-1.4 pp YoY) due to increased compensation costs and strategic investments.
📊 Key Financial Metrics (YoY Growth):
▫️ Revenue: $1.54B vs. $1.59B (-3.14%)
▫️ Net Income: $433.5M vs. $482.5M (-10.12%)
▫️ Adj. EPS: $2.12 vs. $2.30 (-7.83%)
▫️ Gross Margin: 60.5% vs. 61.2%
▫️ Operating Margin: 36.2% vs. 37.6%
📍 Income Statement Highlights:
▫️ Assets Under Management (AUM): $1.61T (-2.4% YoY)
▫️ Investment Advisory Fees: $1.30B (-3.5% YoY)
▫️ Compensation & Related Expenses: $625M (+4.2% YoY)
▫️ Advertising & Promotion: $65M (+8.3% YoY)
💰 Balance Sheet Highlights:
▫️ Total Assets: $6.4B (-1.8% YoY)
▫️ Cash & Equivalents: $2.12B (-3.1% YoY)
▫️ Long-term Debt: $0M (No outstanding long-term debt maintained)
▫️ Dividends Paid: $265M (+5.6% YoY)
📈 Future Outlook:
▫️ Revenue Guidance: No specific guidance, but management expects modest AUM growth in 2025
▫️ Adj. EPS Guidance: Not provided
▫️ Strategic Priorities: Digital transformation, AI-driven investment strategies, cost control
▫️ Specific Growth Strategies: Expansion in multi-asset solutions & fixed income products, focus on retirement-related investments
🔎 Key Takeaway: Earnings were pressured by declining AUM and rising expenses, though strategic investments and dividend growth signal long-term confidence.
$TROW (-0.51%) Sottovalutata 🟢 del 36% - Fair value 147$
• DivYield 4,73% - Payout Ratio 57,96%
I used the "dip", if you want to call it that, to increase my position in $TROW (-0.51%) to top up my position. At € 94, I didn't get the lowest price, but I still feel comfortable with the purchase.
Any opinions?
I am mainly a dividend investor and now looking to start a new position $TROW (-0.51%) , I haven't seen too much discussion around this stock so I am open for your thoughts?
$TROW (-0.51%) short summary:
Div Yield (FWD): 4.73%
Payout Ratio: 57.68%
Dividend Growth: 37 Years
5 Year Growth Rate : 11.00%
Hello everyone,
I would also like to introduce myself and my portfolio briefly and concisely.
I've been a silent reader for a few months now. Now it's time to reveal a bit about myself.
About me:
My name is Sebastian, I'm 30 years old and I live in Bavaria. I live with my girlfriend in a house I inherited from my parents. I work in the business world as a mechanical engineer.
I can't say exactly when I started investing. I probably started about 4-5 years ago by participating in share bonus programs through my work. Otherwise, my investments have been steadily increasing since the coronavirus era. I was mainly triggered by Finfluencer. There are good and bad things about that. Good: I started investing. Bad: I bought a lot of things stupidly/blindly. I'm now trying to straighten that out and no longer follow such people.
Monthly savings rate approx. 2.5 to 3.0 k€.
I am not fully invested. I have and will continue to have a good cash position.
About the portfolio:
The aim is to create a healthy mix of growth, dividends (growth) and a stable, healthy basis. The dividends also serve somewhat as a "bonus".
As mentioned above, I have (or had) some stocks in my portfolio that I was/am not satisfied with and which I have therefore recently cleaned out and reallocated the freed-up capital. The reorganization process is still ongoing. Roughly speaking, I would generally like to have fewer individual stocks in my portfolio and will shift the weighting to ETFs.
About the individual stocks in the portfolio:
Of course, there have also been some failures so far, some of which have depressed performance considerably.
Any examples?
$YSN (-6.87%) : -36,80%
$PLUG (+0%) : -61,58%
$PYPL (-1.14%) : -14.68% (good luck for bad luck...)
$NKE (-0.71%) and $MPW (+0.8%) can probably be counted as well.
That's it. It has become a smaller wall of text. Sorry for that.
Feel free to give me feedback on my thoughts and the portfolio.
Have a nice weekend everyone!