Good entry opportunity at $HTGC (-3.81%) ?

Hello dear GQ community,

almost a month ago I already presented my portfolio and my investment case. (those interested can take another quick look at it)

I have now experienced the first correction of my investment career and can say that, yes, it hurts to look at the portfolio with all the red figures, but holding on to the fact that I am convinced of the companies in the long term has kept me strong up to this point. Only time will tell whether this correction was particularly strong or weak. True to the motto "red means supply", I have tried to use my uninvested budget for additional purchases and new positions.

I may have too many different positions for some people's taste and still have too large a stake in the US, tech and financial sectors. Overall, I am simply a fan of picking companies that fulfill three conditions:

- consistent dividend growth over the last 10 years

- long-term share price growth (depending on how long the company has been on the stock market, but if I don't have green figures over the maximum period, I leave you out)

- preferably a P/E ratio of less than 20 (with exceptions)

And generally in line with my case, a 3+% dividend.

In the unknown future, I will continue to hold my small positions of $PLTR (-2.5%) , $BLK (-2.93%) , $NVDA (-3.9%) and $TGT (+0.82%) (these were my first 4 purchases of 25€ each without any idea, Palantir compensates the losses of the other 3 quite nicely). From $AAPL (-2.28%) in the long term, but it does not yet play a major role in my immediate savings.

By the end of the year, I will be saving a further €750 a month via a savings plan, split evenly between $PETR3 (+0.27%) , $MUV2 (+0.38%) , $7203 (-2.21%) , $ENEL (-0.38%) , $HTGC (-3.81%) and $ALV (+0.37%). With the aim of balancing out the inequality somewhat.

In general, I am very happy to have discovered this platform, as I have gathered many useful tips and experiences, so thank you for that.

I am always grateful for your opinions, tips and suggestions. Thanks for reading.

In uncertain times, it is important to keep a watchlist so that you can pick up stable shares at bargain prices. I hope we go down a few more levels, another -20% would be nice, even if the short to medium-term price losses hurt.

I currently have almost 30 stocks on my watchlist, some of which are attractive in terms of price, while others are still far too high for me. I have not listed stocks that are already in my portfolio and that I would like to buy (in order of dividend amount):

Hercules Capital $HTGC (-3.81%) or Main Street Capital $MAIN (-3.32%)
Chevron $CVX (-3.41%)

Vinci SA $DG (+0%)
United Parcel Service $UPS (-0.29%)
3i Infrastructure $3IN (-2.63%)
Iron Mountain $IRM (-5.08%)
Micro Star International $MSS
Nextera Energy $NEE (-0.47%)
Partners Group $PGHN (-1.63%)
Itochu Shoji $8001 (+3.03%)
Canadian National Railway $CNR (-0.6%)
Svenska Cellulosa $SCA B (+0.64%)
VAT $VAT
Investor AB $IVSB
Assa Abloy $ASSA B (-1.08%)
Linde $LIN (-1.86%)
John Deere $DE (-2.65%)
Landstar Systems $LSTR (-2.07%)
Dover Corporation $DOV (-2.51%)
Alimentation Couche-Tard $ATD (+0.42%)
ASML $ASML (-1.79%)
Infineon Technologies $IFX (-1.82%)
Sherwin-Williams $SHW (-3.1%)
Tencent $700 (+0.63%)
Microsoft $MSFT (-2.51%)
S&P Global Inc. $SPGI (-2.22%) or Moody's Corp. $MCO (-2.64%)
Visa $V (-3.84%) or Mastercard $MA (-2.4%)
Ferrari $RACE (-0.45%)

Which stocks do you have on your watchlist?

#aktien
#watchlist
#crash
#stock
#market

The second month of 2025 is already over. Time is flying by again at breakneck speed and one event or statement follows the next this year. It's crazy what's going on at the moment and at the same time the market is somehow saying "I don't care".

Up down, up down, the markets are becoming more volatile and yet, or precisely because of this, my February was almost at +/-0.

But one thing at a time.

In February I achieved a plus of 0.8%. With my portfolio size, this corresponds to a value of almost €900. Not particularly good compared to the Dax (+3.77%), but still very respectable compared to the HSBC MSCI World (-2.49%).

Unfortunately, things do not look any better over the year (YTD).

The Dax is running away with 13.3%, while the MSCI World is bobbing along at 1.6%. Here, too, I was at least able to beat the World, but I still lag miles behind the DAX.

Overall, however, I am still very satisfied. As I don't have a lot of tech in my portfolio and my stocks are (mostly) rather stable, there is often no outperformance of the stocks and if there is, it is only marginal.

My high and low performers in February were (top 3):

$HSY (-0.89%) Hershey +15.63%

$T (-4%) AT&T +14.07%

$NESN (+0%) Nestle +13.10%

$ADM (+0.69%) Archer Daniels -8.57%

$UNH (-6.43%) United Health -13.16%

$TSLA (-5.38%) Tesla -27.59%

Dividends:

In February, I received a net €123.62 from a total of 10 distributions.

Compared to February 2024 (€99.26), this was an increase of 24.54%

Investments:

Due to the construction work on the house last year, the focus continues to be on building up the nest egg and saving up a "leisure account" again, as everything was really used up completely last year and only the custody account remained.

The savings plans will of course continue unabated, but individual investments are probably not possible for the time being.

Purchases and sales:

I have parted with Mercedes ( $MBG (+1.2%) ) and Medical Properties ( $MPW (-4.56%) ).

I then added to Lockheed Martin ( $LMT (-2.19%) ), Hershey ( $HSY (-0.89%) ) and Petroleo Brasileiro ( $PETR4 (-0.64%) ).

My savings plans remain unchanged, but it is quite possible that I will stop them for the time being in order to build up investment cash again.

Savings plans (350€ in total):

• Realty ($O (-0.78%) )
• STAG Industrial ($STAG (-3.14%) )
• Gladstone Invest ($GAIN (-3.78%) )
• Hercules Capital ($HTGC (-3.81%) )
• Cintas ($CTAS (-3.57%) )
• LVMH ($MC (-0.9%) )
• Monster Beverage ($MNST (-1.2%) )
• Microsoft ($MSFT (-2.51%) )

Goals 2025:

My goal is to have €130,000 in my portfolio at the end of the year. The goal is to be achieved by reinvesting the dividend, making payments and, of course, increasing the share price. The share price increase is of course impossible to predict in any way, so the motto is: if the share price falls or does not rise enough, more cash is needed.

This comes from selling useless stuff on eBay, additional income from e.g. "neighborhood help" etc. The worse the share price, the more additional cash has to be raised.

Target achievement at the end of February 2025: 37.41%

So I'm on the right track (so far). I'm curious to see what else will happen in 2025 and hope that the crash, which seems to be getting closer and closer, will take a little longer (so that I can continue to accumulate cash).

How was your February? Are you happy so far? I think that, due to the volatility, the portfolios in February are far more spread out than they were in January or even at the end of last year.

I like the ETF and it really seems to be an option for old age, but through $HTGC (-3.81%)
$OBDC (-2.32%) and $PSA (-3.52%) I already have enough cash flow in my portfolio.

Will be reallocated to the div growth category

$HTGC (-3.81%)

Record total investment income for the full year 2024 of USD 493.6 million, an increase of 7.1% compared to the previous year

Record net investment income "NII" for the full year 2024 of USD 325.8 million, an increase of 7.2% compared to the previous year

Record gross financing for the full year 2024 of USD 1.81 billion, an increase of 13.0% compared to the previous year

Q4 2024 NII of USD 81.1 million, or USD 0.49 per share, covers 123% of base cash distribution

Q4 2024 total gross debt and equity obligations of USD 619.5 million

Q4 2024 total gross financing of USD 468.5 million

Conservative balance sheet management with net GAAP leverage of 83.9% and net regulatory leverage of 69.9

Including the advisor funds managed by its wholly owned subsidiary Hercules Adviser LLC, Hercules had more than USD 1.1 billion in available liquidity at year-end.

Announced a new additional cash distribution for 2025 of USD 0.28 per share, payable over four quarters

Undistributed net income of USD 163.6 million or USD 0.96 (1) per outstanding share

Approximately USD 4.8 billion in assets under management, an increase of 14.2% compared to the previous year (2)

$ASML (-1.79%) is out, as I want to focus more on stocks with a healthy trend in the growth part of my portfolio. See the weekly chart.

At the moment I am running a 75/25 strategy with which I feel most comfortable, 15K divided as follows:

Growth 75%: $AVGO (-2.31%)
$COST (-3.77%)
$7011 (-3.2%)
$MUV2 (+0.38%)
$GOOG (-2.12%)
$MUX (-1.01%) (mutares is under observation by me) $2768 (+2.56%)

Dividend 25%: $OBDC (-2.32%)
$HTGC (-3.81%)
$PSA (-3.52%)
$JEGP (-0.91%)