$SOFI (+1.81%)

Great prospects, think earnings will also be extremely strong 💪

Innovations:

1. level 1 options

2. crypto announcement

3. Galileo Services on AWS for SaaS

4. Southwest Rewards by Galileo

5. United Airlines Rewards by Galileo

6 World Payments

7 Web Traffic Insights from SimilarWeb

8. potential app download surge

9. 1st ROBO Advisor Award from BARRONS

✅ Low annual fees

✅ Built by experts

✅ Easy customization

✅ Free 30-minute session with a financial planner

✅ All in one app 🚀

$JPM (+0.23%)
$WFC (+0.06%)
$GS (+0.21%)
$MS (+0.54%)
$C (+0.49%)
$HOOD (+3.36%)

CEO of $JPM (+0.23%) Jamie Dimon has made a bullish statement on the gold price.

He would not be surprised if the price of gold were to explode and reach between 5,000 and 10,000 dollars in the near future.

More and more investors are adding gold to their portfolios. The question of weighting is often asked. How high should the weighting of gold in the portfolio be?

Experts recommend a position of 5-10% gold in the portfolio.

What are your price targets for gold?

And how large is your gold position in the portfolio?

Source: World

$ERIC A (+0.06%)
$DPZ (-0.16%)
$JNJ (+0.28%)
$JPM (+0.23%)
$WFC (+0.06%)
$BLK (-0.27%)
$GS (+0.21%)
$C (+0.49%)
$MC (-0.04%)
$ASML (-0.09%)
$BAC (+0.65%)
$MS (+0.54%)
$JBHT (-0.19%)
$EQT (+0.91%)
$SRT (-1.08%)
$NESNE
$TSM (+2.27%)
$ABBN (-0.5%)
$UAL (+0.5%)
$TOM (-1.58%)
$VOLV B (+1.61%)
$AXP (+0.04%)
$SLBG34
$STT (+0.19%)

👋 Introduction & background

Hey everyone!

I'm 33, married and dad to two small children (18 months and 2 months old). I've been working in the automotive industry since 2011 and in management consulting since 2019. ⚙️🚗💼

My wife is an engineer and also works in the automotive industry. 👩‍🔧🚗

I've been with getquin since 2022, but so far I've been reading along rather than actively posting. 👀

My wife is currently on parental leave and receives parental allowance. I will go on parental leave in Q2 2026 (also with parental allowance), then she will start working again. This means that only one of us will receive a full salary until the end of 2026 - but we'll still be sticking to our savings and investment quota. 👶💶

💰 Current status:

A good mid-six-figure amount has already been saved in our custody accounts. 📈

👶 Children & investments

For each child, we invested €10,000 in the Vanguard FTSE All World ($VWRL) (+0.2%) invested. In addition, each child receives €150 per month in the same ETF - via junior custody accounts at ING. 📊

💍 My wife's investments

She invests monthly:

- 🌎 500 € in the MSCI World ($XDWL) (+0.11%)

- 💸 500 € in the Vanguard FTSE All World High Dividend ($VHYL) (-0.13%)

📈 My investment strategy

Long-term, diversified and with a focus on cash flow & wealth accumulation.

🔹Core portfolio (ETF & Bitcoin)

900 € flow in monthly:

- 💵 €500 in SPDR S&P 500 ($SPY5) (+0.16%)

- 🌍 €200 in Vaneck Morningstar Developed Markets Dividend Leaders ($TDIV) (-0.27%)

- ₿ 200 € in Bitcoin ($BTC) (+1.8%)

🔹 Individual share savings plans (€25/ €600 each)

Target per company: €10,000 investment amount.

Currently participating:

$DB1 (+0.07%) , $UNP (-0.05%), $RACE (-1.05%) , $MRK (-0.07%) , $MUV2 (-0.04%) , $DGE (+0.48%) , $DE (+0.22%) , $TXN (-1.76%) , $AWR (+0.12%) , $ADP (+0%) , $PLD (-0.36%) , $HEN (-0.31%) , $ITW (+0.61%) , $UNH (+0.56%) , $LLY (+0.15%) , $BEI (+0.43%) , $MCD (-0.29%) , $DTE (+1.42%) , $WMT (-0.29%) , $COST (-0.04%) , $WM (-0.28%) , $JPM (+0.23%) , $BLK (-0.27%) , $SY1 (-0.26%)

🔹 Cash reserve

💰 Set aside at least €1,000 every month to be able to strike flexibly when opportunities arise.

🏘️ Real estate strategy

We live in our own home and own a rental apartment that pays for itself. ✅

Further real estate purchases are planned. 🏡📈

🎯 Target (15-20 years)

Financial freedom - with the option of part-time or complete independence from employment. Focus on more time for family, projects and quality of life. ✨

How do you structure your portfolios? What is your strategy and what are your long-term goals?

I look forward to the exchange!

HSBC $HSBA (-0.36%) was the first bank in the world to use a quantum computer in the financial market - a breakthrough that is likely to accelerate the race for technology.

With the most powerful quantum processor to date, Heron from IBM $IBM (-0.06%) the major British bank has improved the prediction of the price at which a bond will be traded by 34 percent.

The basis for this was an anonymized data set of European bond deals, as the bank announced on Thursday (25.9.). This could significantly increase the efficiency of the market.

The experiment is considered a milestone because real transactions were included on a large scale for the first time. Until now, the technology was mainly limited to universities and specialized tech companies.

Companies such as Google's parent company Alphabet $GOOGL (-0.05%)IBM and Microsoft $MSFT (+0.03%) are already investing billions of dollars in quantum research, but the road to everyday applications remains long.

》No live trade《

HSBC's attempt was aimed at over-the-counter trading, in which transactions are carried out directly between two parties - without an exchange or broker. Philip Intallura, Head of Quantum Technology at HSBC, emphasizes that although it was not a live trade, it was very much a demonstration on a real production scale. "We firmly believe that we are on the cusp of a new era of computer technology in financial services - and not just in the distant future," says Intallura.

While technology companies are setting the pace in terms of development, banks such as JP Morgan Chase $JPM (+0.23%)Goldman Sachs $GS (+0.21%)Citigroup $C (+0.49%) and HSBC are also investing heavily in quantum projects.

Management consultancies McKinsey and KPMG expect far-reaching benefits: better risk management, optimized portfolios, more accurate predictions of asset prices and sharper fraud detection.

》Faster with physics《

The foundation of quantum computers is physics itself. Unlike conventional computers, they do not work step by step, but in parallel. This allows extremely complex problems to be solved very quickly.

Alphabet showed just how big the leap is at the end of last year: the quantum processor Willow solved a problem in five minutes that even the most powerful supercomputers since the beginning of the universe would have calculated - and not come up with the result.

It is currently becoming apparent that $IREN (+4.69%) after the phenomenal run of the last weeks and months will probably be available today at a significant discount from the ATH, certainly also due to the downgrade by $JPM (+0.23%) will be available at a significant discount from the ATH😉.

Let's see where the US PCE data today in the early afternoon CET and the opening of trading in the US shortly afterwards will take us.

If necessary, I may actually have to add some more after all😂. A bit of powder is still dry.

Have a (hopefully still) green Friday in the portfolio and a good start to Wochenende✌🏻.

$IREN (+4.69%)
$CIFR (+2.75%)
$BITF (+7.73%)
$BTC (+1.8%)

https://de.investing.com/news/analyst-ratings/bewertung-zu-hoch-jpmorgan-stuft-iris-energy-auf-underweight-herab-93CH-3162761

JPMorgan Chase ($JPM) (+0.23%)- with more than 85 million private customers worldwide - intends to launch its Chase digital bank in Germany in the second quarter of 2026. This will make Germany Chase's second European market after the UK (since 2021).

The launch will be deliberately gradual: To begin with, Chase plans to launch an overnight deposit account that is directly tailored to the strong savings culture and high demand of German customers. Based on this start, the digital offering will be successively expanded to include other product types.

Chase's German headquarters will open in Berlin by the end of 2025. JPMorgan has been active in Germany for a long time - with roots dating back to 1924 and currently more than 900 employees in Frankfurt and other locations working in areas such as investment, private and asset management.

The move reflects a clear strategic approach: Chase wants to position itself as a digital, innovative and trusted banking offering - supported by global expertise and locally adapted services.

US companies plan share buybacks on a historic scalewhich is a sign of the American economy's confidence in the economy. Nvidia Corp is the latest company to join the long list of buyback plans.

The announced buybacks exceeded the 1 trillion US dollars reaching this level in a very short time, according to data from Birinyi Associates. The previous record was set in October last year.

In recent months, corporate giants - particularly in the areas of finance and technology - have given the green light for extensive share buyback programs.

$AAPL (+0.15%)

$GOOGL (-0.05%)

$NVDA (-0.04%)

$JPM (+0.23%)

$GS (+0.21%)

$WFC (+0.06%)

$BAC (+0.65%)

$V (+0.1%)

$C (+0.49%)

$BKNG (+0.23%)

Source: https://www.moneyweb.co.za/news/markets/us-firms-racing-through-1trn-buyback-spree-in-record-time/

$MS (+0.54%)